Why financial health matters more than a perfect credit score By John Schmoll | Updated on May 27, 2025 Being perfect has a nice ring to it, especially when it comes to personal finance. A perfect credit score of 850...
Should you freeze your credit? What it does (and doesn’t do) to protect you By Dawn Papandrea | Updated on May 13, 2025 But should you freeze your credit? And what do credit freezes actually do to protect you? Learn all about what credit...
Do charge cards affect your credit score? By John Egan | Updated on May 8, 2025 A charge card, a specific kind of credit card, can help you build credit. But before you apply for a charge...
Can you apply for a credit card with no credit history? By Maryalene Laponsie | Updated on May 2, 2025 Much has been written about how to get a credit card if you have poor credit or little credit, but what...
How long does it take to increase your credit score? By Adam Frankel | Updated on April 25, 2025 A strong credit score sets the tone for your overall financial health. A good credit profile can unlock economic opportunity in...
5 benefits of a good credit score By Michelle Lambright Black | Updated on April 14, 2025 Your credit score is more than just a number -- it's a tool lenders use to assess your financial reliability. When...
How long do late payments stay on your credit report? By John Schmoll | Updated on April 1, 2025 As payment history is the largest component of a credit score, it's fair to expect a significant negative impact once you...
Gender gap extends to credit score perception vs. reality, survey finds By Satta Sarmah-hightower | Updated on March 13, 2025 Women in the U.S. are more likely than men to believe they have poor credit scores (16 percent vs. 10 percent),...
What credit score do you need to get a credit card? By John Schmoll | Updated on January 16, 2025 Depending on your credit score there are typically various options for your next card. Although there's no exact score communicated by...
How long should you keep a secured credit card? By Choncé Maddox | Updated on December 19, 2024 A secured credit card can be a stepping stone to better credit. It's designed to help you build or rebuild your...