Can you apply for a credit card with no credit history? By Maryalene Laponsie | Updated on May 2, 2025 Much has been written about how to get a credit card if you have poor credit or little credit, but what...
How long does it take to increase your credit score? By Adam Frankel | Updated on April 25, 2025 A strong credit score sets the tone for your overall financial health. A good credit profile can unlock economic opportunity in...
5 benefits of a good credit score By Michelle Lambright Black | Updated on April 14, 2025 Your credit score is more than just a number -- it's a tool lenders use to assess your financial reliability. When...
How long do late payments stay on your credit report? By John Schmoll | Updated on April 1, 2025 As payment history is the largest component of a credit score, it's fair to expect a significant negative impact once you...
Gender gap extends to credit score perception vs. reality, survey finds By Satta Sarmah-hightower | Updated on March 13, 2025 Women in the U.S. are more likely than men to believe they have poor credit scores (16 percent vs. 10 percent),...
What credit score do you need to get a credit card? By John Schmoll | Updated on January 16, 2025 Depending on your credit score there are typically various options for your next card. Although there's no exact score communicated by...
How long should you keep a secured credit card? By Choncé Maddox | Updated on December 19, 2024 A secured credit card can be a stepping stone to better credit. It's designed to help you build or rebuild your...
Secured credit cards for bad credit By Bill Gilman | Updated on November 21, 2024 For a person with less-than-stellar credit, a credit card of any type might seem to be the last thing they need....
ChexSystems and secured cards: Can you still qualify? By Curtis Arnold | Updated on November 7, 2024 If you fall into this category, I hope this article helps you understand viable options for getting approved for a secured...
Secured credit cards with low deposit requirements By Bill Gilman | Updated on October 23, 2024 Secured credit cards have proven to be an excellent tool for helping people with bruised credit to build their score back...