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Apply online for The World Of Hyatt Credit Card
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Credit Needed
Excellent, Good

The World Of Hyatt Credit Card Review

Pros & Cons

  • What's not to love about a welcome bonus offer that could be worth as many as 12 free nights at Hyatt hotels?
  • A free night stay at a Category 1-4 hotel after you renew your card each anniversary year, plus the opportunity to earn a second free night if you spend $15,000 in the anniversary year, mean you should be able to more than offset this card's annual fee.
  • Enjoy World of Hyatt Discoverist status for as long as you're a card member and receive five qualifying night credits toward your next tier status every year.
  • As far as global hotel brands go, Hyatt is fairly small with about 600 hotels spread out over 50 countries. If you're looking for more options, you'll want to look at a hotel card for one of the larger chains.

Top Features

Cash Back on Gas
N/A
Cash Back on Groceries
N/A
Cash Back on Other
Plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Annual Fee
$95

Full Review

Brooklyn Lowery Site Editor

The World Of Hyatt Credit Card Essentials

You had us at 12 free nights. That's right, the welcome bonus points offer for The World Of Hyatt Credit Card is up to 60,000 points – 40,000 points after you spend $3,000 in the first three months that the account is open and an additional 20,000 points if you spend $6,000 in the first six months that the account is open. Since free nights start at 5,000 points, the welcome bonus alone is worth up to 12 free nights. Think about the vacation you could enjoy if you didn't have to pay for a hotel!

The card also offers extraordinary day-to-day rewards. From nine points per $1 spent on Hyatt purchases to anniversary perks and tiered bonus rewards, The World Of Hyatt Credit Card is a delight for those who travel with this brand often. Although there is a $95 annual fee, the right person for the card will reap benefits that more than pay for the fee.

As long as your The World Of Hyatt Credit Card account is in good standing and open, your points won't expire and you’ll enjoy automatic Discoverist World of Hyatt elite status.

What Our Editors Like Best About The World Of Hyatt Credit Card

Holy perks, Batman! We love a card and lender who loves its cardholders. With The World Of Hyatt Credit Card, there's not much to dislike. In addition to its amazing welcome offer, the points you earn on a daily basis just by using the card are equally impressive. As an example, you earn nine points total per $1 spent at Hyatt: four bonus points per $1 when you use your card at Hyatt hotels and five points per $1 that you earn as a World of Hyatt member. In addition, you earn two points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club/gym memberships; lastly, you'll earn one point $1 on your other purchases.

You also earn one free night every year after your card member anniversary at any Category 1-4 Hyatt hotel or resort, and you can earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your card member anniversary year.

One more thing: You'll receive five qualifying night credits each year toward your next World of Hyatt tier status and you can earn an additional two qualifying nights each time you spend $5,000 on your card. Phew! We told you the perks were plentiful!

Potential Downsides The World Of Hyatt Credit Card

The World Of Hyatt Credit Card though chock-full of benefits and bonus rewards, won't be beneficial if you're not near – or traveling near a Hyatt property. With only 600 properties spread across 50 countries, there's not one on every block. It would be a shame to rack up all those bonus points – and potential reward nights – and not be able to use them. If your travel takes you to a variety of places that don't necessarily come close to one of these properties, you'd be better off applying for a generic travel rewards card. Let's also not forget the $95 annual fee. Again, if you're not totally loyal to the Hyatt, the fee is not worth it.

How The World Of Hyatt Credit Card Compares to Other Cards

The World Of Hyatt Credit Card vs. Marriott Rewards® Premier Plus Credit Card

Marriott Rewards® Premier Plus Credit Card

Learn More

The question here is where does your loyalty lie? You have brand versus brand, with similar welcome rewards – Hyatt offers a bonus reward opportunity of up to 60,000 points (40,000 after you spend $3,000 in the first three months and another 20,000 points after spending $6,000 total in the first six months) worth as many as 12 free nights; Marriott offers the ability to earn 2 Free Night Awards (each valued up to 35,000 points) after you spend $3,000 on purchases in the first 3 months from account opening, plus automatic Silver Elite Status each account anniversary year. Then, coming in 2019, 15 Elite Night Credits each calendar year.

Both offer higher points within the brand itself: Hyatt offers nine points for every $1 spent within its brand; Marriott offers 6X points for every $1 spent within its brand and at SPG® hotels and 2X points for every $1 spent on all other purchases. Lastly, the cards carry the same annual fee. So, as you can see, it comes down to personal preference. Do you prefer the Hyatt or do you prefer the Marriott?

Perhaps the biggest factor that stands out between the two is the Marriott Rewards® Premier Plus Credit Card lets you redeem points for stays at more than 5,700 Marriott Rewards® locations, as well as at SPG® (Starwood) hotels around the world. That includes Four Points by Sheraton, Sheraton hotels, W Hotels and Westin hotels. The World Of Hyatt Credit Card allows you to redeem points for stays at its properties, too, but they only number around 600 worldwide.

The World Of Hyatt Credit Card vs. Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

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When comparing these two cards, brand loyalty doesn't seem to have a high stake. But look a little closer and you'll see where rivalry can play a part in choosing between the Chase Sapphire Preferred® Card and The World Of Hyatt Credit Card. If you're the type of traveler who spends a lot of money and time at the Hyatt, your choice would be clear: The World Of Hyatt Credit Card, where you would earn nine points per $1 spent on with the brand. If you're the type of traveler who likes to stay at the Hyatt occasionally, you might consider the Chase Sapphire Preferred® Card, realizing that the choice doesn’t mean you can’t earn reward nights at Hyatt properties. That’s because Hyatt is a hotel partner for the Chase Ultimate Rewards® program, so you can transfer the points earned with the Chase Sapphire Preferred® Card to your World of Hyatt loyalty account at a 1:1 value. The Chase Sapphire Preferred® Card charges a $95 annual fee, which is waived the first year.

Overall, the Chase Sapphire Preferred® Card is a flexible and extremely popular travel rewards card. If you're looking for flexibility and general rewards, this may be a better bet for you. If you truly are brand-loyal to Hyatt, you might appreciate the loyalty perks with The World Of Hyatt Credit Card.

The World Of Hyatt Credit Card vs. Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

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The Capital One® Venture® Rewards Credit Card offers perks without being tied down to one brand. One of its benefits includes 10 miles per $1 spent on prepaid hotels booked through Hotels.com/Venture, which means this could be a lucrative choice for you even if you are super-loyal to Hyatt. You’ll also earn two miles per $1 spent on all your other purchases.

While they both offer one-time bonus rewards, the more lucrative card is The World Of Hyatt Credit Card, where you can earn up to 12 free nights if you spend enough to qualify for the full 60,000-point welcome bonus. With the Capital One® Venture® Rewards Credit Card, if you spend $3,000 in the first three months that the account is open, you receive a one-time reward of 50,000 points, which is worth up to $500 in travel rewards. It’s a great offer, but probably not as good as the Hyatt reward if you figure a hotel stay is likely at least $75 (or more!) per night. Something else that sets the cards apart is the annual fees: The Capital One® Venture® Rewards Credit Cardcarries a $95 annual fee, but it’s waived for the first year; The World Of Hyatt Credit Card doesn’t waive the fee for the first year.

Who Should Get This Card?

The best applicant for The World Of Hyatt Credit Card is a person who travels regularly and is loyal to Hyatt hotels and resorts. This person will rake in the points not just for their stays at Hyatt properties but also for their everyday spending. his all adds up to more nights at Hyatt all earned through purchases you’d be making anyway.

This page was last updated on December 12, 2018

This card compared to other cash back cards

Cash Back on Gas
N/A
Unlimited 1.5% cash back
1%
Cash Back on Groceries
N/A
Unlimited 1.5% cash back
2% at grocery stores
Cash Back on Other
Plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Unlimited 1.5% cash back
1%
Purchase Intro
APR:
N/A
APR:
0% Intro APR on Purchases
Period:
15 months
APR:
N/A
Regular APR
17.99% - 24.99% Variable
16.99% - 25.74% Variable 
16.24% - 25.24% (Variable) 
CardRatings.com Editorial Staff

The World Of Hyatt Credit Card details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Regular APR
17.99% - 24.99% Variable
Annual Fee
$95

What Chase says about this card

  • Earn up to 60,000 Bonus Points - 40,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn an additional 20,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening - free nights start at 5,000 points
  • Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Plus, earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Discoverist status for as long as your account is open and 5 qualifying night credits toward your next tier status every year
  • Earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card

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Featured offers
Currently available on the The World Of Hyatt Credit Card
Earn up to 60,000 Bonus Points
- 40,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 20,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.

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Apply online for Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Credit Needed:
Excellent, Good
Apply online for Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
Credit Needed:
Excellent, Good