Debt forgiveness myths not to fall for
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Credit card debt forgiveness is when you settle your accounts for less than the amount owed. In effect, the issuing bank...
Recent Articles
Are millennials the least loyal credit card users? Survey results say yes
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The "quarter-life crisis" or the general feeling of finding your footing in early adulthood is a real thing. While many millennials...
Discover quarterly rewards categories for Q1 2026
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From January through March 2026, card_name cardholders will earn 5% cash back on purchases at grocery stores, wholesale clubs, and on...
What is penalty APR and how to avoid it
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Other actions, such as a payment returning with insufficient funds or exceeding your credit limit, can trigger the higher rate. Worse...
What is a credit card retention offer?
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When a card issuer mentions a credit card retention offer, they are typically hoping you will pay the annual fee on...
IHG One Rewards Traveler Credit Card’s best points offer of the year
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This isn't just the best offer of the year for this card; it's the best we've seen since 2023! If IHG...
How to manage credit card debt as a retiree
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What's more concerning is the amount of debt carried by many seniors. "Nearly half (48%) of older adults who carry a...
Major credit cards – What are they and why are they important?
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You often hear the term "major credit cards," whether it's someone excited about getting approved for one or a business displaying...
What the return of inflation may mean for credit card debt
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Inflation is a predator that can bite you twice. First you pay higher prices for the things you buy. Then, if...
Should you freeze your credit? What it does (and doesn’t do) to protect you
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But should you freeze your credit? And what do credit freezes actually do to protect you? Learn all about what credit...
With Southwest now charging for checked bags, are Southwest credit cards still worth it?
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Southwest Airlines has always chosen to do things differently, from its love-it-or-hate-it open seating policy to its no-fee flight changes and...
Should you have multiple credit cards? Lessons from cardholders with excellent credit scores
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New findings from a CardRatings.com cardholder satisfaction survey suggest that's how people with excellent credit scores approach their credit card strategy....
How to get your credit ready for retirement
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Dealing with credit trouble when you're living on Social Security and other fixed retirement income can make it hard to have...
How does credit card debt impact your debt-to-income ratio?
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Understanding how credit card debt affects your debt-to-income (DTI) ratio can make all the difference when planning your financial future. The...
Student loan payments now affecting credit: What you need to know
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Interestingly, borrowers who are delinquent or in default on their student loans have not had their late payments reported to the...