How long should you keep credit card statements?
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Kicking off the new year by cleaning house? Make sure you don't toss important financial documents that you may need in...
Financial Literacy Featured Articles
What is a credit card hardship program and how do you qualify?
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Other benefits may be available, such as lowering minimum monthly payments or fixed payments. The goal is to help users get...
What can’t you buy with a credit card?
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Think you can make it through life without needing any cash in your wallet? Perhaps, but there are certain things your...
The risk of store-branded credit cards
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You're standing in the checkout line of a department store or other retailer. When you get to the register and the...
Debt forgiveness myths not to fall for
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Credit card debt forgiveness is when you settle your accounts for less than the amount owed. In effect, the issuing bank...
Can you pay rent with a credit card?
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You can often pay rent with a credit card, but it'll likely cost you. Is it worth it? We discuss how...
Reduce your credit card costs: A guide to negotiating credit card fees
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A common perception exists that credit cards inevitably come with fees. However, while fees are undesirable, they can often be avoided...
Can I use household income on my credit card application?
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When you apply for a credit card, there are several factors that can impact your chances for approval. Two major considerations...
What is penalty APR and how to avoid it
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Other actions, such as a payment returning with insufficient funds or exceeding your credit limit, can trigger the higher rate. Worse...
How your credit card average daily balance impacts interest rates
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For all the benefits credit cards can offer, one of the major drawbacks is interest. When you don't pay your balance...