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DansDeals recommended credit cards from our partners

By Dan, CEO and Founder of DansDeals.com

Here are the top credit card picks from Dansdeals. Start reading below to immediately find and apply for the cards that offer the best deals you. 

Top Recommended Cards:

Travel Rewards Credit Cards

Chase Sapphire Preferred® Card

Welcome bonus: Earn 100K bonus points for spending $4,000 in 3 months.

Spending categories: Earn 5 points on travel booked through the Ultimate Rewards® portal; 3 points on dining (including eligible takeout and delivery), on select streaming services, on online grocery store purchases (excluding Target, Walmart and wholesale clubs); 2 points on travel; and 1 point on everything else.

Increased point value: Receive a 25% bonus on paid travel redemptions through the Ultimate Rewards® portal. This effectively turns your points into hybrid points as you can choose between getting a value of 1.25 cents per point or transferring points into miles, depending on which gets you a better value.

Card benefits: Transfer all Chase points into airline miles and hotel points. Trip cancellation/interruption insurance, lost luggage insurance and more.

Annual Fee: $95

DD Take: An excellent premium card if you want a lower annual fee with a higher welcome bonus value-wise to Chase Sapphire Reserve®.

Credit needed: Excellent, Good

Chase Sapphire Reserve®

Welcome bonus: Earn 60K bonus Ultimate Rewards® points – worth $900 in travel when redeemed through the Ultimate Rewards® portal – after spending $4,000 in 3 months.

Spending categories: Earn 5 points on air travel and 10 points on car rentals and hotels when you book through the Ultimate Rewards® portal (on purchases not eligible for the annual travel reimbursement); earn 3 points per $1 on all dining and on other travel (after earning your annual $300 travel credit). Earn 1 point per $1 elsewhere.

Increased point value: Receive a 50% bonus on paid travel redemptions through the Ultimate Rewards® portal. This effectively turns your points into hybrid points as you can choose between getting a value of 1.5 cents per point or transferring points into miles, depending on which gets you a better value.

Card benefits: Transfer all Chase points into airline miles and hotel points. Trip cancellation/interruption insurance, lost luggage insurance and more. Airport lounge access and a $300 reimbursement annually to cover travel expenses.

Annual Fee: $550

Credit needed: Excellent

Citi Premier® Card

Welcome bonus: Earn 80K bonus Thank You® points after spending $4,000 in 3 months. (Citi is a CardRatings advertiser)

Spending categories: Earn 3 points per $1 at restaurants, supermarkets, gas stations, hotels and on air travel. Earn one point per $1 on everything else.

Hotel savings: Receive a $100 statement credit each year on a single hotel stay of $500 or more (excluding taxes and fees) through thankyou.com.

Annual Fee: $95

Credit needed: Excellent, Good

American Express® Gold Card

Welcome bonus: Earn 60K bonus Membership Rewards® points after spending $4,000 in 6 months. American Express is a CardRatings advertiser

Spending categories: Earn 4 points per $1 at restaurants and on purchases at U.S. supermarkets (up to $25,000 spent each calendar year, then 1 point per $1). Earn 3 points on flights booked directly with airlines or through amextravel.com and 1 point per $1 elsewhere.

Annual fee: $250

Credit needed: Good, Excellent

IHG® Rewards Club Premier Credit Card

Welcome bonus: Earn 150K bonus points after spending $3,000 in the first three months of card membership.

Spending categories: Earn up to 25 points per $1 spent at IHG hotels; two points per $1 at gas stations, grocery stores and restaurants; and one point per $1 on other eligible purchases.

Card benefits: Reward night after each account anniversary year and a reward night when redeeming points for stays of four nights or more. Global Entry or TSA Pre✓® application fee credit every four years when charged to your card. Platinum Elite status for cardholders.

Annual Fee: $0 intro annual fee for the first year, then $89

Credit needed: Excellent, Good

Hilton Honors American Express Card

Welcome bonus: Earn 80,000 Hilton Honors bonus points after you spend $1,000 in purchases in the first three months of card membership. Plus, you can earn an additional 50,000 Hilton Honors bonus points once spending a total of $5,000 in purchases on the card in the first six months.

Spending categories: Earn seven Hilton Honors bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn five points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations; earn three points per $1 spent on your other eligible purchases.

Card benefits: Complimentary Silver status as a cardholder; spend $20,000 on card purchases in a calendar year to earn an upgrade to Hilton Honors Gold status. Enrollment required for select benefits. 

Annual Fee: $0

Credit needed: Good, Excellent

Capital One Venture Rewards Credit Card

Welcome bonus: Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within three months from account opening, equal to $600 in travel.

Spending categories: Earn 2 miles per $1 on everyday purchases and 5 miles per $1 on hotel and car rental bookings through Capital One TravelSM.

Increased point value: Redeem points for travel at a value of 1 cent each. Or you can transfer into airline miles to maximize your value.

Card benefits: Lost luggage protection. Redeem points for travel at a value 1 cent each. Or you can transfer into airline miles for various – and potentially more – value.

Annual fee: $95.

DD Take: Excellent welcome bonus and strong mileage earnings on spending.

Credit needed: Excellent, Good

The Platinum Card® from American Express

Welcome bonus: Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your card within the first six months.

Spending categories: Earn 5 Membership Rewards® points for every $1 spent on flights booked directly with airlines or through American Express Travel up to $500,000 spent on these purchases per calendar year. You'll also earn 5 points per $1 on prepaid hotels booked through amextravel.com. Additionally, new cardholders earn 10x the points on up to $25,000 combined spending at restaurants worldwide and when you Shop Small in the U.S. during your first six months.

Annual fee: $695

Credit needed: Good, Excellent

Delta SkyMiles® Gold American Express Card

Spending categories: Earn 2 miles on Delta purchases, at restaurants worldwide and on U.S. supermarket purchases, and 1 mile on all other eligible purchases.

Annual fee: $0 introductory annual fee for the first year, then $99.

Credit needed: Good, Excellent

Delta SkyMiles® Platinum American Express Card

Welcome bonus:For a limited time earn 90,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first three months. Offer expires 11/10/2021.

Spending categories: Earn 3x miles on Delta purchases and purchases directly with hotel and 2x miles per $1 at restaurants worldwide and U.S. supermarkets. Earn 1x mile on all other eligible purchases.

Annual fee: $250

Credit needed: Good, Excellent

Delta SkyMiles® Reserve American Express Card

Welcome bonus: For a limited time, earn 80,000 bonus miles and 20,000 Medallion Qualification Miles after you spend $5,000 in purchases on your new card in your first three months. Offer expires 11/10/2021.

Spending categories: Earn 3x miles on Delta purchases and 1x mile on all other eligible purchases.

Annual fee: $550

Credit needed: Good, Excellent

Delta SkyMiles® Blue American Express Card

Welcome bonus: Earn 10,000 bonus miles after you spend $500 in purchases on your new card in your first three months.

Spending categories: Earn 2x miles per $1 spent on Delta purchases and on restaurant purchases worldwide and 1 mile per $1 on your other eligible purchases.

Annual fee: $0

Credit needed: Good, Excellent

Cash-Back Credit Cards

Blue Cash Preferred® Card from American Express

Welcome Bonus: Earn 20% back on Amazon.com purchases made on the card within the first six months of card membership, up to $200 back. Plus, earn $150 back after you spend $3,000 within the same time frame. You will receive cash back in the form of statement credits.

Spending categories: Earn 6% cash back at U.S. supermarkets (up to $6,000 spent annually, then 1%), 6% back on eligible streaming subscriptions, 3% back at U.S. gas stations, 3% back on eligible transit and 1% back on your other eligible purchases.

Annual Fee: $0 introductory annual fee for the first year, then $95.

Credit needed: Good, Excellent

Blue Cash Everyday® Card from American Express

Welcome bonus: Earn 20% back on Amazon.com purchases made on the card in the first six months of card membership, up to $150 back. Plus, earn $100 back after you spend $2,000 in purchases on your new card within the same time frame. You will receive cash back in the form of statement credits.

Spending categories: Earn 3% cash back at U.S. supermarkets (up to $6,000 spent annually, then 1%), 2% at U.S. gas stations, 2% back at select U.S. department stores, and 1% back on your other eligible purchases.

Annual Fee: $0

Credit needed: Good, Excellent

Citi® Double Cash Card - 18 month BT offer:

Analysis: Unlimited 2% cash back (1% when you buy, another 1% when you pay) with no annual fee makes this card a real winner! This card also offers an intro 0% APR on qualifying balance transfers for the first 18 months (then, 13.99% – 23.99% (Variable)). This card basically rewards your good financial habits, so it's one worth having in your wallet. Citi is a CardRatings advertiser

Credit needed: Excellent, Good

Chase Freedom Unlimited®

Welcome bonus: Earn 20K bonus points for spending $500 in 3 months (marketed as $200, but you’ll actually get 20K points that can be used for $200 or as points). Also, an introductory 0% APR for 15 months on purchases (then, 14.99% - 23.74% Variable). Plus, earn 5% cash back (5 points per $1) on grocery store purchases up to $12,000 spent during your first year.

Spending categories: Earn 5 points per $1 (5%) cash back on travel through the Ultimate Rewards® portal, 3 points per $1 at restaurants, 3 points per $1 at drugstores and 1.5 per $1 everywhere else. It's all marketed percentages of cash back, but you’ll actually get points per $1 that can be used for cash back or as points.

Annual fee: $0

DD Take: A solid no-annual-fee card that earns at least 1.5% cash back everywhere and the extra rewards categories are an excellent opportunity to rack up points in everyday spending.

Credit needed: Excellent, Good

Chase Freedom Flex℠

Welcome bonus: Earn 20K bonus points for spending $500 in 3 months (marketed as $200 cash back, but you’ll actually get 20K points that can be used for $200 or as points). Also, an introductory 0% APR for 15 months on purchases (then, 14.99% - 23.74% Variable). Plus, earn 5% cash back (5 points per $1) on grocery store purchases up to $12,000 spent during your first year.

Spending categories: On an ongoing basis, earn 5 points per $1 (5%) on up to $1,500 spent in quarterly rotating categories (quarterly activation is required), 5 points per $1 back on travel through the Ultimate Rewards® portal, 3 points per $1 at restaurants, 3 points per $1 at drugstores and 1 point per $1 on your other purchases. All of these are marketed as cash back percentages, but you’ll actually get Ultimate Rewards® that can be used for cash back or as points.

Annual fee: $0

DD Take: An excellent no-annual-fee card that earns at least 1.5% cash back on every purchase. The other reward categories mean points can accumulate very quickly with everyday spending.

Credit needed: Excellent, Good

For rates and fees of the American Express cards mentioned in this post, please see the following links: The Platinum Card® from American Express (See Rates and Fees; terms apply); American Express® Gold Card (See Rates and Fees; terms apply); Hilton Honors American Express Card (See Rates and Fees; terms apply); Blue Cash Preferred® Card from American Express (See Rates and Fees; terms apply); Blue Cash Everyday® Card from American Express (See Rates and Fees; terms apply) Delta SkyMiles® Gold American Express Card (See Rates and Fees; terms apply); Delta SkyMiles® Platinum American Express Card (See Rates and Fees; terms apply); Delta SkyMiles® Reserve American Express Card (See Rates and Fees; terms apply); Delta SkyMiles® Blue American Express Card (See Rates and Fees; terms apply)