U.S. Bank Business Leverage® Visa Signature® Card review
This card offers attractive rewards that are easily attainable with a system that is both simple and personalized. You can earn 2% back in the top two categories where you spend the most.
U.S. Bank Business Leverage® Visa Signature® Card
- Rewards
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- Welcome Bonus
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- Annual Fee
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Editor Analysis:
- Earn $750 cash back when you spend $7,500 on card purchases within 120 days of opening an account.
- This card rewards you for where you spend the most. Earn 2% cash back in the top two categories where you do the majority of your spending each month - automatically.
- Spend confidently with merchants abroad or take your business travel overseas – this card doesn't charge foreign transaction fees.
- Earning 2% back in the two categories where you spend the most is a great offering, but if you tend to spend all over the place, you might be better off with a card that earns a 2% on all purchases instead.
Blue Cash Preferred® Card from American Express
discontinued_disclaimerU.S. Bank Business Leverage® Visa Signature® Card BENEFITS
As a small business owner, the chance to earn rewards or cashback with your business credit card can be a huge asset; however, if those rewards are hard to achieve or the rewards system is too complicated, it can be more trouble than its worth.
The U.S. Bank Business Leverage® Visa Signature® Card offers attractive rewards that are easily attainable and a system that is both simple and personalized.
An attractive welcome offer gives you a chance to cash in right out of the gate. You earn $750 cash back when you make $7,500 in eligible purchases in the first 120 days after opening your account.
The U.S. Bank Business Leverage® Visa Signature® Card rewards program features 48 categories of purchases. You earn 2% cash back in the two categories you spend the most in each month – automatically. No need to choose categories or try to guess about future spending habits.
You earn 1% back on all other eligible purchases. If U.S. Bank Business Leverage® is your primary business credit card, that cash back can add up quickly. There is no limit on the amount of cash back you can earn and no minimum "cash out" amount.
In addition, U.S. Bank Business Leverage® offers unlimited free employee cards.
There is no introductory interest rate but the regular rate of RegAPR is very competitive.
U.S. Bank Business Leverage® Visa Signature® Card POTENTIAL DOWNSIDES
The U.S. Bank Business Leverage® Visa Signature® Card has a AnnualFees annual fee (waived the first 12 months). It isn’t a deal-breaker, but should be taken into consideration.
If you don’t intend to make U.S. Bank Business Leverage® your primary business credit card you might have trouble reaching the $7,500 expenditure threshold to earn the welcome bonus of $750, and you will miss out on the full potential of cash back rewards available with this card, meaning the annual fee might not be worth it.
HOW U.S. Bank Business Leverage® Visa Signature® Card COMPARES TO OTHER CREDIT CARDS
IS THE U.S. Bank Business Leverage® Visa Signature® Card A GOOD CARD?
As a small business owner, especially in the historically unique climate of 2020, the ability to earn cash back is always welcome and the ability to do so in a simple, low-maintenance format is truly a gift.
The U.S. Bank Business Leverage® Visa Signature® Card is an excellent addition to the wallet of a small business owner.
Don’t let the annual fee scare you. If you make this your primary company card, you can cover that expense in short order and quickly start enjoying cash back rewards that can help your bottom line.
Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
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