Should you cancel credit cards you no longer use?
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There are a few things to consider when deciding whether to close a credit card account. You may first wonder if...
Financial Literacy Featured Articles
Student loan payments now affecting credit: What you need to know
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Interestingly, borrowers who are delinquent or in default on their student loans have not had their late payments reported to the...
What happens if you go over your credit limit?
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Credit card companies allow for such activity via over-limit protection. However, you must typically opt-in to activate this feature on your...
What is credit cycling? Pros, cons, and alternatives explained
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One of the benefits of having a credit card is the ability to earn rewards points by managing purchases. While this...
How to use your tax refund to reduce credit card debt
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If the 2024 tax year is anything like the prior one, you may be one of millions of Americans who receives...
What happens if you don’t activate a credit card?
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Before you toss it in the garbage or move on to the next item of mail, this is what you need...
What are pay-over-time credit card plans?
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Credit cards are an essential part of modern financial life, offering convenience and rewards to many card users. One of the...
What is a virtual credit card?
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It seems that the COVID-19 pandemic and artificial intelligence (AI) have both helped accelerate the virtual world that many of us...
Should you make a credit card payment twice a month?
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Here's a little-known tactic for helping you get out of debt: biweekly credit card payments. Paying your credit card biweekly is...
What are credit card convenience checks and should you use them?
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Have you ever received blank checks with your monthly credit card statement? These credit card checks provide access to your line...