Managing your credit card balances may seem tedious, or even overwhelming. However, when done shrewdly, proper management of your debt will yield significant tangible rewards. Not only can you reap substantial savings each month, you may also be able to climb out of debt more quickly, opening to the door to new and greater purchasing power.
One of the best strategies is obtaining a credit card with an attractive balance transfer option. You’re looking for a card with a low balance transfer fee and a low or 0% APR on balance transfers for as long as possible
If you have excellent credit (800 and over), you will likely qualify for the best balance transfer credit cards in the marketplace, some of which offer 0% APR on balance transfers for as long as 21 months.
Be cautious. You also want to watch for the card’s annual fee, its introductory APR and its standard APR, as well as how the card will fit into your credit card portfolio long term, when making your decision.
Our editors have compiled the following list of the balance transfer credit cards for excellent credit scores.
