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DansDeals recommended credit cards from our partners

Our credit card articles, reviews and ratings maintain strict editorial integrity; however we may be compensated when you click on or are approved for offers (terms apply) from our partners. How we make money.

By Dan, CEO and Founder of Dansdeals.com

Here are the top credit card picks from Dansdeals. Start reading below to immediately find and apply for the cards that offer the best deals you. 

Top Recommended Cards:

Travel Rewards Credit Cards

Chase Sapphire Reserve®

Welcome bonus: Earn 50K bonus Ultimate Rewards® points – worth $750 in travel when redeemed through the Ultimate Rewards® portal – after spending $4,000 in 3 months.

Spending categories: Earn 3 points per $1 on all dining and on travel (after earning your annual $300 travel credit). Earn 1 point per $1 elsewhere.

Increased point value:Receive a 50% bonus on paid travel redemptions through the Ultimate Rewards® portal. This effectively turns your points into hybrid points as you can choose between getting a value of 1.5 cents per point or transferring points into miles, depending on which gets you a better value.

Card benefits: Transfer all Chase points into airline miles and hotel points. Trip cancellation/interruption insurance, lost luggage insurance and more. Airport lounge access and a $300 reimbursement annually to cover travel expenses.

Annual Fee: $550

Credit needed: Excellent

IHG® Rewards Club Premier Credit Card

Welcome bonus: Earn 125K bonus points after spending $3,000 in the first three months of card membership.

Spending categories: Earn 25 points per $1 spent at IHG hotels; two points per $1 at gas stations, grocery stores and restaurants; and one point per $1 on other eligible purchases.

Card benefits: Reward night after each account anniversary year and a reward night when redeeming points for stays of four nights or more. Global Entry or TSA Pre✓® application fee credit every four years when charged to your card. Platinum Elite status for cardholders.

Annual Fee: $89

Credit needed: Excellent, Good

Hilton Honors American Express Aspire Card

Welcome bonus: Earn 150K bonus Hilton Honors points after spending $4,000 in the first three months of card membership.

Spending categories: Earn 14 Hilton bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn seven points per $1 on flights booked directly with airlines or via amextravel.com, on car rentals booked directly with select car rental companies, and at U.S. restaurants; and three points per $1 spent on your other eligible purchases.

Card benefits: Enjoy complimentary Hilton Diamond status and receive up to $250 in Hilton Resort credits each account anniversary year when you stay at participating resorts.

Annual Fee: $450

Credit needed: Good, Excellent

Hilton Honors American Express Surpass® Card

Welcome bonus: Earn 125K bonus Hilton Honors points after spending $2,000 in the first three months of card membership.

Spending categories: Earn 12 Hilton Honors bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn six points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations; earn three points per $1 spent on your other eligible purchases.

Card benefits: Earn a weekend night reward after spending $15,000 on purchases in a calendar year. Earn Diamond Status by spending $40,000 on your card in a calendar year.

Annual Fee: $95

Credit needed: Good, Excellent

Hilton Honors American Express Card

Welcome bonus: Earn 75K bonus Hilton Honors points after spending $1,000 in the first three months of card membership.

Spending categories: Earn seven Hilton Honors bonus points per $1 spent at participating hotels and resorts in the Hilton portfolio; earn five points per $1 at U.S. restaurants, U.S. supermarkets and U.S. gas stations; earn three points per $1 spent on your other eligible purchases.

Card benefits: Complimentary Silver status as a cardholder; spend $20,000 on card purchases in a calendar year to earn an upgrade to Hilton Honors Gold status.

Annual Fee: $0

Credit needed: Good, Excellent

Cash-Back Credit Cards

Citi® Double Cash Card - 18 month BT offer:

Analysis: Unlimited 2% cash back (1% when you buy, another 1% when you pay) with no annual fee makes this card a real winner! This card also offers an intro 0% APR on qualifying balance transfers for the first 18 months (then, 13.99% – 23.99% (Variable)). This card basically rewards your good financial habits, so it's one worth having in your wallet. Citi is a CardRatings advertiser

Credit needed: Excellent

Chase Freedom Unlimited®

Welcome bonus: Earn 20K bonus points for spending $500 in 3 months (Marketed as $200, but you’ll actually get 20K points that can be used for $200 or as points). Also, an introductory 0% APR for 15 months on purchases (then, 14.99 - 23.74% Variable).

Spending categories: Earn 5 points per $1 spent on the first $12,000 spent at grocery stores (excluding Target and Walmart) for your first year and 1.5 points per $1 everywhere else. It's marketed as 5% and 1.5% cash back, respectively, but you’ll actually get 5 points and 1.5 points per $1 that can be used for cash back or as points.

Annual fee: $0

DD take: A fantastic no-annual-fee card that earns 1.5% cash back everywhere (and that 5% cash back on up to $12k at grocery stores for the first year).

Credit needed: Excellent, Good

For rates and fees of the American Express cards mentioned in this post, please see the following links: Hilton Honors American Express Aspire Card (See Rates and Fees); Hilton Honors American Express Surpass® Card (See Rates and Fees); Hilton Honors American Express Card (See Rates and Fees)