United Quest℠ Card review

Serious United travelers are sure to appreciate the numerous travel perks this card offers. There's a solid welcome bonus for new cardholders, and the ongoing reward rates offer cardholders tons of opportunities to rack up miles.

Written by
Jennifer Doss
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Miles Card

United Quest℠ Card

  • Rewards
  • 3 miles per $1 spent on United® purchases. 2 miles per $1 spent on dining, select streaming services & all other travel. 1 mile per $1 spent on all other purchases. Plus, each year, receive up to a $125 United® purchase credit and up to 10,000 miles in award flight credits (terms apply) and earn up to 6,000 Premier qualifying points.
  • Welcome Bonus
  • Limited-time offer: Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
  • Annual Fee
  • $250
card_name
5.0
Credit Score: Good, Excellent
on Chase's secure website
Terms and Limitations Apply

Key Features

Editor Analysis:

Pros
  • Limited-time offer: New cardholders can earn 70,000 bonus miles and 500 Premier qualifying points once spending $4,000 on purchases in the first three months of opening an account.
  • Receive up to $125 in statement credits each account anniversary year as reimbursement for United purchases charged to your card.
  • Earn up to 10,000 miles in award flight credits each year (terms apply) as well as earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases).
Cons
  • At AnnualFees the annual fee might be a bit steep for those loyal to other airlines.
ALTERNATE CARD TO CONSIDER

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CardName rewards

If you have the inclination to sip a tropical drink on the beach or walk the cobblestone streets of Europe, having a travel rewards credit card with great points earning potential can help you to scratch your travel itch.

The CardName, with an excellent new card member bonus, great everyday rewards earning, and a plethora of travel perks, could be the card that helps assist you in going on your next dream vacation.

One of the strongest benefits of the CardName is the $125 in statement credits that card members can earn each account anniversary year as reimbursement for United purchases charged to your CardName. This can help to offset the costs of a flight, onboard purchases, or any eligible United purchase.

The CardName also has competitive tiered rewards categories allowing you to earn:

  • 3X miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit
  • 2X miles per $1 spent on all other travel (including airfare, trains, and local transit)
  • 2X miles on dining and on select streaming services (including Disney+, Hulu, Netflix)
  • 1X mile on all other purchases

CardName welcome bonus

The CardName currently has a limited-time offer of 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first three months your account is open.

Additionally, each year, receive up to a $125 United purchase credit and up to 10,000 miles in award flight credits each year (terms apply), as well as earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases).

CardName travel benefits

As a travel credit card, the CardName features a number of lucrative travel benefits in addition to earning bonus rewards on flights, including:

  • Free first and second checked bags on United operated flights for the primary cardholder and one companion traveling on the same reservation
  • No foreign transaction fees
  • Up to $100 Global Entry or TSA PreCheck fee credit
  • Priority Boarding privileges for the primary cardholder and companions on the same reservation
  • 25% back as a statement credit on inflight purchases of food, beverages and Wi-Fi on board United flights when you pay with your United Quest Card
  • The primary cardholder who is also a Mileage Plus Premier® member and traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights when available
  • Trip cancellation/interruption Insurance with reimbursement up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations
  • Lost luggage reimbursement with up to $3,000 reimbursement for your checked or carry-on luggage that is damaged or lost by the carrier- also gives coverage to an immediate family member
  • Trip delay reimbursement coverage up to $500 per ticket if your travel is delayed more than 12 hours or requires an overnight stay

Potential downsides of the CardName

While not a deal breaker, the AnnualFees annual fee for the CardName could be a downside for those who prefer to have low or no-annual-fee cards. There are certainly ways to offset the cost of the card’s annual fee including taking full advantage of the $125 annual statement credit, the Global Entry/TSA PreCheck reimbursement, and the waived checked bag fees. If you do not frequently travel on United flights then the annual fee may be a more difficult to offset.

Many of the benefits of the card are skewed towards those who are frequent travelers with United. These include statement credits on United purchases, anniversary reward flight reimbursements, and bonus points earned on United purchases, as well as others. If you are not a frequent traveler on United flights then it may be difficult to take full advantage of the Quest card’s benefits and alternative travel rewards cards with lower annual fees may provide similar earnings on generic travel purchases.

How the CardName compares to other cards

CardName vs. CardName

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If you want to earn MileagePlus miles but don’t want to spend so much on the annual fee the CardName could be a great alternative to the Quest card.

The CardName has a AnnualFees after that which is significantly lower than the cost of the Quest card.

The CardName is offering a limited-time offer introductory bonus of 60,000 miles after you spend $3,000 in the first three months.

The Explorer card’s ongoing rewards aren’t quite as lucrative, but are still good for fans of United looking for a low-annual-fee card. Explorer cardholders earn two miles per $1 spent on purchases from United, dining, and hotel accommodations purchased directly with the hotel, and one mile on all other purchases.

CardName vs. CardName

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The CardName could be a strong contender compared to the CardName. With a lower annual fee of AnnualFees versus the AnnualFees annual fee for the Quest card, the Sapphire card has great points earning potential including 5X on travel purchased through Chase Travel℠; 3X on dining, select streaming services and online groceries; 2x on all other travel purchases; 1x on all other purchases; $50 Annual Chase Travel Hotel Credit, plus more.

The welcome bonus for the CardName is notable because when redeemed through Chase Travel it is worth $750. New cardholders can earn 60,000 bonus points once spending $4,000 on purchases in the first three months from account opening.

Another benefit of the CardName is the flexibility of Ultimate Rewards points which can be transferred to various hotel and airline travel partners (including United) while the United MileagePlus miles that the Quest card earns have more limited redemption options.

Who should apply for the CardName?

Frequent United travelers who want to earn extra MileagePlus miles while saving on baggage fees, earn annual statement credits, and get a ton of travel perks should consider applying for the CardName. The annual fee can be easily offset by frequent United travelers and that fee is far outweighed by the card’s benefits including the large new cardholder bonus and its everyday earning potential.

Frequently asked questions

No, complimentary lounge access is not a perk of the CardName.
Yes, Global Entry or TSA PreCheck application fee reimbursement is a complimentary perk of the CardName.

Our Methodology

Survey methodology: CardRatings commissioned Op4G in September 2023 to conduct surveys among 1,869 cardholders nationwide. CardRatings website analytics from Jan. 1, 2023-Aug. 31, 2023 were used to determine a selection of the most popular cards and additional cards were included to add survey breadth. Responses to each of nine questions were given on a scale of 1-10 and respondents’ scores were then averaged under broad topics. To determine the overall score, responses from questions 1-8 were summed and the answer to “How likely are you to recommend this card to a friend, coworker or family member?” was double weighted. Current Scores reflect scores from the most recent survey (2023); “Past Scores” reflect scores from the 2022 survey.

Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.


This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.


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