A journalist for nearly 20 years, Brooklyn has published work on a broad range of topics including personal finance and business as well as travel and human interest pieces. As a finance expert, she has provided commentary on credit cards, card rewards and personal finance for outlets including Forbes, Fox Business and many others. Her own wanderlust and travel experiences led to her interest in maximizing credit card rewards and benefits and motivate her to provide easy-to-understand advice and resources designed to help everyday people best match their credit cards to their lifestyle, finances and goals.
Jennifer Doss is a credit card analyst and the executive editor of CardRatings.com. She has worked as both a print and online journalist and has over a decade of experience in the media industry. Her published work has covered a broad range of topics, from finance and technology to travel and dining. Through extensive travel experiences and her personal interest in food, she has come to appreciate the unique rewards and benefits of responsible credit card use, and enjoys helping people understand the ins and outs of the industry. As a finance expert, she strives to provide user-friendly online resources that help everyday people get the most out of their credit cards.
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Being able to improve your credit score from good/very good (670-799) up to excellent (800 and over) can have a major impact on your ability to secure a mortgage or car loan at an interest rate that won’t cripple your monthly budget.
Getting there requires, among other things, shrewdly managing your existing debt and working to reduce your debt load. An excellent tool in this regard is a credit card with a strong introductory balance transfer offer. The right card will allow to transfer your balance and pay 0% APR on the transferred amount, thereby saving you from accruing interest and. Additionally, assuming you opened a new card to take advantage of such an offer, you’ll also improve your credit utilization.
Bottom line: 0% percent interest will put you in a much better position to pay down the premium during the promotional period.
You want a card that offers the 0% APR for as long as possible and one that charges a low (ideally $0) balance transfer fee. You will also be looking for a card that has a low annual fee, a reasonable standards APR and that will fit long-term into your credit card plans.
Our editors have compiled a list of balance transfer credit cards for people with good credit.
Card with lengthy balance transfer and purchase intro offers
A journalist for nearly 20 years, Brooklyn has published work on a broad range of topics including personal finance and business as well as travel and human interest pieces. As a finance expert, she has provided commentary on credit cards, card rewards and personal finance...Read more
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