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Apply online for U.S. Bank Visa® Platinum Card
About Our Ratings
Credit Needed
Excellent Credit

Top Features

Balance Transfer Intro APR
0%* intro on BTs
Balance Transfer Intro Period
18 billing cycles on Balance Transfers*
Balance Transfer Fee
3%
Regular APR
14.74% - 25.74%* Variable

This card compared to other balance transfer cards

Balance Transfer Intro APR
0%* intro on BTs
0%
0%*
Balance Transfer Intro Period
18 billing cycles on Balance Transfers*
18 months
21 months on Balance Transfers*
Balance Transfer Fee
3%
3% for 120 days, then 5%
5% of each balance transfer; $5 minimum.
Purchase Intro
APR:
0%*
Period:
18 billing cycles on Balance Transfers*
APR:
0%
Period:
18 months
APR:
0%*
Period:
12 months on Purchases*
Regular APR
14.74% - 25.74%* Variable
17.74%-27.24% Variable 
16.24% - 26.24% Variable 
Annual Fee
$0*
$0
$0*
Rates and Fees
CardRatings.com Editorial Staff

U.S. Bank Visa® Platinum Card details

Balance Transfer Intro APR
0%* intro on BTs
Balance Transfer Intro Period
18 billing cycles on Balance Transfers*
Purchase Intro
APR:
0%*
Period:
18 billing cycles on Balance Transfers*
Regular APR
14.74% - 25.74%* Variable
Annual Fee
$0*

What U.S. Bank says about this card

  • 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 14.74% - 25.74%
  • Great Offer from U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • No Annual Fee*
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.

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Highlighted offers
Currently available on the U.S. Bank Visa® Platinum Card
0% Intro APR on purchases and balance transfers for 18 billing cycles.
After that, a variable APR currently 14.74% - 25.74%
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(690-719)
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Apply online for Wells Fargo Platinum Visa® Card

Wells Fargo Platinum Visa® Card

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Credit Needed:
Excellent, Good
Apply online for Citi Simplicity<sup>®</sup> Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee... EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%*, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day - just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Credit Needed:
Excellent, Good