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Apply online for Hilton Honors Card from American ExpressSponsored card
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Hilton Honors Card from American Express Review

Pros & Cons

  • At seven Hilton Honors Bonus Points per dollar spent at Hilton properties, this card offers a higher-than-typical return for your hotel loyalty.
  • Rack up points on everyday spending with five Hilton Honors Bonus Points for every dollar you spend at U.S. restaurants, gas stations and supermarkets.
  • You can increase your earning potential with an upgrade to Gold status after making $20,000 in eligible purchases in a calendar year. With Gold status, you're eligible for even more bonus points, room upgrades and free Wi-Fi at select hotels.
Terms and Limitations Apply

Top Features

Rewards
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Bonus Rewards
Limited Time Offer: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Offer ends 06/27/2018.
Regular APR
17.24% - 26.24% Variable
Annual Fee
$0

Full Review

Brooklyn Lowery Site Editor

Hilton Honors Card from American Express Essentials

With the Hilton Honors Card from American Express, everyday purchases can help you make the most of your time on the road. (American Express is a CardRatings advertiser)

For a limited time, offering 75,000 Hilton Honors bonus points as a welcome offer (after spending $1,000 in the first three months), and seven points for every $1 spent at participating Hilton Portfolio hotels, the Hilton Honors Card from American Express is a practical option for those frequently on the go.

Additionally, cardholders earn five points for every $1 spent at U.S. restaurants, U.S. supermarkets and U.S. gas stations, and three points per $1 on all other qualifying purchases, which makes this a solid choice for your everyday purchases and allows you to quickly rack up points to be redeemed for travel upgrades, hotel stay rewards and other travel-related expenses.  

Hilton Honors Card from American Express best features:

  • No annual fee
  • Complimentary elite status upgrades
  • Bonus Hilton Honors points for qualifying hotel stays
  • Baggage insurance plans
  • Roadside and global assistance hotlines
  • Car rental loss and damage insurance
  • Travel accident insurance
  • Purchase protection 

What Our Editors Like Most about the Hilton Honors Card from American Express

The fact that this no annual fee credit card allows you to receive a ton of points and be eligible for great upgrades with ease is perhaps the biggest perk of the card, particularly for those loyal to the Hilton brand.

Though you must spend $1,000 on the card within your first three months of membership in order to receive the introductory limited time offer of 75,000 Hilton Honors bonus points (offer ends June 27, 2018), we actually consider this a benefit as that spending threshold is below what many other hotel perk credit cards require (some comparisons below). Those 75,000 points alone can earn you multiple free nights at hotels and resorts around the world, depending on your travel dates and the hotel category. Those bonus points are, of course, in addition to the other points you earn when you use your card on your purchases.

In the case of the Hilton Honors Card from American Express, the more you use your card to book hotels the easier it is to redeem points for upgrades and hotel stays, which is something we find to be convenient for frequent business travels or those looking to plan their next leisurely getaway.

Even if you don't travel frequently, however, the Hilton Honors Card from American Express could still be worth considering given that you earn five points per $1 spent on everyday purchases at U.S. supermarkets, U.S. restaurants and U.S. gas stations. Before you know it, those everyday, run-around-town purchases will accumulate into a chunk of rewards points that will help you pay for your next vacation.

And, as you'd hope to find with any travel-related credit card, we like that this card includes a number of protection perks such as the baggage, travel and car rental loss and damage insurance plans as well as roadside and global assistance hotlines.

With the insurance plans, when using the Hilton Honors Card from American Express to pay for your travel expenses, the card can help you to cover the cost of any eligible lost, damaged or stolen baggage, as well as help you cover any expenses you may incur if your car rental is damaged or stolen.

Additionally, the card also gains you access to the Global Assist® and roadside assistance hotlines, which are there to help you resolve issues such as a broken down car or a lost or stolen passport. Since travel sometimes comes with some unexpected bumps in the road, our team agrees that these features are valuable incentives for Hilton Honors Card from American Express cardholders.

Lastly, Hilton Honors Card from American Express cardholders enjoy complimentary Hilton Honors Silver status, which gives you a 12 points per $1 spent on your Hilton stays. With this card, you'll also enjoy eligibility to upgrade to Gold status when you spend $20,000 in eligible purchases on your card in a single calendar year. With Gold status, you'll earn 18 points per $1 spent on Hilton stays and enjoy premium room upgrades; in-room, high-speed Wi-Fi at select hotel properties and more.

Potential Downsides of the Hilton Honors Card from American Express

While the Hilton Honors Card from American Express is great for anyone who loves the Hilton properties and plans to stay there regularly, it is not necessarily the best choice for everyone. Keep in mind that many more general travel cards allow you to redeem your rewards at Hilton (and many other properties), so if you aren't super loyal to Hilton, there could be a better option out there for you.

How the Hilton Honors Card from American Express Compares to Other Hotel Credit Cards

Hilton Honors Card from American Express vs. IHG® Rewards Club Premier Credit Card

Similar to the Hilton Honors Card from American Express, the IHG® Rewards Club Premier Credit Card offers an introductory bonus point opportunity, but this one is larger at 80,000 bonus points after you spend $2,000 on eligible purchases in the first three months of opening the account. For those looking for a Chase credit card that can quickly rack up hotel points, the IHG® Rewards Club Premier Credit Card is a viable option.

If you have no preference on credit card company or hotel chain though, you’re likely to accrue everyday points more quickly with the Hilton Honors Card from American Express since the IHG® Rewards Club Premier Credit Card will only earn you two points for each $1 spent at gas stations, restaurants and grocery stores and one point per $1 on all your other purchases. That said, you do earn 10 points per $1 on your IHG stays.

Still, with a complimentary one-night hotel stay at over 5,000 hotels worldwide each year and a free night each time you redeem rewards for at least a four-night stay, the IHG® Rewards Club Premier Credit Card is still a worthwhile choice, especially for global travelers.

Hilton Honors Card from American Express vs. Premier Rewards Gold Card from American Express

With no purchase APR (you pay your bill in full each billing cycle), no foreign transaction fees, airline and hotel credits, and rewards earning opportunities of three points per $1 on flights purchase directly through an airline, the Premier Rewards Gold Card from American Express is a good choice for those looking to benefit from their travels.

The Premier Rewards Gold Card from American Express points earning for other purchases is comparably low (two points for every $1 at U.S. restaurants, U.S. gas stations and U.S. supermarkets and one point per $1 for all other purchases), and there is a hefty annual fee of $195 after the first year, so this card is really designed with a regular traveler in mind.

You can receive 25,000 rewards points after spending $2,000 within the first three months, and you'll also be eligible for up to $100 in statement credit annually to cover incidental airline charges, such as baggage fees and in-flight meals, after you select a qualifying airline. 

Who Should Get This Card?

Thanks to its great welcome offer, points earning ease and no annual fee, the Hilton Honors Card from American Express is ideal for those who enjoy Hilton properties and plan to stay there often or even people just looking to offset the cost of an annual vacation with points earned through everyday purchases.

This page was last updated on May 17, 2018

This card compared to other travel rewards cards

Rewards
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands. Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
2 Miles per dollar on every purchase, every day.
2X points on travel and dining
Bonus Rewards
Limited Time Offer: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Offer ends 06/27/2018.
50,000 Miles once you spend $3,000 on purchases within 3 months from account opening
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Regular APR
17.24% - 26.24% Variable
14.49% - 24.49% (Variable) 
17.49% - 24.49% Variable 
Annual Fee
$0
$0 intro for first year; $95 after that
$0 Intro for the First Year. Then $95
Rates and Fees
CardRatings.com Editorial Staff

Hilton Honors Card from American Express details

Balance Transfer Intro APR
N/A
Balance Transfer Intro Period
N/A
Purchase Intro
APR:
N/A
Regular APR
17.24% - 26.24% Variable
Annual Fee
$0

What American Express says about this card

  • Limited Time Offer: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Offer ends 06/27/2018.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.

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Featured offers
Currently available on the Hilton Honors Card from American Express
Limited Time Offer: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors Card
After you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Offer ends 06/27/2018.

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Apply online for Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
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Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
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