Earn 5% cash back at grocery and home improvement stores with this no-annual-fee card

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5 percent

What are the Chase Freedom® bonus categories?

Another quarter, another chance for Chase Freedom® cardholders to rack up 5% cash back in the rotating bonus categories.

So what are the categories for April 1-June 30, 2019? We're so glad you asked.

Chase Freedom®
5% cash back with Chase Freedom

*Terms apply

If you have this card in your wallet, don't miss out on the opportunity to earn up to $75 cash back in the bonus categories. You'll earn 5 percent back on the first $1,500 in combined spending at grocery stores and home improvement stores with Chase Freedom®. Remember that you'll only earn that bonus if you activate each quarter – that's easy to do through your cardholder account online.

Chase Freedom® doesn't charge an annual fee and it offers an introductory 0% APR on purchases and balance transfers for 15 months (then, 17.24 - 25.99% Variable), both features that mean this card could be a money-saving (or at least money-neutral) addition to your wallet even without the rewards it offers.

Earn 5% back on your grocery store and home improvement store purchases is awesome, sure, but what if you could also make those rewards have even more value when it comes time to redeem them? Turns out, that's pretty simple to do. 

That's because Chase Freedom® rewards accumulate as Chase Ultimate Rewards® points, the same points that cardholders of Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Freedom Unlimited® and the Chase Ink family of small business cards earn as well. The key is understanding that you can combine all of your Chase Ultimate Rewards® points into a single bucket and some of those buckets mean your points are worth more when you redeem them for travel through the Ultimate Rewards® portal.

For example, Chase Sapphire Preferred® Card members enjoy 25% more value when they redeem their points for travel through Ultimate Rewards®, and Chase Sapphire Reserve® cardholders can take advantage of 50% more value when redeemed that way.

True, both of those cards charge annual fees – $95 for the Chase Sapphire Preferred® Card and a hefty $450 for Chase Sapphire Reserve® – but they also offer you excellent rewards, perks and features, especially if you happen to enjoy traveling. Furthermore, neither Chase Freedom Unlimited® nor Chase Freedom® charge annual fees, so you won't be losing money if you carry those cards in addition to one of the more premium cards.

Use your cards strategically to earn the highest possible rewards for each purchase and then combine all your points under your Chase Sapphire Preferred® Card or Chase Sapphire Reserve® to make those rewards take you even further. For more info about making these points work for you, check out our Chase Ultimate Rewards® points guide.


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