World of Hyatt Business Credit Card review

This card is a good fit for any business traveler loyal to the Hyatt brand. Enjoy a generous welcome bonus and ongoing rewards that are sure to make you feel welcome and at home at Hyatt.

Written by
Jennifer Doss
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Small Business Card

World of Hyatt Business Credit Card

  • Rewards
  • 9x points total for Hyatt stays and experiences. 4 Bonus Points per $1 spent with your card at Hyatt hotels, participating Small Luxury Hotels of the World, participating Exhale locations, and eligible Lindblad Expeditions. Plus, 5 Base points from Hyatt per eligible $1 spent just for being a World of Hyatt member. 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter. Eligible categories include: Dining, Shipping, Airline tickets when purchased directly with the airline, Local transit & Commuting, Social Media & Search Engine Advertising, Car Rental Agencies, Gas stations and Internet, Cable & Phone Services. 2 Bonus Points per $1 spent on fitness club and gym memberships. 1 Bonus Point per $1 spent on all other purchases.
  • Welcome Bonus
  • 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
  • Annual Fee
  • $199
card_name
5.0
Credit Score: Excellent, Good
on Chase's secure website
Terms and Limitations Apply

Key Features

Editor Analysis:

Pros
  • You can earn a $50 statement credit per qualifying Hyatt purchase with your card up to two times each anniversary year.
  • After spending $50,000 in a calendar year you can get 10% of your redeemed points back for the rest of the year.
  • New cardholders can earn 60,000 points after spending $5,000 within the first three months of opening an account.
Cons
  • The annual fee may be hard to offset for those who don't travel often or who aren't loyal to Hyatt.
ALTERNATE CARD TO CONSIDER

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card_name rewards

If you frequently travel for business and Hyatt is your preferred hotel choice, the CardName is a worthy contender in the world of business credit cards.

For starters, it has a generous sign-up bonus which gets membership started off on the right foot. New cardholders can earn 60,000 points once spending $5,000 within the first three months of opening an account. That’s enough points to book multiple nights in at a category three hotel, depending on travel dates, location and room selection. Right away you’re benefitting from the card. Reward nights start at $5,000 points so there’s plenty of opportunity to put those rewards to use.

On an ongoing basis, cardholders earn:

  • 9X points on Hyatt stays
  • 2X points on fitness club and gym memberships
  • 1X point on all other purchases

Additionally, you can earn 2X points in your top three spending categories each quarter through Dec. 31, 2024. Eligible categories include:

  • Airline tickets (direct purchase with the airline required)
  • Gas stations
  • Car rental agencies
  • Local transit and commuting
  • Internet, cable and phone services
  • Social media and search engine advertising
  • Shipping
  • Dining

In addition to a strong rewards program, CardName holders can look forward to a plethora of valuable travel perks, including:

  • Up to $100 in Hyatt statement credits: You can earn a $50 statement credit per qualifying Hyatt purchase with your card up to two times each anniversary year. Qualifying Hyatt purchases are single transactions of $50 or more made at Hyatt hotels and resorts (including at participating restaurants and participating locations that are owned, managed, franchised or licensed by Hyatt Corporation or its subsidiaries or affiliates).
  • 10% bonus point redemption: After spending $50,000 in a calendar year you can get 10% of your redeemed points back for the rest of the year.
  • Hyatt leverage program: Enjoy exclusive member discounts of up to 15% off of standard Hyatt hotel rates.
  • Trip cancellation and interruption insurance: Allows you to be reimbursed up to $6,000 per trip for pre-paid and non-refundable passenger fares if your trip gets canceled or is cut short as a result of sickness, bad weather or other covered scenarios.
  • Travel and emergency assistance services: Can connect you with legal and medical help if you encounter an emergency while traveling.
  • No foreign transaction fees: Helps you save money while traveling internationally.

How can you redeem card_name points?

To redeem your CardName points, go to wordofhyatt.com and sign into your account. From there, you can redeem your points for:

  • Free stays at Hyatt
  • Meeting rooms or event at Hyatt
  • A relaxing massage at the spa
  • Dining
  • Experiences
  • Rental cars through Avis

In addition, you can convert your points to miles with certain airlines. However, this often isn’t as good of deal as you’ll likely get less miles in exchange for your points.

card_name elite status

If you’re working towards gaining a higher elite status with Hyatt, the CardName can help get you there. With the card you automatically gain Discoverist status – a lower tier elite status that otherwise requires 25,000 base points. This grants you access to exclusive benefits such as late check-out (2.:00 PM), premium in-room internet, and waived resort fees. On top of that, you can get an extra 10% on qualifying Hyatt purchases.

For every 10,000 you spend in a calendar year you’ll earn five tier qualifying night credits towards Explorist or Globalist status, where you’ll have access to even more benefits. For example, if you reach Globalist status, you can check out even later at 4:00 PM and have access to suite upgrades, in addition to number of other valuable perks.

Potential downsides of the card_name

For a lot of folks, the main drawback of the card is likely its AnnualFees annual fee. If you don’t travel a lot, it could be difficult to offset this expense. In addition, only receiving one point for purchases in non-bonus spending categories could be an issue if you prefer flat bonus rates (such as 1.5 points for every purchase made).

Also, there are limited redemption options. This is understandable since it’s tied to the Hyatt brand; however, if you prefer a wide selection of redemption options (think cash back, gift cards and a variety of hotels), this card is likely not a good fit.

How do cardholders rate the card_name?

CardRatings conducts a survey annually to learn what actual cardholders think of their cards. Here are the results for the card_name:

 Current ScoresPast Scores
Overall Score77.5N/A
Features Satisfaction7.7N/A
Customer Service7.8N/A
Website/App Usability7.8N/A
Likelihood of Continuing to Use7.8N/A
Recommend to a Friend/Colleague7.7N/A
Scores above reflect the results of surveys with actual cardholders. Full methodology below.

How does the card_name compare to other business cards?

CardName vs. CardName

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Similar to the CardName, the CardName comes with a hefty sign-up bonus – 100,000 bonus points. However, you have to spend $8,000 in three months to earn it. The bonus is worth $1,000 when redeemed for cash back and $1,250 when redeemed for travel through the Chase’s travel portal; additionally, you can transfer Ultimate Rewards points to Hyatt (and numerous other hotel and airline partners) on a 1:1 basis and potentially make that bonus go even further. Unlike the CardName, you can redeem your points for flights, travel and a variety of hotels.

With the CardName you earn three points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. You earn one point for every dollar spent on other purchases.

CardName, like the Hyatt card, comes with no foreign transaction fees, trip cancellation and trip interruption insurance and travel and and emergency assistance services.

The CardName has an annual fee of AnnualFees.

CardName vs. CardName

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CardName has a welcome offer that allows new cardholders to earn a $250 statement credit after making $3,000 in purchases on the card in the first three months. American Express is a CardRatings advertiser.

Unlike the CardName, CardName only offers one option for earning rewards: cash back. It offers 2% cash back on all purchases (up to $50,000) per calendar year. Afterward, you receive 1% cash back on all purchases.

The also card has a 0% intro APR on purchases for 12 months; afterward a variable APR between RegAPR kicks in. This can help you save money on interest and better manage cash flow for your business. See Rates and Fees

Is the CardName a good card?

The CardName is a good card if you travel a lot and enjoy staying at Hyatt hotels and resorts. It comes with several benefits and perks that can offset the annual fee such as rewards, discounts and statement credits.

However, if you’re someone who doesn’t travel often, you may benefit more from getting a business credit card without an annual fee, such as CardName.

Our Methodology

Survey methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents’ scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to “How likely are you to recommend this card to a friend, coworker or family member?” was double weighted. Current Scores reflect scores from the most recent survey (2023); “Past Scores” reflect scores from the 2022 survey.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.


CardName (See Rates and Fees)

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