The card_name has quickly earned a permanent spot in my wallet, and for good reason. Designed with everyday spenders in mind, this card strikes a perfect balance between generous rewards, practical perks and overall value.
Whether I’m dining out, grabbing groceries, or streaming my favorite shows, the Savor card delivers rewards that fit seamlessly into my lifestyle. Over time, I’ve found that its blend of cash back categories, flexible redemption options and added benefits make it a standout choice compared to other cards I’ve tried. Here are five key reasons the Capital One Savor has become my go-to card for a variety of everyday purchases.
Outsized rewards on groceries, dining and entertainment
While I use the card_name for most purchases that don’t earn bonus rewards, I switch to the Capital One Savor when I head to the grocery store and occasionally when I dine out. This is due to the card’s exceptional cash back rate of 3% in these categories, which is higher than I get with other cards I have.
The same 3% rewards rate also applies to entertainment purchases, which include categories like movie theatres, sports promoters, amusement parks, tourist attractions, bowling alleys, pool halls and more. While I don’t use all the entertainment categories regularly, I always use my Capital One Savor when we head to the movie theatre to check out a new release.
The Savor card also earns 8% cash back on purchases made with Capital One Entertainment, which includes experiences across music, sports, dining and more. Last year, I used this perk to earn 8% cash back on Billie Eilish tickets for myself, my husband and our two kids. Not only did I find great seats through the platform, but they cost the same as other websites were charging.
Ideal card for streaming services
The Capital One Savor also earns 3% cash back on streaming services, so I have it set up to automatically pay those bills for us each month. This means we earn 3% cash back on subscriptions we use like Netflix, Hulu and Disney Plus each month with zero effort on our part.
I like using the card for automatic payment so we can just “set it and forget it.” The fact we earn a top rewards rate on these purchases is just icing on the cake.
Capital One Savor bonus offers
I also use this card for Capital One Offers promotions all the time, which work similarly to Amex Offers and Chase Offers. Essentially, I get to add extra bonus deals to my Capital One Savor card that lead to additional savings or cash back on eligible purchases.
Capital One Offers may not be as popular as Amex Offers, but they are often more valuable and easier to use. For example, Capital One Offers frequently has deals like 10% cash back on most purchases at Macy’s, 5% cash back at Viator.com and up to 8% cash back at Lululemon. These are places I shop at frequently, so I always check for Capital One Offers before I make a purchase online.
Points pooling with my Capital One Venture X
While you cannot pool Capital One travel rewards into a cash back account, you can pool rewards in the other direction. As a result, I typically move cash back I earn with the Capital One Savor into my card_name account.
I do this mostly for convenience, although this also unlocks the option to transfer Capital One Savor rewards to the issuer’s airline and hotel partners with the Venture X. This means I can turn cash back earned with my Savor card into travel rewards points with programs like Air France (Flying Blue), British Airways, JetBlue and Wyndham Rewards.
➤ SEE MORE:Why I’ll never get rid of my Capital One Venture X card
No annual fee or foreign transaction fees
Finally, Capital One Savor Card benefits include no foreign transaction fees and no annual fee. This means I can keep it for the long haul without wondering when the annual fee will renew, or if I am making the most of its benefits. I also use it for purchases overseas without paying added fees for the privilege.
The bottom line
In the end, the Capital One Savor has proven to be more than just a rewards card — it’s a practical tool that helps me get more out of the money I already spend each day. From maximizing cash back on the categories I use most to offering rewards that have built-in flexibility, it has consistently delivered value without requiring much effort on my part.
While no credit card is perfect for everyone, the Savor has checked all the right boxes for me, making it the clear choice for a portion of my household spending. If you’re looking for a card that rewards the way you actually live, you may want to add the card_name to your list.
