Blue Cash Everyday® Card from American Express review
With ongoing high-value rewards on everyday expenses and no annual fee, this is a smart cash-back card to keep in your wallet.
Blue Cash Everyday® Card from American Express
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- Welcome Bonus
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Editor Analysis:
- For a credit card with no annual fee this card has high ongoing rewards.
- This card offers 0% intro APR on purchases and balance transfers for intro_apr_duration (then RegAPR).
- Apply and find out your welcome offer. As High As signup_reward cash back* after you spend signup_bonus_spend_amount in purchases within the first six months of card membership.
- Your earnings in the bonus categories are capped at $6,000 spent per year in each category before the rewards rate drops to 1%.
Capital One Quicksilver Cash Rewards Credit Card
discontinued_disclaimerBlue Cash Everyday(R) Card from American Express benefits
If you are looking to have a little more purchasing power at your favorite stores (and websites!), the Blue Cash Everyday® Card from American Express may be the solution for you. This no-annual-fee card has been a longtime shining star for our readers, and for good reason. (American Express is a CardRatings advertiser.)
Top Blue Cash Everyday(R) Card from American Express benefits include:
- An intro 0% APR period lasting intro_apr_duration on purchases and balance transfers, then RegAPR
- No annual fee
- Earn 3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- As High As signup_reward cash back* after you spend signup_bonus_spend_amount in purchases within the first six months of card membership.
- See Rates and Fees
➤ SEE MORE:Best cash back credit cards of April 2026
Blue Cash Everyday(R) Card from American Express welcome offer
The Blue Cash Everyday(R) Card from American Express offers a welcome bonus of up to signup_reward cash back* after you spend signup_bonus_spend_amount in purchases within the first six months of card membership.
How it works:
- Apply and, if approved, you’ll see your eligible welcome offer
- Spend $2,000 within the first six months
- Earn up to $200 in cash back
Important details*:
- Offer amounts may vary by applicant
- Cash back is earned as Reward Dollars
- Reward Dollars can be redeemed for statement credits or at Amazon.com checkout
Blue Cash Everyday(R) Card from American Express annual fee
Great news— there isn’t one! As its name suggests, the Blue Cash Everyday(R) Card from American Express is a good solution for everyday expenses. This card is especially good if you’re a casual credit card user since there is no annual fee, unlike sister card Blue Cash Preferred® Card from American Express, which offers higher rewards for a AnnualFees. (See Rates and Fees)
CardRatings Tip
If you spend more than $132 a month at U.S. supermarkets, you might find it’s worth paying the annual fee that comes with the sister Blue Cash Preferred(R) Card from American Express. Considering many people spend more than this each week, if you do the math, even with the annual fee, you could still come out far ahead thanks to the extra bonus rewards you could earn with the Blue Cash Preferred(R) Card from American Express. Learn more about how these two cards compare.
Blue Cash Everyday(R) Card from American Express credit score
Although American Express doesn’t explicitly state the credit score needed to qualify for the Blue Cash Everyday(R) Card from American Express, this card is reserved for those with good to excellent scores. A good FICO score is typically anything above 670, according to the credit scoring agency Experian. Please note, however, that this number can vary between different bureaus.
Blue Cash Everyday(R) Card from American Express online purchase requirements
Earning 3% cash back at U.S. online retail purchases is a huge incentive of the Blue Cash Everyday(R) Card from American Express, given the ever-growing online shopping opportunities.
There are a few things to keep in mind, however. For instance, the purchase must be made on a website or a digital app from a "U.S. retail merchant that sells physical goods or merchandise directly to consumers," according to American Express’ terms. Note that online purchases made at restaurants, supermarkets, gasoline stations or automotive dealers, nor purchases of travel, entertainment or other services will qualify for the 3% cash-back rate. You also can’t order the purchase online and then pay for it in store if you want to earn the 3% rate.
Even with those rules, there are plenty of online shopping opportunities that will qualify for the 3% cash back on up to $6,000 spent in that category each year.
Blue Cash Everyday(R) Card from American Express foreign transaction fee and other potential downsides
This handy blue card doesn’t have any major red flags, but you need to know that since this cash-back rewards card doesn’t tout travel rewards, bonus points only kick in when making purchases in the United States. For example, grocery shopping at a U.S. supermarket will earn you 3% cash back (on up to $6,000 in purchases annually); shopping at a French supermarket while on holiday, on the other hand, will not.
Additionally, all foreign transactions made with the Blue Cash Everyday(R) Card from American Express will cost an extra foreign_fee. This card is a great option for everyday purchases made in the U.S.; however, it might not be the best choice for frequent international travelers. (See Rates and Fees.)
How do cardholders rate the Blue Cash Everyday(R) Card from American Express?
CardRatings commissioned Dynata in November 2025 to survey 2,797 cardholders nationwide. Responses were given on a scale of 1-10 and respondents’ ratings were then averaged under broad topics. Here are the results for the Blue Cash Everyday® Card from American Express:
| Value For Price | 6.45 |
| Features Satisfaction And Engagement | 7.65 |
| Competitive Edge | 7.15 |
| Customer Service | 7.85 |
| Overall Rating | 8.26 |
Survey results by question
Respondents rated their personal experience with the card_name, answering questions on a scale from 1-10. The results for a sampling of questions can be found below:
How the Blue Cash Everyday(R) Card from American Express compares to other cards
Is the Blue Cash Everyday(R) Card from American Express a good card?
Yes, the Blue Cash Everyday® Card from American Express is a good go-to credit card when you make purchases as part of your regular, weekly errands – filling up at the pump, buying groceries for the week and picking up some new pieces of wardrobe via an online shopping spree – are the sorts of purchases that rack up your cash back. This card has no annual fee so it’s a simple way to earn rewards on purchases you’ll have to make regardless, without worrying about offsetting the cost of the card.
Frequently asked questions
What credit score do you need for the Blue Cash Everyday® Card?
How much is the Blue Cash Everyday® Card's annual fee?
What is the Blue Cash Everyday® Card's interest rate?
What qualifies as a U.S. supermarket for the Blue Cash Everyday® Card?
Is Amex Blue Cash Everyday® a beginner card?
Does the Amex Blue Cash Everyday® have a bonus offer for new cardholders?
Our Methodology
Survey methodology: CardRatings commissioned Dynata in November 2025 to survey 2,797 cardholders nationwide. CardRatings' website analytics from Jan. 1, 2025, to Oct. 2, 2025 were used to determine a selection of the most popular cards. Respondents were asked a series of questions about specific characteristics of credit cards they used regularly, as well as for their overall rating of each card. Responses were sorted into categories: "Value for Price," "Features Satisfaction and Engagement," "Competitive Edge," and "Customer Service." Responses within each category were averaged to determine the score for that category. In addition, the overall ratings for each card were averaged. "Cardholder favorite" cards are those that scored in the top 10 overall. Card issuers cannot pay to be included on these lists or influence the order in which cards appear.
Disclaimer:The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.
To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: Blue Cash Everyday® Card from American Express (See Rates and Fees); Blue Cash Preferred® Card from American Express (See Rates and Fees)
