SPONSORED CONTENT
The Chase Sapphire Reserve(R) is a staple for travelers who want premium perks, and while its core features are consistent, a new welcome offer makes it a great time to consider the card if it’s not in your wallet already. For a limited time, new cardholders can earn 150,000 bonus points after spending $6,000 on purchases within the first three months of opening an account.
While the card’s other benefits haven’t changed, this bonus is a significant jump from the usual offer. It provides a lot of extra value upfront, which is helpful if you have been on the fence about applying. Since this is a temporary increase, it is worth acting now while the offer is still available.
Beyond the welcome bonus, the card’s long-term value comes from a variety of credits and travel perks that help offset the annual fee. These features are designed to be straightforward and provide consistent value throughout the year.
Direct ways to save on hotels
One of the most useful parts of the Sapphire Reserve is how it helps lower the cost of your trips through credits that apply directly to your statement.
- $300 Travel Credit: This is one of the simplest perks to use. Every year, Chase automatically pays you back for the first $300 you spend on travel — including everything from flights and hotels to smaller costs like parking and tolls.
- $250 Hotel Credit: Through 2026, you can get a one-time $250 credit when you book a stay of at least two nights at specific partner hotels (like IHG, Omni, or Virgin Hotels) through the Chase website.
- Luxury hotel perks: If you book through “The Edit” (Chase’s collection of high-end hotels), you can get up to $500 back annually in credits, plus extras like free breakfast and room upgrades (based on availability at check-in).
Lifestyle and entertainment credits
In 2026, the card has expanded its reach into your daily routine with several new and updated credits for dining, entertainment, and fitness.
- Sapphire Reserve Exclusive Tables: You can receive up to $300 in statement credits annually when you dine at restaurants within this exclusive program. It also helps you secure reservations at some of the most sought-after spots.
- Complimentary streaming: Cardmembers now get access to Apple TV+ and Apple Music through June 22, 2027. This provides a value of roughly $250 annually for original shows, movies, and ad-free music across all your devices.
- StubHub credits: You can receive a maximum of $300 in statement credits annually for tickets purchased on StubHub or viagogo (activation is required).
- Dining and delivery: The card provides up to $300 annually in monthly DoorDash promos, along with a complimentary DashPass membership for $0 delivery fees on eligible orders.
- Lyft and Peloton: For your commute and fitness, you get $120 in annual Lyft credits ($10 monthly) plus 5x total points on eligible rides. Additionally, you can receive up to $120 in annual statement credits toward Peloton memberships.
Earning points on every trip
The card is built to help you rack up points quickly on your regular spending, whether you are booking a vacation or just going out to dinner.
- 8x points on Chase Travel: You earn 8x points for every dollar spent on travel booked through the Chase portal.
- 4x points on direct bookings: If you prefer to book your flights or hotels directly with the airline or hotel company, you still earn 4x points per dollar.
- 3x points on dining: You earn 3x points per dollar spent at restaurants and on many delivery services worldwide.
Built-in travel protections
The card includes a comprehensive insurance suite that provides coverage for common travel situations, ensuring you are protected on every trip:
- Car rental coverage: If you use the card to pay for a rental car, you are covered for up to $75,000 in theft or damage. This is “primary” coverage, which means you can skip the expensive insurance the rental company sells you.
- Trip delay reimbursement: If your travel is delayed by more than six hours or requires an overnight stay, the card covers your meals and lodging up to $500 per ticket.
- Cancellation coverage: You can be reimbursed for up to $10,000 in non-refundable costs if a trip is interrupted or canceled due to sickness or severe weather.
A better airport experience
The card also includes several features designed to make the airport experience more comfortable and efficient:
- Lounge access: You get unlimited access to Chase’s own Sapphire Lounges and a Priority Pass membership, giving you a quiet place to wait for your flight.
- Faster security: The card covers the application fee (up to $120) for programs like Global Entry, TSA PreCheck®, or NEXUS, helping you get through security lines more quickly.
While the Chase Sapphire Reserve(R) is already a solid choice for its consistent perks, the 150,000-point bonus makes it a much more compelling option right now. It is a rare increase in value that can significantly jumpstart your travel fund for the rest of the year.
With the addition of new dining and entertainment credits, the card does a better job of providing value whether you are at the airport or just grabbing dinner at home. Since this specific bonus is only available for a short time, it is a great moment to take a look at your upcoming travel plans and see if it makes sense to grab the card while the extra points are still on the table.
