Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers from our partners. How we make money.
What U.S. Bank says about this card
0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 14.74% - 25.74%
Great Offer from U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
No Annual Fee*
Flexibility to choose a payment due date that fits your schedule
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.
The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee... EVER
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day - just say "representative"
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month