Richard Barrington

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Richard has over 30 years of experience in financial services, including 23 years with the investment management firm Manning & Napier...

Erica Sandberg

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Erica is a personal finance reporter and writer. Her passion is helping individuals, families and small business owners understand money and...

Carley Clark

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Carley is a personal finance writer from Michigan. She graduated from Spring Arbor University with a bachelor's degree in business. After...

Erin Gobler

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Erin is a Wisconsin-based freelance writer with nearly a decade of experience writing online. She covers personal finance topics like credit...

Benjamin Pape

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Ben has been a credit card enthusiast for over seven years. With extensive knowledge in card benefits and travel partnerships, Ben...

What is a mixed or split credit report?

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Credit reports contain errors on a regular basis. So, before applying for new credit or beginning your credit repair journey make sure...