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American Express® Green Card review

Enjoy the kind of rewards earning and travel perks typically reserved for cards with much higher annual fees. This card offers excellent earning on dining and travel as well as a number of travel-friendly credits you'll want to check out. Information related to the American Express Green Card has been collected independently by CardRatings and was neither reviewed nor provided by the card issuer.

Written by
Brooklyn Lowery
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Travel Rewards Card

American Express® Green Card

  • Rewards
  • Earn 3X Membership Rewards® points on travel including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals. Earn 3X Membership Rewards® Points on transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Earn 3X Membership Rewards® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US.
  • Welcome Bonus
  • Earn 60,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.
  • Annual Fee
  • $150
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5.0
Credit Score: Good, Excellent
Terms and Limitations Apply

Key Features

Editor Analysis:

Pros
  • A grab bag of excellent travel-related credits make this card seem more premium than its reasonable annual fee suggests it is.
  • No airport lounge membership? No problem! Purchase lounge access through the LoungeBuddy app using the card and receive up to $100 in statement credits annually.
  • Receive up to $189 per calendar year in statement credits when you pay for your CLEAR Plus membership (subject to auto-renewal) with the card.
Cons
  • Don't overlook the annual fee. While lower than that of premium travel cards, it's still something you need to consider when deciding if this is the right travel card for you.
ALTERNATE CARD TO CONSIDER

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Does traveling to New Zealand to see some of the world’s most breathtaking scenery excite you? Or how about trying the brand new prix fixe tapas restaurant in the city? For those who prefer experiences over everything else and are willing to spend strategically to score that perfect Instagram shot, the card_name may be just the card for you. With a generous new welcome bonus to get you started earning Membership Rewards® points, tiered rewards earning and excellent travel perks, including travel-friendly credits and no foreign transaction fees, Green from Amex has redefined itself as a legitimate travel rewards card with serious benefits. What’s more, it’s offering all this for a reasonable AnnualFees annual fee that will appeal to those who want make sure all their extra dollars go toward those experiences and unforgettable moments rather than fees. (American Express is a CardRatings advertiser.)

American Express® Green Card welcome bonus

The card_name benefit that jumps immediately off the page is the new card member bonus opportunity. For new applicants, Green from Amex offers 60,000 Membership Rewards Points after you spend $3,000 on purchases on your new card in your first six months of card membership. Plus, earn 20% back on eligible travel and transit purchases made during your first six months of card membership, up to $200 back in the form of a statement credit. With numerous redemption options including transferring points to Membership Rewards® travel partners and using points on Amazon.com with their Shop with Points feature, the welcome bonus alone offers a tremendous amount of value. And don’t forget, you’ll earn points on your purchases as you spend toward earning the bonus.

American Express® Green Card benefits

Cardholders of the card_name earn three points for every $1 spent at restaurants worldwide and for eligible travel and transit purchases including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals, as well as trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. You’ll also earn one point for every $1 spent on other eligible purchases.

Membership Rewards® points are highly valued in the travel rewards community since they’re transferable to a number of popular airline and hotel loyalty programs, among other reasons.

CardRatings Tip

There’s a lot that you can do with American Express Membership Rewards points. Some popular options include redeeming them for travel, cashing in on statement credit, donating them to charity, and more! See our Guide to American Express Membership Rewards for additional ideas on how to make the most of your points.

Beyond the rewards, let’s talk about those travel-focused credits we mentioned above.

Lounge access has long been a mark of ultra premium travel rewards credit cards that come with the ultra high annual fees to match. With the new perk from the card_name and LoungeBuddy, you won’t have to pay a premium annual fee to have lounge access. When you use Green from Amex to purchase lounge access through the LoungeBuddy website or LoungeBuddy app you can receive up to $100 in statement credits per calendar year. Whether your goal is to relax, be productive, or just get away from it all, lounge access can help you do it.

Continuing the pattern of making your travel easier and more comfortable, for an expedited security experience at the airport, there are a few options available to you. One of them, CLEAR, uses biometrics (your eyes and fingertips) to confirm your identity and help make getting through security at select airports and stadiums across the U.S. a breeze. With the card_name you can get up to $189 per calendar year in statement credits when you use your Amex Green to pay for your CLEAR membership. With this benefit, you’ll be through security and hanging out in the LoungeBuddy lounge before you know it.

Potential downsides of the American Express® Green Card

The AnnualFees annual fee of the card_name isn’t for everyone. If you are someone who doesn’t frequently travel or eat out often, it may be a lot harder to justify the cost of having this card in your wallet. It truly is geared toward cardholders who find themselves out and about more than in.

With that being said, it’s an American Express card and, while the network of merchants accepting Amex cards is ever-growing, it’s still a smaller network than you’ll find with Visa or Mastercard. That’s particularly true if you do a lot of traveling abroad. While that point alone shouldn’t keep you from applying for a card that could earn you a lot of rewards, doesn’t charge foreign transaction fees and is otherwise right for you, it is something to consider.

How the American Express® Green Card compares to other cards

American Express® Green Card vs. CardName

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If you are looking for an alternative travel rewards card to the Green from Amex and want a slightly lower annual fee, the card_name is a great place to look. Comparing the cards side-by-side, you may notice that the new card member bonus for the Sapphire Preferred card is 60,000 bonus points after you spend $4,000 on purchases within the first three months of opening. When you take into account that points redeemed for travel through Chase Travel  are worth 1.25 cents apiece with Sapphire Preferred, the signup bonus could be worth up to $750. Considering that the annual fee for the Sapphire Preferred is AnnualFees compared to the Green from Amex’s AnnualFees annual fee, the Chase card provides a lot of value for a lower annual fee.

On an ongoing basis the Sapphire Preferred® card offers 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

American Express® Green Card vs. CardName

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The CardName is one of the few travel rewards cards on the market today that offers flat-rate earning on every purchase. The Venture card earns two miles per $1 spent on every purchase. The earnings rate is not solely for travel purchases, you earn two miles regardless of what you are using the card for. The Green from Amex’s tiered rewards earning can help to earn more points for travel and dining purchases, but trails the Venture’s two-mile per $1 earning rate in other purchase categories. As with Green from Amex, the miles you earn with the Venture card are transferable to a number of travel loyalty programs and you won’t pay foreign transaction fees when you use this card while traveling abroad.

The annual fee for the Venture card is also worth noting as it is AnnualFees. If having a lower annual fee is a priority to you, the Venture gets the edge in this category compared to the Green from Amex.

Is the American Express® Green Card worth the annual fee?

The changes to the card_name have made it a valuable rewards card. With a good new card member welcome bonus, higher travel and dining points earning, and travel benefits, the Green from Amex is a welcome addition to the American Express family of rewards cards.

If you are someone who does not frequently travel or eat out often, it may be harder to justify the cost of having this card in your wallet; however, for those that are looking for premium travel experiences and rewards earning without the premium annual fee (and who can take full advantage of the perks offered by the card), it could very well be worth the annual fee charged.

Frequently asked questions

The credit limit for the American Express® Green Card can vary depending on several factors, including your credit history, income, and other financial information. American Express evaluates each application individually, so there isn't a specific predetermined credit limit for the Green Card. Additionally, credit limits can be adjusted over time based on usage patterns and your creditworthiness.
The difficulty of obtaining an American Express® Green Card can vary depending on individual circumstances such as credit history, income level, and overall financial health. American Express typically looks for applicants with good to excellent credit scores and stable income. Meeting these criteria can increase your chances of approval, but doesn't guarantee it. Ultimately, whether obtaining the Amex Green Card is "hard" depends on your personal financial situation and credit profile. It's always a good idea to review any card's eligibility requirements and assess your own financial standing before applying.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


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