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DansDeals recommended credit cards from our partners

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.

By Dan, CEO and Founder of Dansdeals.com

Here are the top credit card picks from Dansdeals. Start reading below to immediately find and apply for the cards that offer the best deals you. 

Top Recommended Cards:

 

Travel Rewards Credit Cards

Chase Sapphire Reserve®

Welcome bonus: Earn 50K bonus Ultimate Rewards® points – worth $750 in travel when redeemed through the Ultimate Rewards® portal – after spending $4,000 in 3 months.

Spending categories: Earn 3 points per $1 on all dining and on travel (after earning your annual $300 travel credit). Earn 1 point per $1 elsewhere.

Increased point value:Receive a 50% bonus on paid travel redemptions through the Ultimate Rewards® portal. This effectively turns your points into hybrid points as you can choose between getting a value of 1.5 cents per point or transferring points into miles, depending on which gets you a better value.

Card benefits: Transfer all Chase points into airline miles and hotel points. Trip cancellation/interruption insurance, lost luggage insurance and more. Airport lounge access and a $300 reimbursement annually to cover travel expenses.

Annual Fee: $550

Credit needed: Excellent

American Express® Gold Card

Welcome bonus: Earn 60K bonus Membership Rewards® points after spending $4,000 in 6 months. American Express is a CardRatings advertiser

Spending categories: Earn 4 points per $1 at restaurants worldwide and on purchases at U.S. supermarkets (up to $25,000 spent each calendar year, then 1 point per $1). Earn 3 points on flights booked directly with airlines or through amextravel.com and 1 point per $1 elsewhere.

Annual fee: $250

Credit needed: Good, Excellent

Marriott Bonvoy Brilliant™ American Express® Card

Welcome bonus: Earn up to 125,000 bonus Bonvoy points. Earn 100,000 after spending $5,000 in the first three months of card membership. Earn another 25,000 points after your first card member anniversary (offer expires 1/13/21).

Spending categories: Earn 6 points per $1 at participating Marriott Bonvoy properties; 3 points per $1 at U.S. restaurants and on flights booked directly with airlines; and 2 points on all other eligible purchases.

Card benefits: Save with up to $300 in statement credits each year of membership for eligible purchases at participating Bonvoy properties. Complimentary Platinum Elite status for the 2021 status year (offer expires 1/13/21). Unlimited airport lounge visits after enrollment in Priority Pass Select.

Annual fee: $450

Credit needed: Good, Excellent

IHG® Rewards Club Premier Credit Card

Welcome bonus: Earn 140K bonus points after spending $3,000 in the first three months of card membership.

Spending categories: Earn up to 25 points per $1 spent at IHG hotels; two points per $1 at gas stations, grocery stores and restaurants; and one point per $1 on other eligible purchases.

Card benefits: Reward night after each account anniversary year and a reward night when redeeming points for stays of four nights or more. Global Entry or TSA Pre✓® application fee credit every four years when charged to your card. Platinum Elite status for cardholders.

Annual Fee: $89

Credit needed: Excellent, Good

Hilton Honors American Express Aspire Card

Welcome bonus: Earn 150K bonus Hilton Honors points after spending $4,000 in the first three months of card membership.

Spending categories: Earn 14 Hilton bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn seven points per $1 on flights booked directly with airlines or via amextravel.com, on car rentals booked directly with select car rental companies, and at U.S. restaurants; and three points per $1 spent on your other eligible purchases.

Card benefits: Enjoy complimentary Hilton Diamond status and receive up to $250 in Hilton Resort credits each account anniversary year when you stay at participating resorts.

Annual Fee: $450

Credit needed: Good, Excellent

Hilton Honors American Express Surpass® Card

Welcome bonus: Earn 130K bonus Hilton Honors points after spending $2,000 in the first three months of card membership.

Spending categories: Earn 12 Hilton Honors bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn six points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations; earn three points per $1 spent on your other eligible purchases.

Card benefits: Earn a weekend night reward after spending $15,000 on purchases in a calendar year. Earn Diamond Status by spending $40,000 on your card in a calendar year.

Annual Fee: $95

Credit needed: Good, Excellent

Hilton Honors American Express Card

Welcome bonus: Earn 80K bonus Hilton Honors points after spending $1,000 in the first three months of card membership.

Spending categories: Earn seven Hilton Honors bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn five points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations; earn three points per $1 spent on your other eligible purchases.

Card benefits: Complimentary Silver status as a cardholder; spend $20,000 on card purchases in a calendar year to earn an upgrade to Hilton Honors Gold status.

Annual Fee: $0

Credit needed: Good, Excellent

Capital One Venture Rewards Credit Card

Welcome bonus: Earn up to 100K miles. Earn 50K bonus miles for spending $3,000 in 3 months and earn another 50K miles after spending $20,000 in the first 12 months.

Spending categories: Earn 2 miles per $1 on everyday purchases and 5 miles per $1 on hotel and car rental bookings through Capital One TravelSM.

Increased point value: Redeem points for travel at a value of 1 cent each. Or you can transfer into airline miles to maximize your value.

Card benefits: Lost luggage protection. Redeem points for travel at a value 1 cent each. Or you can transfer into airline miles for various – and potentially more – value.

Annual fee: $95.

DD take: Good welcome bonus and strong mileage earnings on spending.

Credit needed: Excellent, Good

The Platinum Card® from American Express

Welcome bonus: Earn 75,000 Membership Rewards® points after you spend $5,000 on purchases on your card within the first six months.

Spending categories: Earn 5 Membership Rewards® points for every $1 spent on flights booked directly with airlines or through American Express Travel (beginning Jan. 1, 2021, you'll earn 5x points on up to $500,000 spent on these purchases per calendar year). You'll also earn 5 points per $1 on prepaid hotels booked through amextravel.com. Additionally, new cardholders earn 10x the points on up to $15,000 spent at U.S. gas stations and U.S. supermarkets during your first six months.

Annual fee: $550

Credit needed: Good, Excellent

Delta SkyMiles® Gold American Express Card

Welcome bonus: Earn 35,000 bonus miles after you spend $1,000 in purchases on your new card in your first three months.

Spending categories: Earn 2 miles on Delta purchases, at restaurants worldwide and on U.S. supermarket purchases. Earn 1 mile per $1 on your other purchases.

Annual fee: $0 introductory annual fee for the first year, then $99.

Credit needed: Good, Excellent

Delta SkyMiles® Platinum American Express Card

Welcome bonus: Earn 40,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $2,000 in purchases on your new card in your first three months. Plus, earn a $100 statement credit after you make a Delta purchase within the same time frame.

Spending categories: Earn 3x miles on Delta purchases and purchases directly with hotels. Earn 2x miles per $1 at restaurants worldwide and U.S. supermarkets; and earn 1 mile per $1 on your other purchases.

Annual fee: $250

Credit needed: Good, Excellent

Delta SkyMiles® Reserve American Express Card

Welcome bonus: Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new card in your first three months.

Spending categories: Earn 3 miles per $1 spent on Delta purchases and 1 mile per $1 on your other purchases.

Annual fee: $550

Credit needed: Good, Excellent

Delta SkyMiles® Blue American Express Card

Welcome bonus: Earn 10,000 bonus miles after you spend $500 in purchases on your new card in your first three months.

Spending categories: Earn 2x miles per $1 spent on Delta purchases and on restaurant purchases worldwide and 1 mile per $1 on your other eligible purchases.

Annual fee: $0

Credit needed: Good, Excellent

Cash-Back Credit Cards

Blue Cash Preferred® Card from American Express

Welcome Bonus: For a limited time earn a $300 statement credit after spending $3,000 in the first six months (offer expires 12/10/20).

Spending categories: Earn 6% cash back at U.S. supermarkets (up to $6,000 spent annually, then 1%), 6% back on eligible streaming subscriptions, 3% back at U.S. gas stations, 3% back on eligible transit and 1% back on your other eligible purchases.

Annual Fee: Limited time offer: $0 introductory annual fee for one year, then $95 (offer expires 12/10/20)

Credit needed: Good, Excellent

Blue Cash Everyday® Card from American Express

Welcome bonus: Earn 20% back on purchases at Amazon.com on the card in the first six months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new card within that same time frame.

Spending categories: Earn 3% cash back at U.S. supermarkets (up to $6,000 spent annually, then 1%), 2% at U.S. gas stations, 2% back at select U.S. department stores, and 1% back on your other eligible purchases.

Annual Fee: $0

Credit needed: Good, Excellent

Citi® Double Cash Card - 18 month BT offer:

Analysis: Unlimited 2% cash back (1% when you buy, another 1% when you pay) with no annual fee makes this card a real winner! This card also offers an intro 0% APR on qualifying balance transfers for the first 18 months (then, 13.99% – 23.99% (Variable)). This card basically rewards your good financial habits, so it's one worth having in your wallet. Citi is a CardRatings advertiser

Credit needed: Excellent

Chase Freedom Unlimited®

Welcome bonus: Earn 20K bonus points for spending $500 in 3 months (marketed as $200, but you’ll actually get 20K points that can be used for $200 or as points). Also, an introductory 0% APR for 15 months on purchases (then, 14.99% - 23.74% Variable).

Spending categories: Earn 5 points per $1 spent on the first $12,000 spent at grocery stores (excluding Target and Walmart) for your first year. Also, earn 5 points per $1 (5%) cash back on travel through the Ultimate Rewards® portal, 3 points per $1 at restaurants, 3 points per $1 at drugstores and 1.5 per $1 everywhere else. It's all marketed percentages of cash back, but you’ll actually get points per $1 that can be used for cash back or as points.

Annual fee: $0

DD take: A fantastic no-annual-fee card that earns at least 1.5% cash back everywhere and the extra rewards categories are a solid opportunity to rack up points in everyday spending..

Credit needed: Excellent, Good

Chase Freedom Flex℠

Welcome bonus: Earn 20K bonus points for spending $500 in 3 months (marketed as $200 cash back, but you’ll actually get 20K points that can be used for $200 or as points). Also, an introductory 0% APR for 15 months on purchases (then, 14.99% - 23.74% Variable).

Spending categories: Earn 5 points per $1 spent on the first $12,000 spent at grocery stores (excluding Target and Walmart) for your first year. On an ongoing basis, earn 5 points per $1 (5%) on up to $1,500 spent in quarterly rotating categories (quarterly activation is required), 5 points per $1 back on travel through the Ultimate Rewards® portal, 3 points per $1 at restaurants, 3 points per $1 at drugstores and 1 point per $1 on your other purchases. All of these are marketed as cash back percentages, but you’ll actually get Ultimate Rewards® that can be used for cash back or as points.

Annual fee: $0

DD take: A fantastic no-annual-fee card that earns at least 1.5% cash back on every purchase. The additional reward categories mean points can accumulate very quickly with everyday spending.

Credit needed: Excellent, Good

For rates and fees of the American Express cards mentioned in this post, please see the following links: The Platinum Card® from American Express (See Rates and Fees); Marriott Bonvoy Brilliant™ American Express® Card (See Rates and Fees); American Express® Gold Card (See Rates and Fees); Hilton Honors American Express Aspire Card (See Rates and Fees); Hilton Honors American Express Surpass® Card (See Rates and Fees); Hilton Honors American Express Card (See Rates and Fees); Blue Cash Preferred® Card from American Express (See Rates and Fees); Blue Cash Everyday® Card from American Express (See Rates and Fees); Delta SkyMiles® Gold American Express Card (See Rates and Fees); Delta SkyMiles® Platinum American Express Card (See Rates and Fees)