Physician Side Gigs
By Physician Side Gigs, founders Physician Side Gigs
We see questions frequently within our communities asking for recommendations on the credit cards with the best perks. While the advantages of each can depend on your lifestyle (Do you travel a lot for locums or speaking gigs? Do you prefer flexibility in cash back rewards?), we’ve compiled below a list of the most recommended credit cards overall by our group members.
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 75,000 points, worth up to $1,125 when redeemed through Chase Travel℠, after spending $4,000 in the first 3 months
REWARDS RATE
Book through Chase Travel to earn 5x points on flights and 10x points on car rentals and hotels (after your annual $300 travel reimbursement); Earn 3 points per $1 spent on other travel (after your travel credit) and on dining; 1 point per $1 on other purchases
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
REWARDS RATE
Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on Chase travel; 3% cash back on drugstore purchases and dining; and unlimited 1.5% cash back on all other purchases.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 75,000 points, worth over $900 when you redeem through Chase Travel℠, after spending $4,000 in the first 3 months
REWARDS RATE
Earn 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
APPLY
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in your first six months of card membership
REWARDS RATE
Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (up to $500,000 on these purchases per calendar year); 5X Membership Rewards points on prepaid hotels booked on amextravel.com
APPLY
CREDIT CARD
ANNUAL FEE
annual_fees
WELCOME OFFER
Earn $350 when you spend $3,000 on purchases in the first three months, and an additional $400 when you spend $6,000 on purchases in the first six months from account opening
REWARDS RATE
Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months
REWARDS RATE
Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases
APPLY
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn 60,000 Membership Rewards® points after spending $6,000 on eligible purchases within the first 6 months
REWARDS RATE
Earn 4x Membership Rewards® points at restaurants as well as at U.S. supermarkets (up to $25,000 spent each year, then 1x). Earn 3x points on flights booked directly with airlines or through amextravel.com
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CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first six months
REWARDS RATE
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 6% on select U.S. streaming subscriptions; 3% at U.S. gas stations; 3% on transit; and 1% on other purchases
APPLY
CREDIT CARD
ANNUAL FEE
AnnualFees
WELCOME OFFER
Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
REWARDS RATE
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
APPLY
To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
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