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U.S. Bank Visa® Platinum Card Review

Excellent Credit

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What U.S. Bank says about this card

This card is no longer available.
  • 0% Intro APR on purchases and balance transfers for 18 billing cycles. After that, a variable APR currently 14.74% - 25.74%
  • Great Offer from U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
  • No Annual Fee*
  • Flexibility to choose a payment due date that fits your schedule
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.

By Amber Stubbs Managing Editor  Updated Feb 28, 2019

Top Features

Balance Transfer Intro
APR: 0%* intro on BTs
Period: 18 billing cycles on Balance Transfers*
Balance Transfer Fee
3%
Regular APR
14.74% - 25.74%* Variable 

U.S. Bank Visa® Platinum Card compared to other balance transfer cards

Card Name
Balance Transfer Intro APR
Balance Transfer Fee
Regular APR
Ratings/Apply
U.S. Bank Visa® Platinum Card
This card is no longer available.
APR: 0%* intro on BTs
Period: 18 billing cycles on Balance Transfers*
3%
14.74% - 25.74%* Variable 
APR: 0%
Period: 18 months
3% for 120 days, then 5%
17.74%-27.24% Variable 
APR: 0%* 21 months on Balance Transfers*
Period: 21 months
5% of each balance transfer; $5 minimum.
16.24% - 26.24%* Variable 

Credit Card Consumer Reviews:

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