Recent Articles

Trump administration dismantles Biden-era traveler protections

By Holly Johnson | Updated on October 3, 2025

This article was originally published in July 2025 to discuss new U.S. Department of Transportation rules mandating airlines provide automatic cash...

Ways to maximize credit card rewards for summer road trips

By John Schmoll | Updated on January 23, 2026

The glamour of partially funding luxurious trips with credit card rewards isn't lost when you opt for a trip that entails...

What is the average credit card interest rate?

By Richard Barrington | Updated on January 12, 2026

Credit card companies were slow to react to the Fed's rate cuts, but most made up ground during the final quarter...

Unlocking premium travel perks: Chase Ultimate Rewards® vs. Amex Membership Rewards®

By Holly Johnson | Updated on June 25, 2025

If you're considering earning Amex points or Chase points but can't seem to decide between the two, read on for an...

What does the convergence of BNPL and credit cards mean for consumers?

By Jake Safane | Updated on June 24, 2025

As the name suggests, BNPL allows consumers to buy something now while paying for it over time, often split into four...

Chase Freedom® quarterly rewards categories for Q1 2026

By Maryalene Laponsie | Updated on December 16, 2025

Note: Chase Freedom® is no longer accepting new applications, but existing cardholders are still eligible to earn in the bonus categories....

What is a credit card hardship program and how do you qualify?

By John Schmoll | Updated on June 17, 2025

Other benefits may be available, such as lowering minimum monthly payments or fixed payments. The goal is to help users get...

What is the best way to book a cruise with credit card rewards?

By Michelle Lambright Black | Updated on June 24, 2025

Whether you prefer sunny beaches or glacier-lined coastlines, cruises offer great value and fun for a wide variety of travelers. Cruises...

What are the best annual fee credit cards?

By Jennifer Doss | Updated on June 13, 2025

You shouldn't rule out a credit card just because it has an annual fee. We break down which credit cards are...

The risk of store-branded credit cards 

By Richard Barrington | Updated on June 11, 2025

You're standing in the checkout line of a department store or other retailer. When you get to the register and the...

Guide to credit card travel insurance

By Benjamin Pape | Updated on February 12, 2026

Travel insurance coverage is one of the lesser-known perks available to some credit card holders, and it has the potential to...

Debt forgiveness myths not to fall for

By John Schmoll | Updated on June 10, 2025

Credit card debt forgiveness is when you settle your accounts for less than the amount owed. In effect, the issuing bank...

Are millennials the least loyal credit card users? Survey results say yes

By Richard Barrington | Updated on June 6, 2025

The "quarter-life crisis" or the general feeling of finding your footing in early adulthood is a real thing. While many millennials...

Discover quarterly rewards categories for Q1 2026

By Maryalene Laponsie | Updated on February 12, 2026

From January through March 2026, card_name cardholders will earn 5% cash back on purchases at grocery stores, wholesale clubs, and on...

What is penalty APR and how to avoid it

By John Schmoll | Updated on June 3, 2025

Other actions, such as a payment returning with insufficient funds or exceeding your credit limit, can trigger the higher rate. Worse...