5 cash back credit cards for fair credit

Written by
Brooklyn Lowery
Terms apply; see the online credit card application for full terms and conditions of offers and rewards

Your credit report may have a few bumps and bruises, and that’s ok. No one is perfect. Furthermore, just because your credit score is only average, doesn’t mean you can’t qualify for a cash back credit card. In fact, in addition to putting some money back into your pocket, the right credit card can actually help you to build your credit report or heal a credit file damaged in the past. Used properly, credit cards can positively impact your credit. That’s because the financial institutions issuing these cards report to the major credit bureaus each month; therefore, your responsible use, including proper budgeting and consistent on-time payment, could result in an improved score. A higher credit score will help you as you seek to purchase a vehicle or a home in the future or even qualify you for better credit card offers in the future.

Our editors have compiled a list of the best cash back credit cards for people with fair/average credit (FICO puts that in the 580-669). CardRatings considered multiple factors when evaluating these cards, including fees (annual, foreign transaction, late payment, cash advance), cash back rewards, bonus offers, APRs (interest rate), additional perks and benefits of membership and user friendliness.

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Petal credit cards are issued by WebBank, Member FDIC

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Disclaimer:

The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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