Recent Articles

What is a credit card default and why does it matter?

By Lena Borrelli | Updated on March 24, 2025

A credit card default occurs after a cardholder fails to make the required minimum payments for an extended period, typically 180...

Should you opt for an in-flight credit card offer?

By Erica Lamberg | Updated on March 18, 2025

It's not uncommon for flight attendants to make announcements while in the air touting special credit card offers that include enticing...

What are the best credit cards for gig workers and freelancers?

By Dawn Papandrea | Updated on January 6, 2026

From Uber drivers and Instacart shoppers to freelance writers, photographers, or graphic designers, 1099 workers are essentially solo business owners. If...

Credit card satisfaction: Does more always mean better?

By Richard Barrington | Updated on March 3, 2025

Usually, when a person acquires a lot of something - cars, clothes, baseball cards, whatever - we assume it means they...

Understanding credit card pre-approvals

By Choncé Maddox | Updated on February 28, 2025

When shopping for credit cards, you might have heard terms like credit card pre-approval before. Or maybe you've received a letter,...

Reduce your credit card costs: A guide to negotiating credit card fees

By Curtis Arnold | Updated on June 5, 2025

A common perception exists that credit cards inevitably come with fees. However, while fees are undesirable, they can often be avoided...

Young adults are the least satisfied with their credit cards, survey shows

By Richard Barrington | Updated on February 27, 2025

Americans are generally happy with their credit cards. The one group that is something of an outlier is adults aged 18...

Decoding credit card margins: What you need to know

By Curtis Arnold | Updated on February 20, 2025

Cardholders who pay their balances in full each month likely aren't as concerned with interest rates, as they avoid interest and...

How to consolidate credit card debt

By John Schmoll | Updated on February 19, 2025

Consolidating credit card debt is a simple process that allows people to pay off debt by saving money on interest payments....

Do cardholders love their credit cards? Survey says…

By Lena Borrelli | Updated on January 5, 2026

Here, we compare our list versus the J.D. Power results to see who really reigns supreme not only for credit card...

Are there advantages to paying your credit card bill before your due date?

By Erica Lamberg | Updated on February 12, 2025

Cultivating good financial habits, like paying your credit cards in full and on time, is essential for avoiding interest and late...

How to use Delta Vacations to reach Delta Medallion status in 2025

By Holly Johnson | Updated on February 11, 2025

With the new spending-based requirements to earn Delta Medallion status, Delta SkyMiles members can reach each tier of elite status with...

Is a credit card cash advance the best option in an emergency?

By John Schmoll | Updated on February 10, 2025

When you're facing an emergency, a cash advance may present itself as an opportune way to get money. While cash advances...

The high cost of gambling on credit

By Richard Barrington | Updated on February 7, 2025

Any experienced gambler knows the house usually wins. The trick is to use your knowledge and skill to try to turn...

5 ways to earn elite airline status faster in the new year

By Holly Johnson | Updated on January 23, 2026

If you want to earn elite status with your favorite airline this year or reach a higher tier of status than...