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Gas rebate credit cards from our partners

If you have a long commute, you drive a lot for your job or you're always toting the kids around, gas rebate credit cards can save you a lot of money, especially as gas prices continue to climb.

Gas rebate credit cards are rewards credit cards that pay above-average rebates on vehicle fuel purchases at most neighborhood filling stations that accept credit card payments, regardless of brand. Like most rewards cards, gas rebate credit cards usually require an excellent to good credit score.

Don't confuse gas rebate credit cards with gas charge cards, which can only be used at a certain brand of filling station. Gas rebate credit cards give you a lot more flexibility and they don't just pay rewards on gas, either.

Compare your card and see how it stacks up
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Chase Freedom<sup>®</sup>
About Our Ratings

Chase Freedom®

  • Currently offering one of the best sign-up bonuses available on a card with no annual fee
  • Offers a long introductory period in addition to a solid rewards program
Watch out for: Watch out for the cap on bonus cash back and be sure to set reminders to sign up for bonus categories each quarter
APPLY NOW Credit Needed Good
Blue Cash Everyday<sup>®</sup> Card from American Express
About Our Ratings

Blue Cash Everyday® Card from American Express

  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
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Cashback on Gas 2% at US gas stations
Cashback on groceries Up to 3% at US supermarkets
Cashback on other 2% at select US dept stores, 1% on other purchases
Purchase APR 12.99% - 21.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card
About Our Ratings

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
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Cashback on Gas 1.5%
Cashback on groceries 1.5%
Cashback on other 1.5%
Purchase APR 12.9% - 22.9% (Variable) 
Annual Fee $0
APPLY NOW Credit Needed Excellent/Good
Capital One<sup>®</sup> QuicksilverOne<sup>®</sup> Cash Rewards Credit Card
About Our Ratings

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
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Cashback on Gas 1.5%
Cashback on groceries 1.5%
Cashback on other 1.5%
Purchase APR 22.9% (Variable) 
Annual Fee $39
APPLY NOW Credit Needed Average/Fair/Limited
BankAmericard Cash Rewards<sup>™</sup> Credit Card
About Our Ratings

BankAmericard Cash Rewards Credit Card

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee
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Cashback on Gas Up to 3%
Cashback on groceries Up to 2% at grocery stores
Cashback on other 1%
Purchase APR 12.99% - 22.99% Variable
Annual Fee $0
APPLY NOW Credit Needed Excellent
TrueEarnings<sup>®</sup> Card from Costco and American Express
About Our Ratings

TrueEarnings® Card from Costco and American Express

  • Earn cash back: 3% US gas stations up to $4,000 per year in purchases; 2% US restaurants & eligible travel; 1% other purchases. See details.
  • You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership Card, with no annual fee for Costco members
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Cashback on Gas 3% US gas stations up to $4,000 per year in purchases. See details.
Cashback on groceries
Cashback on other 2% US restaurants and eligible travel; 1% other purchases. See details.
Purchase APR 15.24% variable
Annual Fee No Annual Fee with your paid Costco Membership
APPLY NOW Credit Needed Excellent
Journey<sup>SM</sup> Student Rewards from Capital One<sup>®</sup>
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JourneySM Student Rewards from Capital One®

  • Earn 1% cash back on every purchase
  • For every month you pay on time, you receive a 25% bonus-that's a total of 1.25% cash back
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Cashback on Gas 1%
Cashback on groceries 1%
Cashback on other 1%
Purchase APR 19.8% (Variable) 
Annual Fee $0
APPLY NOW Credit Needed Average/Fair/Limited
Credit One Bank<sup>®</sup> Platinum Card
About Our Ratings

Credit One Bank® Platinum Card

  • Get Pre-Qualified for a Platinum Visa credit card
  • Choose your card design from our premium gallery
  • Keep an eye on your credit information with free online monthly credit score tracking
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Cashback on Gas 1%
Cashback on groceries N/A*
Cashback on other N/A*
Purchase APR 17.90% - 23.90% Variable*
Annual Fee $35-$99
APPLY NOW Credit Needed Average/Fair
Barclaycard<sup>®</sup> Rewards MasterCard<sup>®</sup> - Average Credit
About Our Ratings

Barclaycard® Rewards MasterCard® - Average Credit

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
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Cashback on Gas N/A
Cashback on groceries N/A
Cashback on other N/A
Purchase APR 24.99%* Variable
Annual Fee $0
APPLY NOW Credit Needed Average/Fair
BuyPower Card from Capital One
About Our Ratings

BuyPower Card from Capital One

  • Every purchase earns rewards that can help you save toward a new Chevrolet, Buick, GMC or Cadillac vehicle
  • Get 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
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Cashback on Gas N/A
Cashback on groceries N/A
Cashback on other N/A
Purchase APR 11.9% - 19.9% (V) 
Annual Fee $0
APPLY NOW Credit Needed Excellent
Blue Cash Preferred<sup>®</sup> Card from American Express
About Our Ratings

Blue Cash Preferred® Card from American Express

  • Get one year of Amazon Prime plus $100 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
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Cashback on Gas 3% at US gas stations
Cashback on groceries Up to 6% at US supermarkets
Cashback on other 3% at select US dept stores, 1% on other purchases
Purchase APR 12.99% - 21.99% Variable
Annual Fee $75
APPLY NOW Credit Needed Excellent
Credit One Bank<sup>®</sup> Credit Card with Gas Rewards
About Our Ratings

Credit One Bank® Credit Card with Gas Rewards

  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Get Pre-Qualified without affecting your credit score
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Cashback on Gas 1%
Cashback on groceries N/A*
Cashback on other N/A*
Purchase APR 17.90% - 23.90% Variable*
Annual Fee $35-$99
APPLY NOW Credit Needed Poor
Credit Card Database

More about Gas rebate credit cards

  • Who should get it?
  • How many different types?
  • Are good for gas only?
  • Any other advantages?
  • How to decide?
  • Buy gas from different stations?

The best rewards credit card for your needs depends entirely on how you use your credit card. In general, a rewards card is best for people who pay their balance in full each month because interest rates are often a little higher on credit cards that come with rewards. Some cards are also available without an annual fee.

While rewards credit card offers that include bonus frequent flyer miles or free nights at a hotel may get attention for their glamour factor, if you drive a lot for work, have a long commute or travel often by car, a gas rebate card may be a better deal for you.

The more gas you have to buy for your commute or to haul your kids around to activities, the more you'll save with a gas credit card.  

You can go one of two ways to earn rewards for buying gas: either a gas credit card tied to a particular brand of gas or a gas rebate card that you can use at a variety of gas stations.

Gas rebate card or gas card?

The first factor in your choice of a gas rebate card is whether you are brand loyal to your gas station. If you always buy from the same place or travel in an area dominated by one particular gas station chain, you may want to choose a gas card tied to that chain.

  • Gas card: There are two types of credit cards associated with a particular brand of gas. You can get a regular credit card that can be used anywhere Visa and MasterCard are accepted, and will earn rebates only on gas purchases from that particular type of gas station. You may or may not also earn rebates on other purchases with these cards. The other type of gas card is one that can only be used at a particular retail location, such as all Exxon/Mobil stations. In general, you can earn cash rebates such as ten cents per gallon of gas with a gas card tied to a particular company.
  • Gas rebate card: If you buy from several different gas stations, or travel to places with a variety of gas station options, you may be better off with a gas rebate card that gives you rewards on gas purchased anyplace. These cards can be used anywhere Visa and MasterCard are accepted and will usually provide you rewards for all types of purchases, where spending on gas earns the highest rewards. You can earn two to five percent on your gas purchases along with earning one or two percent on other spending.

There are two different types of gas cards - those that are associated with one particular gas chain and those that allow owners to gas up at any station. Those affiliated with a particular gas chain offer excellent rewards when buying that brand of gas, but limit your choices. Apply for a gas rebate credit card that allows you to gas up at any station if you use many different brands of gasoline, or don't want to search for a particular brand of gasoline when you travel.

No. Typically you can use your gas rebate card anywhere your Visa or Mastercard are accepted. And you can earn rewards for using the card for non-gas purchases. But your best rewards are going to be accrued when you buy gas at the station sponsoring the card when you have a card affiliated with a particular gas chain, and whenever you buy gas using a gas rebate card that is not affiliated with a specific fuel retailer.  However, there are retail gas cards available which you would only be able to use at a specific retail chain. 

In addition to the per-gallon fuel credit, many gas credit cards offer fuel credits for nonfuel purchases you make - either at the company's stations or wherever the card is taken. Some cards also offer no annual fee, and complete liability coverage. According to a Fox Business report, the average person could save up to $250 a year on gas alone.

In addition to analyzing the frequency with which you buy gas, you should also think about where you buy your gas. If you tend to stop at the same station all the time - or the same brand of station - then a credit card with that gas company would make sense. But if you tend to buy gas at many different stations, it is better to have a gas rebate credit card that does not tie you to one particular brand.

How to qualify for a gas rebate card

In general, gas rebates are only available on good credit credit cards or for people with excellent credit. Check your credit score before applying to make sure you can qualify for a gas rewards credit card.

Compare the gas rebate cards on this page to see which credit card might be the best choice for you.

Maybe. Another option for you would be a gas rebate credit card that provides rewards at a number of different stations.

About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

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