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Running your small business from the comfort of your home, or even the comfort of your town, isn’t always an option.
Sometimes you need to travel to visit clients, explore vendor options, drum up business or even just conduct research to help take your business to the next level. When those opportunities arise, you want a credit card “co-worker” that can rise to the challenge.
There are plenty of small business credit card options that work well when on the road, many of which allow you to earn rewards on some aspect of that travel. If your travel takes you abroad, then there are some additional factors to consider when it comes to your card. Namely, does the card charge foreign transaction fees?
Foreign transaction fees can hit you even if you’re shopping from the comfort of your home office. If you shop with vendors or buy supplies online and the merchant is located in a foreign country, you could be on the hook for foreign transaction fees. In those cases, it’s important to ensure you’re using a card that doesn’t charge this fee, which is often in the range of 3% of the transaction amount in U.S. currency. It could add up fast!
Generally, Visa and Mastercard credit cards will have the greatest likelihood of acceptance overseas; though American Express and Discover are regularly expanding their networks as well. In the U.S., you shouldn’t have trouble using any of these cards.
With that in mind, here are our top picks for small business credit cards for travel.
Best overall small business card for travel
Best small business card for flexible rewards earning
American Express is a CardRatings advertiser
Best no-annual-fee travel rewards for small business
Best small business cash-back card with no foreign transaction fee
Best premium small business card
Best small business card for hotel rewards
Best small business card for fair credit
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