Nomadic Matt’s Top Credit Card Picks

CREDIT CARDS PAGE INDEX:

Featured Offers   Best Overall Card
Best Cards for Beginners   Travel Rewards Credit Cards
Cash-Back Credit Cards   Airline Rewards
Hotel Rewards   Small Business Credit Cards

By Matt Kepnes, founder NomadicMatt.com

Hey there! Looking for an awesome card to help you travel cheaper, better and longer? These are my go-to cards from our partners when it comes to collecting points and miles. Whether you’re looking for free flights, discounts, or free hotel stays, these cards have you covered. They offer lucrative signup/welcome bonuses, awesome perks, and are great for everyday purchases. They are a must for any traveler, so if you’re serious about free travel, get these cards — and I’ve partnered with my friends at CardRatings to bring them to you! – Nomadic Matt (Read more about Nomadic Matt below)

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 points, worth up to $750, after spending $4,000 in the first 3 months

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months

REWARDS RATE

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 Membership Rewards® points after spending $4,000 on eligible purchases within the first 6 months. American Express is a CardRatings advertiser

REWARDS RATE

Earn 4x Membership Rewards® points at restaurants as well as at U.S. supermarkets (up to $25,000 spent each year, then 1x). Earn 3x points on flights booked directly with airlines or through amextravel.com.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 80,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new card in your first six months of card membership.

REWARDS RATE

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on other purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

REWARDS RATE

5% cash back on travel through Chase Ultimate Rewards®; 3% cash back at restaurants, including takeout and delivery; 3% at drugstores; 1.5% cash back on your other eligible purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $900 cash back – in the form of 90,000 Ultimate Rewards points – when you spend $6,000 in the first three months

REWARDS RATE

Earn 5% back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 combined spending at gas stations and restaurants each account year. Earn 1% cash back on other purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $900 cash back – in the form of 90,000 Ultimate Rewards points – when you spend $6,000 in the first three months

REWARDS RATE

Earn 1.5% cash back on every purchase

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. This is the highest signup bonus available among any of the Ultimate Rewards® cards.

REWARDS RATE

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 50,000 points when you spend $1,000 in the first three months

REWARDS RATE

Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases. Receive 6,000 bonus points each year after your card member anniversary.

APPLY

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BEST CREDIT CARD OVERALL

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 points, worth up to $750, after spending $4,000 in the first 3 months

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.

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MATT’S TAKE

For folks new to the credit card rewards landscape, this card offers plenty of bang for your buck without a lot of strategy required. Your Chase Ultimate Rewards® points are transferable to a number of popular hotel and airline loyalty programs, which could allow you to receive significantly more value than the standard $.01 each. Even if you don’t choose to transfer your points, when you redeem through the Ultimate Rewards® portal, points with this card are worth 25% more; that means your 60,000 bonus points are worth $750 when redeemed for travel.

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months

REWARDS RATE

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases

APPLY

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BEST CREDIT CARDS FOR BEGINNERS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel

REWARDS RATE

Earn unlimited two miles per $1 spent

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $200 cash back after $500 spent in the first three months

REWARDS RATE

Earn 5% back on up to $1,500 spent in categories that rotate quarterly (activation required); 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% back at restaurants (takeout and delivery included); 3% back at drugstores; and 1% back on all other eligible purchases

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a one-time $200 cash-back bonus after spending $500 on purchases in the first 3 months.

REWARDS RATE

Earn 1.5% cash back on every purchase.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

REWARDS RATE

5% cash back on travel through Chase Ultimate Rewards®; 3% cash back at restaurants, including takeout and delivery; 3% at drugstores; 1.5% cash back on your other eligible purchases.

APPLY

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BEST GENERAL TRAVEL REWARDS CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 points, worth up to $750, after spending $4,000 in the first 3 months

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months

REWARDS RATE

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening, equal to $750 in travel

REWARDS RATE

Earn unlimited two miles per every $1 spent.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 points after spending $4,000 in the first three months.

REWARDS RATE

Earn unlimited three points per $1 spent on restaurant, supermarket, gas station, hotel and air travel purchases. Earn one point per $1 on other purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 20,000 miles – worth $200 in travel – after spending $500 in the first 3 months.

REWARDS RATE

Earn unlimited 1.25 miles per $1 spent

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 80,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new card in your first six months of card membership.

REWARDS RATE

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on all other purchases

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 Membership Rewards® points after spending $4,000 on purchases within the first 6 months.

REWARDS RATE

Earn 4x Membership Rewards® points at restaurants as well as at U.S. supermarkets (up to $25,000 spent each year, then 1x). Earn 3x points on flights booked directly with airlines or through amextravel.com.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 points, worth up to $900, after spending $4,000 in the first 3 months.

REWARDS RATE

Book through the Ultimate Rewards portal to earn 5x points on flights and 10x points on car rentals and hotels (after your annual $300 travel reimbursement). Earn 3 points per $1 spent on other travel (after your travel credit) and on dining; 1 point per $1 on other purchases

APPLY

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BEST CASH-BACK CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn $200 cash back after $500 spent in the first three months

REWARDS RATE

Earn 5% back on up to $1,500 spent in categories that rotate quarterly (activation required); 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% back at restaurants (takeout and delivery included); 3% back at drugstores; and 1% back on all other eligible purchases

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a one-time $200 cash-back bonus after spending $500 on purchases in the first 3 months.

REWARDS RATE

Earn 1.5% cash back on every purchase.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back.

REWARDS RATE

5% cash back on travel through Chase Ultimate Rewards®; 3% cash back at restaurants, including takeout and delivery; 3% at drugstores; 1.5% cash back on your other eligible purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first six months.

REWARDS RATE

Earn 6% back on up to $6,000 spent at U.S. supermarkets annually and 6% back on select U.S. streaming services; unlimited 3% back at U.S. gas stations and on transit purchases, and 1% back on other purchases.

APPLY

BEST AIRLINE CREDIT CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in the first 3 months.

REWARDS RATE

Earn 2 miles per $1 spent on eligible American Airlines purchases, at gas stations and at restaurants. Earn 1 mile per $1 on other purchases.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 50,000 points when you spend $1,000 in the first three months

REWARDS RATE

Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in the first 3 months.

REWARDS RATE

Earn two miles per $1 spent on American Airlines purchases. Earn 1 mile per $1 on other purchases. Earn one Loyalty Point per mile earned with your card

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 50,000 points when you spend $1,000 in the first three months

REWARDS RATE

Earn 2 points per $1 on Southwest purchases; local transit and commuting (including rideshares); and on internet, cable, phone services and select streaming. Earn 1 point per $1 on other eligible purchases. Receive 3,000 bonus points each year after you cardholder anniversary.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 90,000 bonus miles after you spend $6,000 in purchases on your new card in your first six months.

REWARDS RATE

Earn 3 miles per $1 spent on purchases made directly with Delta. Earn 1 mile for every eligible $1 spent on all other purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 90,000 bonus miles after you spend $4,000 in purchases on your new card in your first six months.

REWARDS RATE

Earn 3 miles per $1 spent on Delta purchases and on purchases made directly with hotels and 2 miles at restaurants and at U.S. supermarkets, and 1 mile on all other eligible purchases

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 70,000 bonus miles after you spend $2,000 in purchases on your new card in your first six months.

REWARDS RATE

Earn 2 miles per dollar spent on purchases made directly with Delta, at restaurants worldwide, and at U.S. supermarkets, and 1 mile on all other eligible purchases

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 10,000 bonus miles and a $50 statement credit after spending $500 on purchases in the first 3 months.

REWARDS RATE

Earn 2 miles per $1 spent at grocery stores (including grocery delivery services) and on eligible American Airlines purchases. Earn 1 mile per $1 on other purchases.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 50,000 miles after you spend $3,000 on purchases in the first three months your account is open

REWARDS RATE

Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases with United; earn 1 mile per $1 on everything else.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 60,000 bonus miles and 500 Premier qualifying points after spending $4,000 in the first 3 months

REWARDS RATE

Earn 3 miles per $1 spent on United purchases; 2 miles per $1 on restaurant, select streaming and all other travel purchases; and 1 mile per $1 spent on all other purchases. Receive a $125 credit each year on United purchases and two 5,000-mile anniversary award flight credits.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

REWARDS RATE

Earn 2 miles per $1 spent on eligible American Airlines purchases and on purchases with telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 mile per $1 on other purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn 75,000 bonus miles after you spend $3,000 in purchases on your new card in the first three months (offer ends 3/29/23)

REWARDS RATE

Earn 2 miles per $1 spent on purchases made directly with Delta as well as on eligible U.S. purchases for advertising in select media, on eligible U.S. shipping purchases and on eligible dining at restaurants. Earn 1 mile for every eligible $1 spent on all other purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn 95,000 bonus miles after spending $4,000 in the first three months (offer ends 3/29/23)

REWARDS RATE

Earn 3 miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels; earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year; and 1 mile on every eligible dollar spent on other purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

For a limited time, earn 100,000 bonus miles after you spend $6,000 in purchases on your new card in the first 3 months (offer ends 3/29/23)

REWARDS RATE

Earn 3 miles per $1 spent on purchases made directly with Delta. Earn 1 mile for every eligible $1 spent on all other purchases.

APPLY

MATT’S TAKE

For the exceptionally brand-loyal, branded credit cards offer perks and features that you will no doubt appreciate. However, if you find yourself shopping around for the cheapest price and best times rather than going for an airline-specific ticket no matter what, a general travel rewards credit card could be a better, more beneficial card for you. If you plan to frequently fly with one specific airline though, it’s probably worth having a co-branded credit card. Not only do they provide extra perks for members, but they also come with all the benefits standard on other cards such as $0 liability for unauthorized charges which is especially important while traveling.

BEST HOTEL CREDIT CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn three free nights (each valued at up to 50,000 points) after spending $3,000 on purchases in your first three months from account opening

REWARDS RATE

Earn up to 17X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels; 3X total points per $1 spent on up to $6,000 in combined purchases at gas stations, restaurants and grocery stores each year; and 2X points everywhere else.

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 30,000 bonus points after you spend $1,000 in the first three months

REWARDS RATE

Earn up to 14x points for every $1 spent at participating Marriott Bonvoy hotels and 2x points on other travel purchases such as airfare, taxis, trains and more.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 75,000 bonus Marriott Bonvoy points after making $3,000 in purchases on your new card within the first three months

REWARDS RATE

Earn 6x points at participating Marriott Bonvoy hotels; 4x points at restaurants worldwide, U.S. gas stations, on wireless phone services purchased directly from U.S. providers, and on U.S. shipping purchases; 2x points on all other eligible purchases.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 30,000 bonus points after spending $3,000 in the first 3 months. Plus, earn two points per $1 on up to $15,000 spent in the first six months on purchases that normally earn one bonus point. 

REWARDS RATE

Earn 9 points for every $1 spent at Hyatt and 2 points per $1 at restaurants, on airline tickets purchased directly with airlines, on local transit and commuting and on fitness club/gym memberships. Earn 1 point per $1 on other purchases.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 175,000 bonus points after you spend $3,000 on purchases in the first three months from account opening

REWARDS RATE

Earn up to 26 points total for every $1 spent at IHG hotels; 5 points per $1 spent on travel and at gas stations and restaurants; and 3 points per $1 on your other purchases

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card in the first three months of card membership.

REWARDS RATE

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands; 5X bonus points on eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and 3X bonus points for all other eligible purchases.

APPLY

MATT’S TAKE

Like with airline credit cards, hotel credit cards can be a good fit for the truly brand-loyal, but since general travel rewards cards offer options that allow you to transfer rewards to loyalty programs or redeem rewards with flexibility for any hotel, depending on what type of traveler you are, a co-branded card might not always be right for you. If you are loyal to Hilton or Marriott though, it’s tough to beat these cards. A Marriott Bonvoy credit card, for instance, is an easy way to boost your points balance. The CardName, for example, gets you automatic elite silver status and puts you on a path to gold status.

BEST BUSINESS CREDIT CARDS

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.

REWARDS RATE

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn a $900 cash-back bonus after you spend $6,000 on purchases within the first three months of account opening.

REWARDS RATE

Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.

APPLY

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CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 70,000 bonus Membership Rewards® points after spending $10,000 on eligible purchases in the first three months.

REWARDS RATE

Earn 4X Membership Rewards® points on the 2 select categories where your business spent the most each month, and 1X on other purchases. Four points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.

APPLY

CREDIT CARD

ANNUAL FEE

AnnualFees

WELCOME OFFER

Earn 120,000 bonus Membership Rewards® points after spending an $15,000 on eligible purchases within the first 3 months of card membership.

REWARDS RATE

Earn 5x the Membership Rewards® points on flights and prepaid hotels through amextravel.com. Earn an extra half-point (1.5 points) per $1 on eligible purchases with U.S. construction material and hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers and on eligible purchases of $5,000 or more (up to a cap), and earn 1 point per $1 on other eligible purchases

APPLY

Get to know Nomadic Matt: Matthew Kepnes runs the award winning budget travel site, Nomadic Matt. He took his first trip to Costa Rica in 2004 and fell in love with the freedom and possibility travel had to offer. After a trip to Thailand in 2005, Matt decided to quit his job, finish his MBA and head off into the world.

His original trip was supposed to last a year.

His writings and advice have been featured in The New York Times, CNN, The Guardian, Lifehacker, Budget Travel, BBC, Time, Wall Street Journal, and countless other publications. You can find him on Twitter, Facebook, and Instagram with the handle @nomadicmatt.


To see the rates and fees for the American Express cards mentioned in this post, please visit the following links: CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardNameSee Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees; CardName: See Rates and Fees

Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we cannot guarantee the accuracy of the information in this article. Reasonable efforts are made to maintain accurate information. See the online credit card application for full terms and conditions on offers and rewards. Please verify all terms and conditions of any credit card prior to applying.

This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company. CardRatings.com does not review every company or every offer available on the market.

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