Balance transfer credit cards for good credit scores

Written by
Brooklyn Lowery
Terms apply; see the online credit card application for full terms and conditions of offers and rewards. Please note: Any balance transfer savings vary depending upon account usage and payment behavior.

Being able to improve your credit score from good/very good (670-799) up to excellent (800 and over) can have a major impact on your ability to secure a mortgage or car loan at an interest rate that won’t cripple your monthly budget.

Getting there requires, among other things, shrewdly managing your existing debt and working to reduce your debt load. An excellent tool in this regard is a credit card with a strong introductory balance transfer offer. The right card will allow to transfer your balance and pay 0% APR on the transferred amount, thereby saving you from accruing interest and. Additionally, assuming you opened a new card to take advantage of such an offer, you’ll also improve your credit utilization.

Bottom line: 0% percent interest will put you in a much better position to pay down the premium during the promotional period.

You want a card that offers the 0% APR for as long as possible and one that charges a low (ideally $0) balance transfer fee. You will also be looking for a card that has a low annual fee, a reasonable standards APR and that will fit long-term into your credit card plans.

Our editors have compiled a list of balance transfer credit cards for people with good credit.

Card with lengthy balance transfer and purchase intro offers

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Travel rewards card with balance transfer offer

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Balance transfer card with cash back rewards

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Citi is a CardRatings advertiser

Balance transfer card with high welcome bonus potential

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Card with long balance transfer offer

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Disclaimer:

The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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