Credit Score Featured Articles

Gender gap extends to credit score perception vs. reality, survey finds

By Satta Sarmah-hightower | Updated on March 13, 2025

Women in the U.S. are more likely than men to believe they have poor credit scores (16 percent vs. 10 percent),...

Tools for building credit: Credit builder accounts, secured cards

By Curtis Arnold | Updated on February 19, 2025

Having poor credit can turn your financial world upside-down. You could face unfavorable loan terms, credit denials, even difficulty qualifying for...

What credit score do you need to get a credit card?

By John Schmoll | Updated on January 16, 2025

Depending on your credit score there are typically various options for your next card. Although there's no exact score communicated by...

How long should you keep a secured credit card?

By Choncé Maddox | Updated on December 19, 2024

A secured credit card can be a stepping stone to better credit. It's designed to help you build or rebuild your...

Secured credit cards for bad credit

By Bill Gilman | Updated on November 21, 2024

For a person with less-than-stellar credit, a credit card of any type might seem to be the last thing they need....

Building credit has never been so easy – or fun

By Maryalene Laponsie | Updated on November 8, 2024

Once upon a time, building credit was a grind. First, you'd need to find a card issuer willing to accept your...

Can you get a credit card for online shopping with bad credit?

By Jennifer Doss | Updated on November 8, 2024

Credit cards, or at the very least, debit cards, are a necessity for online shopping. While debit cards can certainly get...

ChexSystems and secured cards: Can you still qualify?

By Curtis Arnold | Updated on November 7, 2024

If you fall into this category, I hope this article helps you understand viable options for getting approved for a secured...

Secured credit cards with low deposit requirements

By Bill Gilman | Updated on October 23, 2024

Secured credit cards have proven to be an excellent tool for helping people with bruised credit to build their score back...

How often should you check your credit report?

By John Schmoll | Updated on October 7, 2024

Your financial health should be prioritized in a similar manner that you prioritize your physical and mental well-being. Similar to regular...