How does the Federal Reserve impact credit card interest? By Richard Barrington | Updated on September 25, 2024 On Sept. 18, 2024, the Federal Reserve announced its first interest rate cut since 2020. Contrary to how Fed rate cuts...
What is buy now, pay later, and is it better than credit cards? By Geoff Williams | Updated on September 23, 2024 If you're feeling overwhelmed with holiday shopping, you've probably noticed the array of buy now, pay later plans that are offered...
Should you use a credit repair service? By Curtis Arnold | Updated on September 19, 2024 A common question I've heard during my 25+ years in the consumer credit industry from consumers trying to repair or...
How much of your credit should you use? By John Schmoll | Updated on September 17, 2024 Wise use of credit can have a powerful impact on your finances. It helps you stay within your means and enables...
Are you using credit cards or are they using you? By Richard Barrington | Updated on September 16, 2024 Most Americans have close relationships with their credit cards. They carry them everywhere and depend on them almost daily.
Does single credit card use lead to lower debt and better credit? By Curtis Arnold | Updated on September 16, 2024 I have been an expert in the consumer credit industry for over 25 years and one of the most common questions...
What to do if your credit card issuer lowers your credit limit By Erica Lamberg | Updated on September 10, 2024 It can be surprising to realize that your credit limit has suddenly been cut. A dip in available credit may or...
Want an advance on your paycheck? You may be better off using your credit card By Richard Barrington | Updated on September 9, 2024 People often find that making ends meet is just a matter of timing. Especially for people who get paid every two...
Fed poised to cut rates – How will your credit card benefit? By John Schmoll | Updated on August 29, 2024 Inflation has made managing finances a challenge for many Americans since the COVID-19 pandemic. In an attempt to manage inflation, the...
How much does back-to-school borrowing add to your costs? By Richard Barrington | Updated on August 14, 2024 Back-to-school shopping has millions of Americans reaching for their credit cards. That may be a convenient solution, but it can also...