Financial literacy Featured Articles

Is a credit card cash advance the best option in an emergency?

By John Schmoll | Updated on February 10, 2025

When you're facing an emergency, a cash advance may present itself as an opportune way to get money. While cash advances...

By Richard Barrington | Updated on February 7, 2025

Any experienced gambler knows the house usually wins. The trick is to use your knowledge and skill to try to turn...

By Curtis Arnold | Updated on February 7, 2025

The major consumer complaints that the CFPB received seemed to be centered around four areas:

By Curtis Arnold | Updated on February 7, 2025

Despite the growth, a CardRatings survey by CardRatings in late 2018, revealed that cardholders are often unaware of money-saving credit card...

By Curtis Arnold | Updated on February 4, 2025

While I'm not against financial debates, particularly when they involve consumers, I prefer to spend my time teaching consumers how to...

By John Schmoll | Updated on February 4, 2025

Your credit limit is something banks take seriously. It represents the bank's view of your creditworthiness, and it directly impacts your...

By Geoff Williams | Updated on February 3, 2025

Changing your name on a credit card can be a piece of cake – or it can be as difficult as...

By John Schmoll | Updated on January 30, 2025

Unfortunately, this can cause late fees, higher rates, damage to your credit, and more. Now is not the time to stay...

By Jason Steele | Updated on January 24, 2025

Another way to lower your credit card interest charges is to get a card with a lower standard interest rate. Invariably,...

By Richard Barrington | Updated on January 21, 2025

If you're finding credit card debt is getting harder to manage, you're not alone. A combination of record amounts of debt...