With the Hilton Honors American Express Card, everyday purchases can help you make the most of your time on the road. (American Express is a CardRatings advertiser)
Offering 50,000 Hilton Honors bonus points as a welcome offer (after spending $1,000 in the first three months), and seven points for every $1 spent at participating Hilton Portfolio hotels, the Hilton Honors American Express Card is a practical option for those frequently on the go.
Additionally, cardholders earn five points for every $1 spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations, and three points per $1 on all other qualifying purchases, which makes this a solid choice for your everyday purchases and allows you to quickly rack up points to be redeemed for travel upgrades, hotel stay rewards and other travel-related expenses.
Hilton Honors American Express Card best features:
The fact that this no annual fee credit card allows you to receive a ton of points and be eligible for great upgrades with ease is perhaps the biggest perk of the card, particularly for those loyal to the Hilton brand.
Though you must spend $1,000 on the card within your first three months of membership in order to receive the introductory offer of 50,000 Hilton Honors bonus points, we actually consider this a benefit as that spending threshold is below what many other hotel perk credit cards require (some comparisons below). Those 50,000 points alone can earn you multiple free nights at hotels and resorts around the world, depending on your travel dates and the hotel category. Those bonus points are, of course, in addition to the other points you earn when you use your card on your purchases.
In the case of the Hilton Honors American Express Card, the more you use your card to book hotels the easier it is to redeem points for upgrades and hotel stays, which is something we find to be convenient for frequent business travels or those looking to plan their next leisurely getaway.
Even if you don't travel frequently, however, the Hilton Honors American Express Card could still be worth considering given that you earn five points per $1 spent on everyday purchases at U.S. supermarkets, U.S. restaurants and U.S. gas stations. Before you know it, those everyday, run-around-town purchases will accumulate into a chunk of rewards points that will help you pay for your next vacation.
And, as you'd hope to find with any travel-related credit card, we like that this card includes a number of protection perks such as the baggage, travel and car rental loss and damage insurance plans as well as roadside and global assistance hotlines.
With the insurance plans, when using the Hilton Honors American Express Card to pay for your travel expenses, the card can help you to cover the cost of any eligible lost, damaged or stolen baggage, as well as help you cover any expenses you may incur if your car rental is damaged or stolen.
Additionally, the card also gains you access to the Global Assist® and roadside assistance hotlines, which are there to help you resolve issues such as a broken down car or a lost or stolen passport. Since travel sometimes comes with some unexpected bumps in the road, our team agrees that these features are valuable incentives for Hilton Honors American Express Card cardholders.
Lastly, Hilton Honors American Express Card cardholders enjoy complimentary Hilton Honors Silver status, which gives you a 12 points per $1 spent on your Hilton stays. With this card, you'll also enjoy eligibility to upgrade to Gold status when you spend $20,000 in eligible purchases on your card in a single calendar year. With Gold status, you'll earn 18 points per $1 spent on Hilton stays and enjoy premium room upgrades; in-room, high-speed Wi-Fi at select hotel properties and more.
While the Hilton Honors American Express Card is great for anyone who loves the Hilton properties and plans to stay there regularly, it is not necessarily the best choice for everyone. Keep in mind that many more general travel cards allow you to redeem your rewards at Hilton (and many other properties), so if you aren't super loyal to Hilton, there could be a better option out there for you.
Hilton Honors American Express Card vs. IHG® Rewards Club Premier Credit Card
Similar to the Hilton Honors American Express Card, the IHG® Rewards Club Premier Credit Card offers an introductory bonus point opportunity, but this one is larger at 100,000 bonus points after you spend $3,000 on eligible purchases in the first three months of opening the account. For those looking for a Chase credit card that can quickly rack up hotel points, the IHG® Rewards Club Premier Credit Card is a viable option.
If you have no preference on credit card company or hotel chain though, you’re likely to accrue everyday points more quickly with the Hilton Honors American Express Card since the IHG® Rewards Club Premier Credit Card will only earn you two points for each $1 spent at gas stations, restaurants and grocery stores and one point per $1 on all your other purchases. That said, you do earn 10 points per $1 on your IHG stays.
Still, with a complimentary one-night hotel stay at over 5,000 hotels worldwide each year and a free night each time you redeem rewards for at least a four-night stay, the IHG® Rewards Club Premier Credit Card is still a worthwhile choice, especially for global travelers.
Hilton Honors American Express Card vs. Premier Rewards Gold Card from American Express
With no purchase APR (you pay your bill in full each billing cycle), no foreign transaction fees, airline and hotel credits, and rewards earning opportunities of three points per $1 on flights purchase directly through an airline, the Premier Rewards Gold Card from American Express is a good choice for those looking to benefit from their travels.
The Premier Rewards Gold Card from American Express points earning for other purchases is comparably low (two points for every $1 at U.S. restaurants, U.S. gas stations and U.S. supermarkets and one point per $1 for all other purchases), and there is a hefty annual fee of $195 after the first year, so this card is really designed with a regular traveler in mind.
You can receive 25,000 rewards points after spending $2,000 within the first three months, and you'll also be eligible for up to $100 in statement credit annually to cover incidental airline charges, such as baggage fees and in-flight meals, after you select a qualifying airline.
Thanks to its great welcome offer, points earning ease and no annual fee, the Hilton Honors American Express Card is ideal for those who enjoy Hilton properties and plan to stay there often or even people just looking to offset the cost of an annual vacation with points earned through everyday purchases.