Should you designate one credit card for online shopping?
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With summer winding down, the holiday season will be here before you know it. As you begin to prioritize your game...
Recent Articles
How much of your credit should you use?
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Wise use of credit can have a powerful impact on your finances. It helps you stay within your means and enables...
Are you using credit cards or are they using you?
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Most Americans have close relationships with their credit cards. They carry them everywhere and depend on them almost daily.
Credit cards for teens: A parent’s comprehensive guide
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Getting a credit card for teens may seem controversial, but this step is actually quite common. Not only do credit cards...
Does getting denied for a credit card hurt your credit?
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Applying for a new credit card is relatively straightforward. You provide the requested information and wait a few minutes to receive...
What to do if your credit card issuer lowers your credit limit
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It can be surprising to realize that your credit limit has suddenly been cut. A dip in available credit may or...
Want an advance on your paycheck? You may be better off using your credit card
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People often find that making ends meet is just a matter of timing. Especially for people who get paid every two...
Can I use a personal card for business expenses?
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There’s no rule prohibiting the use of a personal card for business expenses, and many small business owners may choose to...
Does single credit card use lead to lower debt and better credit?
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I have been an expert in the consumer credit industry for over 25 years and one of the most common questions...
7 credit card tips for college students
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It's not cheap to be a college student. Books, tuition, and simple living expenses all require ample resources. A credit card...
Guide to Chase Refer-A-Friend referral bonus program
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Chase Refer-A-Friend is Chase’s incentive program which lets you earn rewards if someone uses your referral link to apply for a...
How your credit card average daily balance impacts interest rates
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For all the benefits credit cards can offer, one of the major drawbacks is interest. When you don't pay your balance...
Fed poised to cut rates – How will your credit card benefit?
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Inflation has made managing finances a challenge for many Americans since the COVID-19 pandemic. In an attempt to manage inflation, the...
10 expenses to charge to a business credit card
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Running a business involves managing various expenses, from office supplies to travel costs. Using a business credit card for these transactions...
Guide to Chase Sapphire Preferred® and Reserve® benefits
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Those who spend a fair chunk of their budget on dining and travel will appreciate the Sapphire Preferred’s generous rewards rate...