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General Credit Card Tips

Are we using credit more but enjoying it less?

If you can see yourself hanging out with the well-heeled couple in those Chase Sapphire commercials, you probably made it through the recession relatively unscathed. Not everyone's feeling so fortunate, though. According to a joint poll run by MSN Money and CardRatings.com, nearly three in four Americans report having frozen or cut back their use of [...]

Categories: Polls, Tips
How to master credit card roulette

Many credit card articles are about the importance of using a credit card responsibly.  This one isn't one of those. Credit card roulette is a game, but it's definitely not for kids. Or people who are cash poor. Or people with a nervous constitution. If you think "credit card roulette" means deciding which of your credit card [...]

Categories: How Cards Work , Tips
10 best credit card commercials

Even though millions of consumers take the time to compare credit card offers online every month, television advertising still plays a key role in helping us decide which brands we trust and what cards to avoid. According to trade publication Advertising Age, lenders have stormed back into Americans' living rooms with sharp ads and big budgets. [...]

Categories: Tips
Best credit cards for Valentine's Day

Even though it falls on the same date every year, Valentine's Day still takes many of us by surprise. If you're in a new relationship, you're trying to figure out how far you can go with gifts, flowers and dinner on the town. And if you've been with the same partner for years, you're probably [...]

Categories: Best Cards, Tips, Rewards Cards, Deals
5 financial Band-Aids that can make the bleeding worse

You've resolved to improve your financial situation this year. Maybe you want to pay off a loan, knock off some credit card debt or boost your credit score. Way to go! As you set out to accomplish your goal, beware and avoid options that seem like quick fixes. Often, they only help at the surface temporarily, [...]

Categories: Debt, Building Credit, Tips, Financial Literacy
The 12 days of...credit cards?

Despite an inexplicable drop in the price of four calling birds, PNC Wealth Management estimates the cost of all the gifts in "The Twelve Days of Christmas" at a cool $101,119.84. Following the song to the letter means delivering 364 gifts to your true love this month. If you're going to charge all of those [...]

Categories: Tips
5 holiday spending traps to avoid

We want to make the holidays special for our loved ones. And when advertised deals are calling your name and seasonal ambience is enveloping you, it's easy to get enraptured by the holiday spirit, succumb to the offers and spend, spend, spend. "And then you get the hangover," says Julie Mayfield, author of the personal finance [...]

Categories: Tips
Holiday spending without the hangover

With the days of easy credit long gone and the economy still in weak recovery, more holiday shoppers plan to pay cash for their purchases this year, according to the results of a recent poll by CardRatings.com and MSN. And credit cards easily surpassed debit cards, suggesting that more consumers are taking advantage of the [...]

Categories: Tips
Just say no: 3 unnecessary credit card benefits

If you buy a bag of corn chips at the grocery, you're probably also getting a container of salsa. If you purchase an iPod, you'll probably want earbuds with it or some apps. Some products, like digital cameras (batteries) and reading lamps (light bulbs), virtually demand that you purchase an add-on. It's a longer leap of [...]

Categories: Tips
Credit cards with chips: Are the urban legends true?

New technology usually comes with its share of consumer concerns. It's no surprise that urban legends and myths have proliferated about the new EMV chip credit cards. Here are a few of the most common, along with our expert opinion as to their veracity: PINs don't matter. True. Researchers from the University of Cambridge discovered that a fraudster [...]

Categories: How Cards Work , ID Theft / Fraud , Tips

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