A journalist for nearly 20 years, Brooklyn has published work on a broad range of topics including personal finance and business as well as travel and human interest pieces. As a finance expert, she has provided commentary on credit cards, card rewards and personal finance for outlets including Forbes, Fox Business and many others. Her own wanderlust and travel experiences led to her interest in maximizing credit card rewards and benefits and motivate her to provide easy-to-understand advice and resources designed to help everyday people best match their credit cards to their lifestyle, finances and goals.
A credit card analyst and the managing editor of CardRatings.com, Jennifer Doss leverages over 15 years of experience as a journalist and editor. A recognized finance expert, she frequently contributes her insights on credit cards to major outlets like CNBC and Fortune Magazine. Jennifer is dedicated to helping people achieve their financial goals by empowering them with the knowledge necessary to effectively use credit cards and employ smart banking strategies.
Terms apply; see the online credit card application for full terms and conditions of offers and rewards.
Every year, the credit card market becomes flooded with more cards offering at least 2% cash back on all your purchases. Some keep it simple and offer a flat cash back rate on all purchases, while others will also offer special categories offering a higher cash back rate.
Choosing the cash back cards best suited to your lifestyle and spending habits can prove challenging. With many cards, the higher rate “bonus” categories are rotated each month or each quarter. You need to keep track of the rotations and even plan certain larger purchases to make the most of your rewards.
Given all the details, sometimes carrying multiple cards with static bonus categories is the best way cover all your bases.
There are other factors to consider when choosing a cash back card that earns at least 2%. You will want to consider fees, interest rates, additional perks and benefits and whether the card’s rewards program is easy to use. Below, our editors evaluated these and other factors to compile a list of the best 2% cashback credit cards.
For rates and fees of the American Express cards mentioned on this page, please see the following: Blue Cash Everyday® Card from American Express (See Rates and Fees); The American Express Blue Business Cash™ Card (See Rates and Fees)
Brooklyn Lowery
Editor & Credit Card Expert
A journalist for nearly 20 years, Brooklyn has published work on a broad range of topics including personal finance and business as well as travel and human interest pieces. As a finance expert, she has provided commentary on credit cards, card rewards and personal finance...Read more
The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.
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Our editors rate credit cards objectively based on the features and fees each credit card offers. The ratings are the expert opinion of our editors and are not influenced by any compensation this site may receive from card issuers.
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