Credit card ‘built-in’ fixed APR personal loans vs. traditional personal loans
Card members can conveniently access their existing credit lines to can get a fixed-rate loan for practically any purpose, but do...
Millennials wary of credit cards but keen on potential benefits, new survey finds
The millennial generation is less likely to have a personal credit card when compared to the older adult population and less...
Cardholders more likely to keep using a card than to recommend it, survey reveals
A CardRatings survey of more than 1,500 cardholders across 65 cards found that most people rate their likelihood of continuing to...
A financial planner’s advice on credit cards and more: Be intentional, be informed
Editor's Note: This article originally published May 15, 2020. Some information may no longer be up to date.
Lost income? Banks are more likely to reduce your credit card limit, survey reveals
What do you do if a bank reduces your credit limit? CardRatings survey results say it's happening to about 21% of...
How One Credit Card Issuer Made Decisions: Ability, Stability, and Willingness to Pay
Lending decisions vary from lender to lender. The purpose of this article is to offer some insight into how I thought...
Study: Despite increased wages, credit card debt greater in high cost-of-living states
A new CardRatings.com study found that cost of living differences from state to state affect credit card debt, as do education...
VantageScore vs. FICO® Score: A guide to understanding different credit scoring models
What's the difference between a VantageScore and FICO score? We answer this and more.
Disappearing features, new reward structures: Industry expert surveys credit card landscape
Credit card expert and veteran personal finance journalist Beverly Herzog talked with CardRatings about credit cards and how they've changed during...
One-third of holiday gift givers feel pressure to spend too much, CardRatings survey reveals
A CardRatings survey looks at what people spend, how they spend it and who they spend it on when it comes...