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Apply online for Mastercard® Gold Card™
About Our Ratings
Credit Needed
Excellent

Top Features

Rewards
2% Value for Cash Back Statement Credit Redemptions
Bonus Rewards
2% Value for Airfare Redemptions
Purchase APR
15.99% Variable
Annual Fee
$995

This card compared to other travel rewards cards

Rewards
2% Value for Cash Back Statement Credit Redemptions
1.5x Miles per dollar on all purchases
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Bonus Rewards
2% Value for Airfare Redemptions
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards(R)
Purchase APR
15.99% Variable
11.99% - 23.99% Variable 
16.99% - 23.99% Variable 
Annual Fee
$995
$0
$0 Intro for the First Year. Then $95
Rates and Fees
CardRatings.com Editorial Staff

Mastercard® Gold Card™ details

Rewards
2% Value for Cash Back Statement Credit Redemptions
Bonus Rewards
2%
Value for Airfare Redemptions
Purchase Intro
APR:
N/A
Purchase APR
15.99% Variable
Annual Fee
$995

What Luxury Card says about this card

  • 24K-Gold Plated - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card ConciergeTM
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $995 ($295 for each Authorized User)
  • 15.99% Variable APR on Purchases and Transfers
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening

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Highlighted offers
Currently available on the Mastercard® Gold Card™
0% introductory APR
For the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening

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Apply online for Discover it® Miles

Discover it® Miles

  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO┬« Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
Credit Needed:
Excellent, Good
Apply online for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Credit Needed:
Excellent/Good