How many credit cards should you have?
Updated on
Recent data from Experian credit bureau shows the typical American has roughly four credit cards in their wallet. But is that...
Financial Literacy Featured Articles
How to choose your first credit card
Updated on
The menu of credit card options in the United States is huge. Just about every major bank and credit union offers...
10 signs it’s time to add to your credit portfolio
Updated on
Here's how to tell if it’s time to add a new credit card to your plastic portfolio.
Do late credit card payments affect your credit score?
Updated on
One of the most fundamental aspects of good credit card management is sending your payments by or before the due date....
Credit card application denied? Next steps to consider
Updated on
From lucrative rewards to 0% APR offers, there are many reasons why you might want a new credit card, but credit...
Inflation hurting your debt deletion plans? What can help
Updated on
Now you’re not only paying more for the things you need, but you also have less leftover for your debt payments...
So you’ve maxed out your credit card — now what?
Updated on
You've maxed out your credit card and you can't pay it off. At least not at the moment, which means you...
What happens if you don’t pay your credit card bill?
Updated on
Using a credit card comes with the responsibility of paying back what you charge. When you sign up, you agree to...
4 changes you don’t expect to lower your credit score
Updated on
When you make good financial decisions and changes, you don't normally expect your credit score to go down as a result....
Can you buy a car with a credit card?
Updated on
When you go shopping these days, chances are you pay for almost everything with debit or credit cards. Plastic is so...