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By Dan Miller, founder of Points with a Crew

I have often said that one of the best ways to get a lot of miles and points is signup bonuses on new credit cards. If you're responsible with your spending and organized, it's possible to get millions of airline miles through credit card signup bonuses.

As always, you should not sign up for a credit card just because some guy on the Internet said to.

Having said that, if you would like to support Points With a Crew by signing up for a new credit card, most cards are available from one of the below links. I may receive a commission if you’re approved for a card through the links below.

NEW & TOP OFFERS | TRAVEL REWARDS CARDS - MILES & POINTS | TRAVEL REWARDS CARDS- FIXED VALUE |

CASH-BACK CARDS | SMALL BUSINESS CARDS | HOTEL REWARDS CREDIT CARDS


New and Top Offers

This section is for cards with temporarily increased signup bonuses or overall top cards

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card is often the card I recommend to people just starting out. Signup bonus of 50,000 Ultimate Rewards® points after spending $4,000 in the first three months. That’s worth AT LEAST $625 toward travel, but very often you can use those Ultimate Rewards® to get much, much more.

Annual Fee: $0 Intro for First Year, then $95

 


Citi Premier Card

Citi Premier<sup>℠</sup> Card

The 50,000 ThankYou® points you can earn as a welcome offer are worth at least $625 in airfare since your points are worth 25 percent more when you redeem them for airfare through the ThankYou® Travel Center (Citi is a CardRatings advertiser). But the real value is the ability to transfer those ThankYou® points to 10-plus airline and hotel travel partners. That means the three points you earn per $1 spent on travel (including gas purchases!), two points per $1 on dining out and entertainment and one point per $1 on all your other purchases could turn into reward flights and vacations even more quickly. Earn those 50,000 bonus points by spending $4,000 within first three months as a cardholder.

Annual Fee: $95, waived for first 12 months*


Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus® World Elite Mastercard®

With a 60,000-mile welcome bonus offer and an easy-to-earn two miles per $1 spent on every purchase, you could be embarking on some reward travel in no time. Earn 60,000 miles after spending $5,000 in the first 90 days. The bonus alone can be redeemed for $600 in travel. Plus, each time you redeem your rewards you'll receive 5 percent of your miles back to use on a future redemption.

Annual Fee: $89 (waived first year). See Rates and Fees


Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

The $500 bonus you can earn after spending $3,000 on the card in the first three months is a nice jump start to healthy cash-back opportunities across multiple everyday categories with this card. Earn 4 percent back on dining and entertainment, 2 percent back at grocery stores and 1 percent back on all your other purchases.

No foreign transaction fees and the annual fee is a $0 intro for first year; $95 after that.

 


The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

The World Of Hyatt Credit Card from Chase offers a great welcome offer of up to 60,000 Hyatt points (potentially up to 12 free nights at Category 1 hotels). Spend $3,000 in first three months of account opening to earn the first 40,000 points and then earn another 20,000 bonus points after you spend a total of $6,000 within the first six months. Plus, it gives you a free Category 1-4 certificate on your anniversary and allows you to earn another one if you spend $15,000 in your account anniversary year. Free World of Hyatt Discoverist status and 5 elite qualifying nights toward achieving your next status tier each year are other great perks of this card.

Annual Fee: $95


Travel Rewards Cards - Miles and Points

There are two different kinds of miles and points cards available – some offer "miles and points" and others offer "fixed value" points. This section is for travel rewards cards that typically offer "miles and points" that are redeemed on the award chart of the hotel or airline in question.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card is often the card I recommend to people just starting out. Signup bonus of 50,000 Ultimate Rewards® points after spending $4,000 in the first three months. That’s worth AT LEAST $625 toward travel, but very often you can use those Ultimate Rewards® to get much, much more.

Annual Fee: $0 Intro for First Year, then $95

 


Citi Premier Card

Citi Premier<sup>℠</sup> Card

The 50,000 ThankYou® points you can earn as a welcome offer are worth at least $625 in airfare since your points are worth 25 percent more when you redeem them for airfare through the ThankYou® Travel Center (Citi is a CardRatings advertiser). But the real value is the ability to transfer those ThankYou® points to 10-plus airline and hotel travel partners. That means the three points you earn per $1 spent on travel (including gas purchases!), two points per $1 on dining out and entertainment and one point per $1 on all your other purchases could turn into reward flights and vacations even more quickly. Earn those 50,000 bonus points by spending $4,000 within first three months as a cardholder.

Annual Fee: $95, waived for first 12 months*


Chase Sapphire Reserve®

Chase Sapphire Reserve®

A premium card that comes with a $450 annual fee (not waived the first year). It does offer a signup bonus of 50,000 Ultimate Rewards® points after spending $4,000 in the first three months, a $300 travel credit each account year, $100 or $85 reimbursement every five years of your Global Entry or TSA Pre✓® application fees, free airport lounge access with Priority Pass® and excellent trip delay/cancellation insurance.

Annual Fee: $450

See a comparison of other travel credit cards here and other airline credit cards here.


AAdvantage® Aviator™ Red World Elite Mastercards®

AAdvantage® Aviator™ Red World Elite Mastercard®

For a limited time, earn 60,000 American Airlines AAdvantage® miles after making a purchase in the first 90 days and paying your annual fee. The advantage of this offer is that there is no spending requirement. You receive the welcome offer after making your first purchase – even as small as a stick of gum.

Annual Fee: $95, NOT waived the first year. 

 

Learn More


Travel Rewards Cards - Fixed Value

Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus® World Elite Mastercard®

With a 60,000-mile welcome bonus offer and an easy-to-earn two miles per $1 spent on every purchase, you could be embarking on some reward travel in no time. Earn 60,000 miles after spending $5,000 in the first 90 days. The bonus alone can be redeemed for $600 in travel. Plus, each time you redeem your rewards you'll receive 5 percent of your miles back to use on a future redemption.

Annual Fee: $89 (waived first year). See Rates and Fees


Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Welcome offer of 50,000 miles (good for $500) after spending $3,000 in three months. Purchases on the card earn two miles per $1 spent or if you use your card to pay for a booking through Hotels.com/Venture, you'll earn 10 miles per $1 spent.

Annual Fee: $0 intro for first year; $95 after that

 


Discover it® Miles

Discover it® Miles

(This card is not currently available on CardRatings)

The Discover it® Miles card gives 1.5 miles on all purchases AND matches all your miles earned at the end of the first year, making it an effective three-times-the-miles card for the first year.

Annual Fee: $0

 

See a comparison of other travel credit cards here and other airline credit cards here.


Cash-Back Cards

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card

The $500 bonus you can earn after spending $3,000 on the card in the first three months is a nice jump start to healthy cash-back opportunities across multiple everyday categories with this card. Earn 4 percent back on dining and entertainment, 2 percent back at grocery stores and 1 percent back on all your other purchases.

No foreign transaction fees and the annual fee is a $0 intro for first year; $95 after that.

 


Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

You can jump start your cash back with a $150 bonus after spending just $500 on purchases within the first three months as a new Capital One® Quicksilver® Cash Rewards Credit Card member. You’ll earn a flat and unlimited 1.5 percent on every purchase you make. Furthermore, if you’re looking for a little time to pay off a balance interest-free, you’ll appreciate the 15 months of 0 percent interest on purchases and balance transfers (then, 14.74% - 24.74% (Variable)).

Annual Fee: $0


Discover it® Cash Back

Discover it® Cash Back

(This card is not currently available on CardRatings)

Thanks to Discover’s offer to match your cash back earn during your first year as a cardholder, you will see all the cash back you earn during your first year as a card member MATCHED. That means earning $200 in cash back in your first year, means you’ve effectively earned $400 cash back. And it should be pretty easy to rack up some cash back. You earn 5 percent back on the first $1,500 spent in categories that rotate each quarter (you must activate quarterly). You’ll also earn 1 percent back on all your other purchases (and on anything in the bonus categories after you hit the spending cap).

2018 categories include: January-March 2018: gas stations and wholesale clubs; April-June 2018: grocery stores; July-September 2018: Restaurants; October-December: Amazon.com and wholesale clubs.

Annual Fee: $0


Chase Freedom®

Chase Freedom®

Earn $150 cash back after spending just $500 in the first three months. Another rotating categories cash-back credit card, with Chase Freedom® you’ll earn 5 percent back on the first $1,500 you spend each quarter in categories that rotate (again, you must activate to earn the bonus rewards). You’ll also earn 1 percent back on your other purchases and on any bonus category purchases over the quarterly cap.

Check out the current bonus categories.

Annual Fee: $0


Citi® Double Cash Card - 18 month BT offer

Citi<sup>®</sup> Double Cash Card - 18 month BT offer

This is a card that gives unlimited 1 percent cash back when you buy, plus an additional 1 percent back as you pay for those purchases. No signup bonus but a decent card to put ongoing spend on. Plus, new cardholders can take advantage of 18 months no interest on balance transfers (then, 15.49% - 25.49%* Variable).

Annual Fee: $0*

 

Compare other cash-back cards here.


Small Business Cards

Many cards are targeted toward owners of small businesses. You should, of course, always be honest in your application about your business and your business income, but you may have a business even if you don’t think you have one.

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Earn a welcome bonus of 80,000 Ultimate Rewards® points when you spend $5,000 in the first 3 months. Annual fee is not waived the first year. You will earn three points per $1 on the first $150,000 spent in combined purchases on travel; shipping; Internet, cable and phone services; and on advertising purchases made with social media sites and search engines each account anniversary year. The Ink Business Preferred℠ Credit Card is also one of the few cards that offers cellphone insurance if you pay your bill with the card.

Annual Fee: $95


The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Earn a welcome offer of up to 75,000 Membership Rewards® points - 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all within your first three months of card membership. Terms and limitations apply. See Rates and Fees

Earn five points per $1 spent on flights and prepaid hotels through amextravel.com and one point per $1 spent elsewhere. Additionally, you'll earn 50 percent, or 1.5 points per $1 spent, on every purchase over $5,000 (up to 1 million points annually). Enjoy extra perks for travelers like up to $200 each year in statement credit for incidental charges with a pre-selected airline and complimentary airport lounge access. See my analysis of the 10 best American Express Platinum benefits.

Annual Fee: $450


Platinum Delta SkyMiles® Business Credit Card from American Express

Platinum Delta SkyMiles® Business Credit Card from American Express

Business travelers will appreciate the free checked bag on Delta flights as well as the priority boarding and in-flight discounts. They will also appreciate the Main Cabin Companion Certificate each year upon card renewal and the ongoing opportunity to earn Medallion® Qualification Miles – earn 10,000 MQMs and 10,000 bonus miles after you spend $25,000 in a calendar year and another 10,000 MQMs and 10,000 bonus miles after spending $50,000 in the same year. New cardholders can earn 35,000 bonus miles and 5,000 MQMs after you spend $1,000 in the first three months plus earn a $100 statement credit after you complete a Delta purchase with your new card within three months. Take advantage of six months 0% APR on purchases (offer ends Nov. 7, 2018). Then the rate will go to 17.74% - 26.74% Variable. Terms apply. See Rates and Fees

Annual Fee: $195


New! Ink Business Unlimited℠ Credit Card

New! Ink Business Unlimited℠ Credit Card

This new member of the Ink small business card family is best viewed as a complement to other cards in the family. That's because it features a nice 1.5 percent cash-back rewards rate that allows you to pick up more cash back than the standard 1 percent offered in non-bonus categories with the other Ink cards. For instance, if you already have the Ink Business Preferred℠ Credit Card you're earning three points per $1 (or 3 percent cash back) in the categories of travel; shipping costs; Internet, cable, and phone services; and advertising purchases made with social media sites and search engines on up to $150,000 spent each year; however, you're only earning one point per $1 (1 percent) back on all your other purchases. Pick up this new Chase card and you can earn 1.5 percent back on all those other purchases.

Annual Fee: $0


Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

This small business card offers Ultimate Rewards® points in a number of common business purchase categories at a rate of 5 Ultimate Rewards® points per $1 spent (that's 5 percent cash back, essentially) – earn five Ultimate Rewards® per $1 on the first $25,000 spent annually in combined purchases at office supply stores, as well as on cellular, landline, internet and cable television services; earn two Ultimate Rewards® points per $1 on the first $25,000 spent at gas stations and restaurants; and earn one point per $1 on all your other purchases. Those ongoing rewards are on top of the welcome bonus opportunity of 50,000 Ultimate Rewards® points after spending $3,000 in the first three months. Chase Ultimate Rewards® points are quite valuable and if you have a premium Chase card as well, the best value for your Ultimate Rewards® points is to transfer them to a number of hotel and airline loyalty programs.

Annual Fee: $0


Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business

The welcome offer with this card is up to 200,000 miles. Earn a bonus of 50,000 miles when you spend $5,000 in the first 3 months of opening your account, then earn 150,000 miles when you spend $50,000 within the first 6 months. Limited Time Offer.

Annual Fee: $0 intro for first year; $95 after that

 


The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

With this new card from American Express, you can earn 125,000 Hilton Honors bonus points as a welcome offer after spending $3,000 in the first three months. Terms apply. See Rates and Fees

Annual Fee: $95

 

Compare other small business credit cards here.


Hotel Rewards Credit Cards

Many travel cards are targeted for hotel chains, offering bonus points, free nights or both. My favorite hotel card is the IHG® Rewards Club Premier Credit Card, which gives a free night at ANY IHG hotel (can you say over-water bungalow?!) each year PLUS a free night any time you redeem points for a stay of four nights or more. That's all in exchange for the modest annual fee ($89).

IHG® Rewards Club Premier Credit Card

IHG® Rewards Club Premier Credit Card

This card is one of the no-brainer cards – in exchange for paying the annual fee ($89), you get a free night at ANY IHG property worldwide (yes, including over-water bungalows in Bora Bora!). You will also receive a free night each time you redeem points for a stay of at least four nights. The welcome bonus of 80,000 bonus points after spending $2,000 in the first three months is nice as well. If you have a spouse or partner, I recommend both of you getting the card at around the same time.

Annual Fee: $89


The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

The World Of Hyatt Credit Card from Chase offers a great welcome offer of up to 60,000 Hyatt points (potentially up to 12 free nights at Category 1 hotels). Spend $3,000 in first three months of account opening to earn the first 40,000 points and then earn another 20,000 bonus points after you spend a total of $6,000 within the first six months. Plus, it gives you a free Category 1-4 certificate on your anniversary and allows you to earn another one if you spend $15,000 in your account anniversary year. Free World of Hyatt Discoverist status and 5 elite qualifying nights toward achieving your next status tier each year are other great perks of this card.

Annual Fee: $95


The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card

With this new card from American Express, you can earn 125,000 Hilton Honors bonus points as a welcome offer after spending $3,000 in the first three months. Terms apply. See Rates and Fees

Annual Fee: $95

 

Compare other small business credit cards here.


Marriott Rewards® Premier Plus Credit Card

Marriott Rewards® Premier Plus Credit Card

This card enables you to earn 2 Free Night Awards (each valued up to 35,000 points) after spending $3,000 on purchases in the first 3 months from account opening. Then, earn 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.

Annual Fee: $95

 

Updated, November 13, 2018