World of Hyatt Credit Card Review
World of Hyatt Credit Card
CardRatings Editor's Analysis: Pros & Cons
- What's not to love about a welcome bonus offer that could be worth as many as six free nights at Hyatt hotels?
- A free night stay at a Category 1-4 hotel after you renew your card each anniversary year, plus the opportunity to earn a second free night if you spend $15,000 in the anniversary year, mean you should be able to more than offset this card's annual fee.
- Enjoy World of Hyatt Discoverist status for as long as you're a card member and receive five qualifying night credits toward your next tier status every year.
- As far as global hotel brands go, Hyatt is fairly small with about 600 hotels spread out over 50 countries. If you're looking for more options, you'll want to look at a hotel card for one of the larger chains.
World of Hyatt Credit Card Essentials
You had us at six free nights. That's right, the welcome bonus points offer for World of Hyatt Credit Card is 30,000 bonus points after you spend $3,000 in the first three months; plus, you'll earn two points per $1 on purchases that only earn one point up to $15,000 spent in the first six months. Since free nights start at 5,000 points, the welcome bonus points alone are worth up to six free nights. Think about the vacation you could enjoy if you didn't have to pay for a hotel! Furthermore, you can rack up another 30,000 points just with that double points opportunity for the first six months.
The card also offers extraordinary day-to-day rewards. From nine points per $1 spent on Hyatt purchases to anniversary perks and tiered bonus rewards, World of Hyatt Credit Card is a delight for those who travel with this brand often. Although there is a $95 annual fee, the right person for the card will reap benefits that more than pay for the fee.
As long as your World of Hyatt Credit Card account is in good standing and open, your points won't expire and you’ll enjoy automatic World of Hyatt Elite status.
- Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.
- Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.
- $0 intro annual fee for the first year, then $95.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
What Our Editors Like Best About World of Hyatt Credit Card
Holy perks, Batman! We love a card and lender who loves its cardholders. With World of Hyatt Credit Card, there's not much to dislike. In addition to its amazing welcome offer, the points you earn on a daily basis just by using the card are equally impressive. As an example, you earn nine points total per $1 spent at Hyatt: four bonus points per $1 when you use your card at Hyatt hotels and five points per $1 that you earn as a World of Hyatt member. In addition, you earn two points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club/gym memberships; lastly, you'll earn one point $1 on your other purchases (which, remember will earn two points per $1 up to $15,000 spent on those purchases for the first six months).
You also earn one free night every year after your card member anniversary at any Category 1-4 Hyatt hotel or resort, and you can earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your card member anniversary year.
One more thing: You'll receive five qualifying night credits each year toward your next World of Hyatt tier status and you can earn an additional two qualifying nights each time you spend $5,000 on your card. Phew! We told you the perks were plentiful!
Potential Downsides World of Hyatt Credit Card
World of Hyatt Credit Card though chock-full of benefits and bonus rewards, won't be beneficial if you're not near – or traveling near a Hyatt property. With only 600 properties spread across 50 countries, there's not one on every block. It would be a shame to rack up all those bonus points – and potential reward nights – and not be able to use them. If your travel takes you to a variety of places that don't necessarily come close to one of these properties, you'd be better off applying for a generic travel rewards card. Let's also not forget the $95 annual fee. Again, if you're not totally loyal to the Hyatt, the fee is not worth it.
How World of Hyatt Credit Card Compares to Other Cards
World of Hyatt Credit Card vs. Chase Sapphire Preferred® Card
When comparing these two cards, brand loyalty doesn't seem to have a high stake. But look a little closer and you'll see where rivalry can play a part in choosing between the Chase Sapphire Preferred® Card and World of Hyatt Credit Card. If you're the type of traveler who spends a lot of money and time at the Hyatt, your choice would be clear: World of Hyatt Credit Card, where you would earn nine points per $1 spent on with the brand. If you're the type of traveler who likes to stay at the Hyatt occasionally, you might consider the Chase Sapphire Preferred® Card, realizing that the choice doesn’t mean you can’t earn reward nights at Hyatt properties. That’s because Hyatt is a hotel partner for the Chase Ultimate Rewards® program, so you can transfer the points earned with the Chase Sapphire Preferred® Card to your World of Hyatt loyalty account at a 1:1 value. Plus, you'll earn 80,000 bonus points after spending $4,000 in the first three months and enjoy up to $50 in statement credit toward grocery store purchases during your first year of membership. The Chase Sapphire Preferred® Card charges a $95 annual fee.
Overall, the Chase Sapphire Preferred® Card is a flexible and extremely popular travel rewards card. If you're looking for flexibility and general rewards, this may be a better bet for you. If you truly are brand-loyal to Hyatt, you might appreciate the loyalty perks with World of Hyatt Credit Card.
World of Hyatt Credit Card vs. Marriott Bonvoy Boundless™ Credit Card
The question here is where does your loyalty lie? You have brand versus brand. Hyatt offers a bonus rewards opportunity of 30,000 points after spending $3,000 in the first three months, worth as many as six free nights. The Marriott card is offering, for a limited time, the ability to earn 100,000 points after you spend $3,000 on purchases in the first three months from account-opening, plus automatic Silver Elite Status each account anniversary year. Both cards offer a free night each year after your cardholder anniversary.
Marriott offers up to 17X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels, and 2X points for every $1 spent on all other purchases. Lastly, the cards carry the same annual fee. So, as you can see, it comes down to personal preference. Do you prefer the Hyatt or do you prefer Marriott?
World of Hyatt Credit Card vs. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card offers perks without being tied down to one brand. You’ll earn two miles per $1 spent on all purchases, no matter the category.
While they both offer one-time bonus rewards, the more lucrative card is World of Hyatt Credit Card, where you can earn up to six free nights if you spend $3,000 in the first three months to earn the 30,000-point welcome bonus. The Capital One Venture Rewards Credit Card offers 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months.
You can also fly any airline, stay at any hotel, anytime and not have to worry about blackout dates. Plus, you can transfer your miles to multiple leading travel loyalty programs. That's another really nice offer.
Something else that sets the cards apart is the annual fees: The Capital One Venture Rewards Credit Card also carries a $95 annual fee.
Who Should Get This Card?
The best applicant for World of Hyatt Credit Card is a person who travels regularly and is loyal to Hyatt hotels and resorts. This person will rake in the points not just for their stays at Hyatt properties but also for their everyday spending. This all adds up to more nights at Hyatt all earned through purchases you’d be making anyway.