Capital One Venture vs. Capital One VentureOne

Jennifer Doss
Written by
Jennifer Doss
Terms apply; see the online credit card application for full terms and conditions of offers and rewards.


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Recognized among our best credit cards of 2021 thanks to their solid bonus reward offers and flat-rate earning structures, both the CardName discontinued and the CardName discontinued are attractive travel rewards credit card options for anyone looking to earn miles on every dollar they spend with their card — no matter the amount or the category of purchase.

Annual Fees

Both cards offer unlimited earned miles on every purchase made with no caps or categories to worry about, and while they offer a number of other identical benefits, there are a few areas where the cards differ.

For starters, the Venture card has an annual fee (AnnualFees), whereas with the VentureOne card annual fees are never something you’ll have to worry about. With that said, however, it’s important to realize what that the Venture card fee gets you that the VentureOne does not…

Bonus Miles

The first thing you might notice when comparing the two cards is the difference between the new member rewards offer. With the Venture Rewards Credit Card, new cardholders can earna one-time 75,000 bonus mile offer when spending $4,000 on purchases in the first three months from account opening whereas new VentureOne cardholders only receive 20,000 miles (equal to $200 in travel) — though the spending threshold to earn this bonus is much lower, at just $500 spent in three months.

Earning Rates

The next big area where the two cards differ is with the rewards earning rate. With the Venture card you’ll earn 2 miles for every dollar spent with the card, whereas with the VentureOne you’ll only earn 1.25 miles per dollar — though, we still think that this is a good offer, especially considering the fact that many no-annual-fee credit cards only offer 1 mile per dollar, or there’s a cap on the amount of miles that can be earned. 

Introductory APR

Lastly, it’s important to notice the difference in the APR offers. Though the CardName might come with a better welcome bonus and a higher rewards rate, the CardName offers intro 0% APR on purchases and balance transfers for the first 15 months of account membership (balance transfer fee applies), which might be a more highly-valued perk for some credit card users. A regular APR rate of RegAPR will apply after that.

What’s Best for You?

When it comes to deciding which card is the better option for your wallet, it really just comes down to your spending habits and whether or not you really want to pay an annual fee. The VentureOne credit card is a great option for those occasional credit card users who are in no hurry to cash in on their miles and have time to accumulate them, however, if you’re funneling every monthly expense, vacation charge, and supermarket purchase to your travel rewards card, chances are, you’ll easily be spending enough with your card each year to make the CardName‘s annual fee worth the price.

To learn more about how these two cards match up, check out the table below to compare the various rewards, benefits, features, and fees associated with each card.

Capital One Venture vs. VentureOne





Annual Fee



New Member Card Offer

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel.

Earn 20,000 bonus miles once you spend $500 on purchases within the first three months of opening an account


  • Earn unlimited 2 miles per dollar on every purchase made
  • Receive up to a $100 credit when you use your card to apply for Global Entry or TSAPreCheck®
  • Earn unlimited 1.25 miles per dollar on every purchase made

Redeeming Rewards

  • Redeem your miles without blackout dates or brand-loyalty— just make your travel purchases and cover them with a statement credit
  • Transfer miles to leading airline and hotel loyalty reward programs
  • Redeem rewards for a wide selection of gift cards
  • Redeem your miles without blackout dates or brand-loyalty— just make your travel purchases and cover them with a statement credit
  • Transfer miles to leading airline and hotel loyalty reward programs
  • Redeem rewards for a wide selection of gift cards

Purchase and Balance Transfer APR

  • RegAPR
  • Intro 0% APR for 15 months on balance transfers and purchases, then RegAPR; balance transfer fee applies.

Foreign Transaction Fees



For a full synopsis of each card, be sure to check out our CardName and CardName reviews.

Jennifer Doss
CardRatings Executive Editor

Jennifer Doss is a credit card analyst and the executive editor of She has worked as both a print and online journalist and has over a decade of experience in the media industry. Her published work has covered a broad range of topics, from...Read more

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The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

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