5 credit card tips for students and recent graduates

A couple of student credit cards in college was a nice way to get started with credit but when those loans that helped you pay for your degree come due, you’ll need to do some smart budgeting and credit moves to stay on top, especially if your dream job and a cushy salary is a couple of years away. Here are a few tips to help you build and maintain great credit even fresh out of school.

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How to avoid student credit card debt

College is the last care free step before real life begins, or at least it should be. Students should be able to go to sleep each night with the only pressing responsibility being the English exam tomorrow morning. They should still get to live in a world where although they can’t afford much more than the occasional late night drive through Taco Bell or downloading the latest hit single, at least they aren’t worrying yet about paying a mortgage, most forms of insurance, utility bills, or the college loan that is allowing them to get an education.

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