A credit card rate cap could shut millions out of credit
Rising credit card interest rates have drawn the attention of both regulators and politicians. Is a limit on credit card interest...
How a credit card late fee cap could hurt consumers
A new federal government rule promises to cut the typical credit card late fee from $32 to $8.
What does revolving credit mean?
The term "revolving credit" may sound like a mysterious banking term that only a veteran banker would fully understand. In reality,...
What is a credit mix?
Good credit can be the difference between being approved for an auto loan or credit card or being rejected.
Guide to business credit scores
If you own a small business, making sure you have a solid business credit score can help you land lower interest...
Secured credit card vs. authorized user: Which is better for establishing credit?
Are you looking to build credit from scratch? Or perhaps trying to repair credit after some past problems?
Geoff Williams
Geoff is a freelance journalist and has been since the 1990s. He specializes in personal finance and small business issues and...
What are balance transfer checks?
Balance transfer checks are paper checks that let you transfer credit card balances from one account to another. They are also...
What is the Chase 5/24 rule?
That’s because of an unofficial rule known as the “Chase 5/24” rule that prevents you from getting approved for too many...
Adopt these credit card habits to help improve your finances
There's no doubt that credit cards can make our lives easier -- but only if we use them wisely. Unfortunately, the...