Apply online for Citi® Diamond Preferred® CardSponsored card

Citi® Diamond Preferred® Card Review

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What Citi says about this card

Apply online for Citi® Diamond Preferred® CardSponsored card
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi Entertainment℠, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

By Curtis Arnold Editor-in-chief  Updated Dec 12, 2019

Review coming soon!

CardRatings Editor's Analysis: Pros & Cons

  • Excellent card for those who are looking to consolidate high interest credit card debt, with no annual fee.
  • 0% intro APR for 21 months on balance transfers, which is among the longest 0% intro APRs we know of (12 months 0% APR on purchases) - then 15.24% - 25.24% Variable APR.
  • If you have a large purchase that will take a while to pay off, this is a clear winner for the task.

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