Got your secured credit card deposit back? Here’s what to do with it
The minimum deposits for secured credit cards range from a couple of hundred dollars to thousands. Getting that money back? Here’s...
Bank failure fallout: What to do if your credit card issuer goes out of business
When the Federal Deposit Insurance Corp. seized Silicon Valley Bank on March 10, 2023, in the biggest U.S. bank collapse since...
How to handle credit cards following a divorce
Ending a marriage can certainly take an emotional and physical toll on a person. Divorce can also take a financial toll...
Credit cards for no credit history
There is a frustrating paradox in the world of credit. In order to get a loan, a mortgage or a credit...
3 important credit card lessons from Gen Z users
We’re often encouraged to ask “older and wiser” folks for relationship, career and life advice. But when it comes to credit...
How to get a credit card for the first time
Opening your first credit card account is an exciting moment. With it you will have a credit line to safely and...
How to apply for a credit card
Applying for a credit card is pretty straightforward. Just fill out the form with the requested information and wait for a...
Why payment history is such an important part of your credit score
Nearly all financial institutions depend on credit scores to make swift and accurate lending decisions. FICO Scores are most commonly used,...
Should you prioritize paying off credit card debt over setting up an emergency fund?
It’s a common question: Should you focus first on paying off debt or building an emergency fund? Unfortunately, there’s no black-and-white...
5 credit card trends for 2018
Credit cards usage is nearing pre-recession levels as Americans feel more confident about their jobs and economy. Economists and consumers are...