Financial Literacy Featured Articles

Should you opt out of prescreened credit card offers?

By Curtis Arnold | Updated on May 27, 2025

Prescreened credit card offers have become a familiar annoyance for many, but should you opt out of these solicitations? Beyond being...

What does it mean if your credit card application is pending?

By John Schmoll | Updated on May 23, 2025

Most people want to know instantly if they've been approved for a new credit card. Many times, it's possible to receive...

Major credit cards – What are they and why are they important? 

By Curtis Arnold | Updated on May 20, 2025

You often hear the term "major credit cards," whether it's someone excited about getting approved for one or a business displaying...

Why am I being charged interest on a zero balance?

By Maryalene Laponsie | Updated on May 12, 2025

It can be an unpleasant surprise: You pay off your credit card only to get a bill for interest. It can...

Can you pay credit card bill with cash?

By Maryalene Laponsie | Updated on May 12, 2025

Credit cards are more likely to be associated with online accounts, apps and digital wallets than with cash. So you may...

How does the Bilt Mastercard® work?

By Curtis Arnold | Updated on May 9, 2025

Over the years, consumers have welcomed countless other innovations. Not surprisingly, the card issuers that have evolved by responding to consumer...

Should you have multiple credit cards? Lessons from cardholders with excellent credit scores

By Richard Barrington | Updated on May 9, 2025

New findings from a CardRatings.com cardholder satisfaction survey suggest that's how people with excellent credit scores approach their credit card strategy....

How to get your credit ready for retirement

By Dawn Papandrea | Updated on May 8, 2025

Dealing with credit trouble when you're living on Social Security and other fixed retirement income can make it hard to have...

How to activate a credit card

By Geoff Williams | Updated on May 7, 2025

If you have just successfully applied for a new credit card, you may find yourself wondering what your next steps should...

How does credit card debt impact your debt-to-income ratio?

By Choncé Maddox | Updated on May 7, 2025

Understanding how credit card debt affects your debt-to-income (DTI) ratio can make all the difference when planning your financial future. The...