Balance transfer credit cards for excellent credit

Written by
Brooklyn Lowery
Terms apply; see the online credit card application for full terms and conditions of offers and rewards. Please note: Any balance transfer savings vary depending upon account usage and payment behavior.

Managing your credit card balances may seem tedious, or even overwhelming. However, when done shrewdly, proper management of your debt will yield significant tangible rewards. Not only can you reap substantial savings each month, you may also be able to climb out of debt more quickly, opening to the door to new and greater purchasing power.

One of the best strategies is obtaining a credit card with an attractive balance transfer option. You’re looking for a card with a low balance transfer fee and a low or 0% APR on balance transfers for as long as possible

If you have excellent credit (800 and over), you will likely qualify for the best balance transfer credit cards in the marketplace, some of which offer 0% APR on balance transfers for as long as 21 months.

Be cautious. You also want to watch for the card’s annual fee, its introductory APR and its standard APR, as well as how the card will fit into your credit card portfolio long term, when making your decision.

Our editors have compiled the following list of the balance transfer credit cards for excellent credit scores.

Balance transfer card with cash back rewards

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Card with long balance transfer offer

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Card for intro purchase and balance transfer offers

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Card with no balance transfer fee

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Card for small business balance transfers

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Featured Partner Cards:

Disclaimer:

The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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