How does the Federal Reserve impact credit card interest?
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On Sept. 18, 2024, the Federal Reserve announced its first interest rate cut since 2020. Contrary to how Fed rate cuts...
Financial Literacy Featured Articles
What is buy now, pay later, and is it better than credit cards?
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If you're feeling overwhelmed with holiday shopping, you've probably noticed the array of buy now, pay later plans that are offered...
Should you use a credit repair service?
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A common question I've heard during my 25+ years in the consumer credit industry from consumers trying to repair or...
How much of your credit should you use?
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Wise use of credit can have a powerful impact on your finances. It helps you stay within your means and enables...
Are you using credit cards or are they using you?
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Most Americans have close relationships with their credit cards. They carry them everywhere and depend on them almost daily.
Does single credit card use lead to lower debt and better credit?
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I have been an expert in the consumer credit industry for over 25 years and one of the most common questions...
What to do if your credit card issuer lowers your credit limit
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It can be surprising to realize that your credit limit has suddenly been cut. A dip in available credit may or...
Want an advance on your paycheck? You may be better off using your credit card
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People often find that making ends meet is just a matter of timing. Especially for people who get paid every two...
Fed poised to cut rates – How will your credit card benefit?
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Inflation has made managing finances a challenge for many Americans since the COVID-19 pandemic. In an attempt to manage inflation, the...
How much does back-to-school borrowing add to your costs?
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Back-to-school shopping has millions of Americans reaching for their credit cards. That may be a convenient solution, but it can also...