Nomadic Matt’s Top Credit Card Picks

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.

REWARDS RATE

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases

REWARDS RATE

Earn 4x Membership Rewards® points at restaurants as well as at U.S. supermarkets (up to $25,000 spent each year, then 1x). Earn 3x points on flights booked directly with airlines or through amextravel.com.

REWARDS RATE

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on other eligible purchases.

REWARDS RATE

5% cash back on travel through Chase Ultimate Rewards®; 3% cash back at restaurants, including takeout and delivery; 3% at drugstores; 1.5% cash back on your other eligible purchases.

REWARDS RATE

Earn 5% back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 combined spending at gas stations and restaurants each account year. Earn 1% cash back on other purchases.

REWARDS RATE

Earn 1.5% cash back on every purchase

REWARDS RATE

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

REWARDS RATE

Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases. Receive 6,000 bonus points each year after your card member anniversary.

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.

REWARDS RATE

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases

REWARDS RATE

Earn unlimited two miles per $1 spent

REWARDS RATE

Earn 5% back on up to $1,500 spent in categories that rotate quarterly (activation required); 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% back at restaurants (takeout and delivery included); 3% back at drugstores; and 1% back on all other eligible purchases

REWARDS RATE

Earn 1.5% cash back on every purchase.

REWARDS RATE

5% cash back on travel through Chase Ultimate Rewards®; 3% cash back at restaurants, including takeout and delivery; 3% at drugstores; 1.5% cash back on your other eligible purchases.

REWARDS RATE

Earn 5 points per $1 on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point per $1 on everything else.

REWARDS RATE

Earn 10 miles per $1 on hotel and rental car bookings through Capital One Travel; 5 miles per $1 on flights booked through the portal; and 2 miles per $1 on all other purchases

REWARDS RATE

Earn unlimited two miles per every $1 spent.

REWARDS RATE

Earn unlimited three points per $1 spent on restaurant, supermarket, gas station, hotel and air travel purchases. Earn one point per $1 on other purchases.

REWARDS RATE

Earn unlimited 1.25 miles per $1 spent

REWARDS RATE

Earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on the first $500,000 spent in a calendar year on airline purchases); 5X Membership Rewards® points on prepaid hotels booked on amextravel.com; and 1X points on all other eligible purchases

REWARDS RATE

Earn 4x Membership Rewards® points at restaurants as well as at U.S. supermarkets (up to $25,000 spent each year, then 1x). Earn 3x points on flights booked directly with airlines or through amextravel.com.

REWARDS RATE

Book through the Ultimate Rewards portal to earn 5x points on flights and 10x points on car rentals and hotels (after your annual $300 travel reimbursement). Earn 3 points per $1 spent on other travel (after your travel credit) and on dining; 1 point per $1 on other purchases

REWARDS RATE

Earn 5% back on up to $1,500 spent in categories that rotate quarterly (activation required); 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% back at restaurants (takeout and delivery included); 3% back at drugstores; and 1% back on all other eligible purchases

REWARDS RATE

Earn 1.5% cash back on every purchase.

REWARDS RATE

5% cash back on travel through Chase Ultimate Rewards®; 3% cash back at restaurants, including takeout and delivery; 3% at drugstores; 1.5% cash back on your other eligible purchases.

REWARDS RATE

Earn 6% back on up to $6,000 spent at U.S. supermarkets annually and 6% back on select U.S. streaming services; unlimited 3% back at U.S. gas stations and on transit purchases, and 1% back on other purchases.

REWARDS RATE

Earn 2 miles per $1 spent on eligible American Airlines purchases, at gas stations and at restaurants. Earn 1 mile per $1 on other purchases.

REWARDS RATE

Earn three points per $1 on Southwest purchases as well as two points per $1 on local transit and commuting (including rideshares) and on internet, cable, phone services and select streaming and one point per $1 on other eligible purchases

REWARDS RATE

Earn four miles per $1 spent on American Airlines purchases. Earn 1 mile per $1 on other purchases. Earn one Loyalty Point per mile earned with your card

REWARDS RATE

Earn 2 points per $1 on Southwest purchases; local transit and commuting (including rideshares); and on internet, cable, phone services and select streaming. Earn 1 point per $1 on other eligible purchases. Receive 3,000 bonus points each year after you cardholder anniversary.

REWARDS RATE

Earn 3 miles per $1 spent on purchases made directly with Delta. Earn 1 mile for every eligible $1 spent on all other purchases.

REWARDS RATE

Earn 3 miles per $1 spent on Delta purchases and on purchases made directly with hotels and 2 miles at restaurants and at U.S. supermarkets, and 1 mile on all other eligible purchases

REWARDS RATE

Earn 2 miles per dollar spent on purchases made directly with Delta, at restaurants worldwide, and at U.S. supermarkets, and 1 mile on all other eligible purchases

REWARDS RATE

Earn 2 miles per $1 spent at grocery stores (including grocery delivery services) and on eligible American Airlines purchases. Earn 1 mile per $1 on other purchases.

REWARDS RATE

Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases with United; earn 1 mile per $1 on everything else.

REWARDS RATE

Earn 3 miles per $1 spent on United purchases; 2 miles per $1 on restaurant, select streaming and all other travel purchases; and 1 mile per $1 spent on all other purchases. Receive a $125 credit each year on United purchases and two 5,000-mile anniversary award flight credits.

REWARDS RATE

Earn 2 miles per $1 spent on eligible American Airlines purchases and on purchases with telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations. Earn 1 mile per $1 on other purchases.

REWARDS RATE

Earn two miles on every dollar spent on eligible purchases at U.S. shipping providers and eligible U.S. advertising purchases in select media. (Effective 1/1/2024, this benefit will have a cap of $50,000 in eligible purchases per category, per year.) Plus, earn two miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants, and one mile on every eligible dollar spent on other purchases.

REWARDS RATE

Earn 3 miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels; earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year; and 1 mile on every eligible dollar spent on other purchases.

REWARDS RATE

Earn 3 miles per $1 spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible $1 spent on all other purchases.

REWARDS RATE

Earn up to 17X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels; 3X total points per $1 spent on up to $6,000 in combined purchases at gas stations, restaurants and grocery stores each year; and 2X points everywhere else.

REWARDS RATE

Earn up to 14x points for every $1 spent at participating Marriott Bonvoy hotels and 2x points on other travel purchases such as airfare, taxis, trains and more.

REWARDS RATE

Earn 6x points on eligible purchases at participating Marriott Bonvoy hotels; 4x points at restaurants worldwide, U.S. gas stations, on wireless phone services purchased directly from U.S. providers, and on U.S. shipping purchases; 2x points on all other eligible purchases.

REWARDS RATE

Earn 9 points for every $1 spent at Hyatt and 2 points per $1 at restaurants, on airline tickets purchased directly with airlines, on local transit and commuting and on fitness club/gym memberships. Earn 1 point per $1 on other purchases.

REWARDS RATE

Earn up to 26 points total for every $1 spent at IHG hotels and resorts; 5 points per $1 spent on travel and at gas stations and restaurants; and 3 points per $1 on your other purchases

REWARDS RATE

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands; 5X bonus points on eligible purchases at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and 3X bonus points for all other eligible purchases.

REWARDS RATE

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.

REWARDS RATE

Earn 5% back on the first $25,000 in combined spending at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 in combined spending at gas stations and restaurants each account year. Earn 1% back on everything else.

REWARDS RATE

Earn 4X Membership Rewards® points on the 2 select categories where your business spent the most each month, and 1X on other purchases. Four points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.

REWARDS RATE

Earn 5x the Membership Rewards® points on flights and prepaid hotels through amextravel.com. Earn an extra half-point (1.5 points) per $1 on eligible purchases with U.S. construction material and hardware suppliers, electronic goods retailers and software and cloud system providers, and shipping providers and on eligible purchases of $5,000 or more (up to a cap), and earn 1 point per $1 on other eligible purchases