Visa Credit Cards
By updated on May 25, 2012

If you are looking for a credit card that will be accepted around the world, you may want to choose a Visa credit card. Accepted almost anywhere, Visa offers the power of digital currency to banks, businesses, merchants, individuals, and governments across the globe. According to Visa, as of June 2010, there were over 1.8 billion Visa credit cards issued.  Visa offers a wide assortment of credit cards including cash back, low interest, balance transfer, student, and business cards issued by a variety of banks.

What is Visa?

Understanding Visa means understanding its history in the global marketplace. In 1958, BankAmericard was launched in Fresno, California. With a $300 limit, the experimental paper card was the first to offer revolving credit. By 1976, the world had caught on to the concept, and BankAmericard became Visa, complete with the classic blue and gold flag. The name was chosen because it was simple to spell and is pronounced the same in every language. Travel cheques, ATM machines, and multi-currency clearing were soon to follow.

Today, Visa offers a wide range of credit card products to meet every customer's needs. These offers include:

  • Rewards credit card. If you are looking for the best rewards credit card, you will need to find the one that matches your spending. For example, the MTV Visa Card from Capital One gives you five points per dollar spent on entertainment, two points per dollar spent on restaurants, fast food and coffee shops; and one point per dollar on all other spending. You can also get 25 bonus points for each billing statement that you pay your bill on time. You can redeem the points for travel, merchandise and gift cards.
  • Airline credit card. If you fly lots of different airlines you may want to go for a general travel credit card , but if you fly one particular airline most often you can sometimes earn rewards faster. For example, Chase's Southwest Airlines Rapid Rewards Plus Visa credit card allows you to earn a free flight with your first purchase. You can earn 3,000 points on your credit card anniversary as a bonus, and will earn two points for every dollar spent on Southwest purchases and one point per dollar for all other purchases. When you use this credit card, there are no blackout dates for travel, no fees will be charged for flight changes and your bags fly for free.
  • Business credit card. If you are a small business owner looking for ways to cut costs and improve your bottom line, you may want to take advantage of the New Ink Cash Business Card from Chase. This card, which has no annual fee, gives you $150 cash back after your first purchase, plus another $100 cash back when you spend $5,000 on the card in the first 3 months. On top of that, you earn 5 percent on up to $25,000 spent on the card each year on office supplies and cable and telecommunications services. You also earn 2 percent on the first $25,000 you spend annually on gas and dining. All other charges earn 1 percent cash back.

Is Visa a credit card company?

There are common misconceptions about what Visa does and does not do. Many believe Visa issues credit cards, sets fees, and determines rates. Visa does not do this. Rather, Visa is a global payments technology company that facilitates the use of credit cards throughout the world. Visa has one of the world's most advanced processing networks, capable of handling more than 20,000 transactions per second. Visa technology offers consumers the choices of prepaid cards, debit cards, or credit card products.

How do you choose the best Visa credit card for your needs?

Visa credit cards are offered by a wide variety of financial institutions. Some are co-branded with airlines or hotel chains, some are designed solely for students, some for small business owners and others for people who need to establish their credit. Before you can decide which is the best credit card for you, you will need to find out your credit score and determine how you will use your new credit card.

  • If you want to use your credit card to earn rewards, you should look for a rewards program that matches your purchase pattern, such as buying gas or groceries most often or using your credit card for travel.
  • If you want to pay off a big purchase over time, you'll want to search for a low rate credit card.
  • If you want to transfer a balance and pay off your credit card debt, compare the Visa card offers to find one with the lowest interest rate for the longest time period.

You've narrowed down the options. Now what?

After you narrow down your options, a further credit card comparison should include an assessment of annual percentage rates (APRs), grace periods, annual fees, foreign transaction, balance transfer fees, and any other points that matter to your financial bottom line. Finally, don't forget to check your credit report and credit score in order to spot any problems with your financial history that need to be repaired before you apply for a Visa credit card.

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT

  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away(R) Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more
  • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee
  • September 11th Security Fee Applies


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.24% Variable N/A 3% ($5 min. ) Excellent

Chase Freedom® Visa

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Chase Freedom® Visa
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 12.99% - 22.99% Variable 0% 3% ($5 min. ) Excellent

Capital One® Orbitz® Visa® Platinum

This is a great card for travelers as it takes the hassle out of earning and redeeming points. Your points won't expire and there's no limit to how many you can earn. You can use your points for gift cards and name-brand merchandise. Earn three times your dollar spent on all eligible Orbitz.com bookings and one point per dollar on all other purchases. There are also bonus points on eligible Orbitz.com bookings.There is no annual fee and a lengthy introductory purchase APR. Downside: This card requires excellent credit.

Who uses this card?
This card is best for consumers with excellent credit that frequently travel using Orbitz and do not need to revolve a balance.


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Capital One® Orbitz® Visa® Platinum

Capital One® VentureSM Rewards Credit Card

This card allows 2 miles per dollar on every purchase plus no limit to the miles you can earn, and miles won't expire. There are no foreign transaction fees and no balance transfer fee, balance transfer APR is based on your creditworthiness. Applicant must have excellent credit. There is a $0 intro annual fee for the first year; $59 after that.

Who uses this card?
This card is best for consumers with excellent credit who travel frequently, want flexibility, plan to use the card overseas, and spend enough to offset the annual fee.


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Capital One® VentureSM Rewards Credit Card

PenFed VISA® Platinum Cash Rewards Card

  • Earn 5% cash back on gas purchases paid at the pump**
  • Earn 0.25% cash back on all purchases**
  • No annual fee
  • No foreign transaction fee
  • Cash rewards automatically awarded to your account every month
  • No caps, limits or tiers on rewards
  • Variable 9.99% introductory purchase rate capped through June 30, 2014. During this time the rate can only decrease if the Prime Rate decreases. After June 30, 2014 the cap will be removed and the APR will increase or decrease with the Prime Rate
  • 4.99% APR, a promotional rate on transfers made from April 1, 2012 to June 30, 2012, for life of balance. After that the APR for any new balance transfers will be variable 9.99% APR and will vary with the market based on the Prime Rate. There is no balance transfer fee on transfers made between April 1, 2012 and June 30, 2012. The fee for balance transfers made after June 30, 2012 will return to 3% (Min. $10 - Max. $250) per transaction. This transaction subject to credit approval.


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about PenFed VISA® Platinum Cash Rewards Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
9.99% through June 30, 2014 9.99% Variable 4.99% 3% ($10 min. - $250 max.) Excellent

Citi® Hilton HHonors® Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi® Hilton HHonors® Visa Signature® Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 14.24% - 16.24% Variable N/A 3% ($5 min. ) Excellent

Marriott Rewards® Premier Visa Signature Card

  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott(R) locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards(R) points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Marriott Rewards® Premier Visa Signature Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 15.24% Variable N/A 4% ($5 min. ) Excellent

Marriott Rewards® Visa Signature Card

  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel
  • No Annual fee for your first year – that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Marriott Rewards® Visa Signature Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 14.24% Variable N/A 4% ($5 min. ) Excellent

Simmons First Visa Platinum Rewards

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • No balance transfer fee for balances transferred in response to this online offer

Editor's Rating

5 out of 5

Learn more about Simmons First Visa Platinum Rewards
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
9.25% life of balance 9.25% Variable 9.25% None Excellent

Simmons First Visa Platinum

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.

  • Low 7.25% variable standard purchase APR and platinum benefits

  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Editor's Rating

5 out of 5

Learn more about Simmons First Visa Platinum
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
7.25% life of balance 7.25% Variable 7.25% None Excellent

PenFed Promise VISA Card

  • Absolutely no fees
  • 7.49% APR introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • 4.99% APR promotional balance transfer rate for life of balance on transfers made between April 1, 2012 and June 30, 2012. After June 30, 2012, the APR for new balance transfers will be 17.99% APR. This transaction is subject to credit approval.


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about PenFed Promise VISA Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
7.49% 36 months 9.99% Variable 4.99% N/A Excellent

Iberiabank Visa® Select

  • Introductory APR on Purchases of 0.00% or 7.50% for 12 months from date opened. (If there is an interest charge, the charge will be no less then $0.50). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR, after introductory period, APR of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, or Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $0.50).
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
  • Low Annual Fee of $35.00.


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Iberiabank Visa® Select
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% or 7.50% 12 months 7.50% - 11.50% Variable 1.99% or 7.50% 3% Excellent

Iberiabank Visa® Platinum

  • Earn up to 17,000 bonus points in the first year of account ownership.*
  • Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. You can ScoreMore with Bonus Points – 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards with as little as 700 bonus points.
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.*
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage.
  • Free Online access to credit card account information

Editor's Rating

5 out of 5

Learn more about Iberiabank Visa® Platinum
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 9.25% - 15.25% Variable 1.99% 2% Excellent

Iberiabank Visa® Classic

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Editor's Rating

5 out of 5

Learn more about Iberiabank Visa® Classic
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 7.25% - 13.25% Variable 1.99% 2% Excellent

Citi® Platinum Select® / AAdvantage® Visa Signature® Card

  • Earn 30,000 American Airlines AAdvantage(R) bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage(R) miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage(R) miles back - up to 10,000 AAdvantage(R) miles each calendar year*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi® Platinum Select® / AAdvantage® Visa Signature® Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 15.24% Variable N/A 3% ($5 min. ) Excellent

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Enroll each quarter for new categories that earn additional cash back. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 12 months 12.99% - 22.99% Variable 0% 3% ($5 min. ) Excellent

Citi® Dividend Platinum Select® Card for College Students

  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*

Editor's Rating

5 out of 5

Learn more about Citi® Dividend Platinum Select® Card for College Students
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 7 months* 13.99% - 21.99% Variable N/A 4% ($10 min. ) Good

Citi Forward® Card

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou(R) Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable.
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about Citi Forward® Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 7 months 12.99% - 22.99% Variable 0% 3% ($5 min. ) Excellent

AT&T Universal Business Rewards Card

  • Designed for businesses with an established credit history
  • 0% APR on purchases for 6 months. After that,14.24% variable*
  • Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
  • Additional cards for employees with credit limits you set
  • No Annual Fee


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about AT&T Universal Business Rewards Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 14.24% Variable N/A 3% ($5 min. ) Excellent

Iberiabank Visa® Gold

  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low, variable rate APR of 9.25%, 12.25%, or 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

Editor's Rating

4 out of 5

Learn more about Iberiabank Visa® Gold
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 9.25% - 15.25% Variable 1.99% 2% Excellent

Chase Sapphire PreferredSM

  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year – A $95 value

Editor's Rating

5 out of 5

Learn more about Chase Sapphire Preferred<sup>SM</sup>
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 15.24% Variable N/A 3% ($5 min. ) Excellent

Citi Forward® for College Students

  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening

Editor's Rating

5 out of 5

Learn more about Citi Forward® for College Students
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 7 months 13.99% - 22.99% Variable N/A 3% ($5 min. ) Good

Chase Sapphire℠

  • Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!

Editor's Rating

5 out of 5

Learn more about Chase Sapphire℠
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A None 15.24% Variable N/A 3% ($5 min. ) Excellent

Chase Freedom® Visa - $100 Bonus Cash Back

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12.
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

0 out of 5

Learn more about Chase Freedom® Visa - $100 Bonus Cash Back
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 12.99% - 22.99% Variable 0% 3% ($5 min. ) Excellent

Slate® from Chase - No Balance Transfer Fee

  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Slate® from Chase - No Balance Transfer Fee
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 11.99% - 21.99% Variable 0% None Excellent

United MileagePlus Explorer

  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about United MileagePlus Explorer
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
None N/A 15.24% Variable N/A 3% ($5 min. ) Excellent

Citi ThankYou® Card

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Earn an anniversary bonus on points earned from purchases every year*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Citi ThankYou® Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 15 months 12.99% - 22.99% Variable 0% 3% ($5 min. ) Excellent

British Airways Visa Signature Card®

  • You will get 50,000 bonus Avios after your first purchase
  • 25,000 bonus Avios after you make $10,000 in purchases within the first year of account opening
  • Plus an additional 25,000 bonus Avios after you make an additional $10,000 in purchases within the first year of account opening
  • That's enough Avios for one roundtrip business class reward ticket
  • New: Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home
  • Pay no foreign transaction fees when you travel abroad
  • Earn 2.5 Avios for every $1 spent on British Airways purchases
  • Earn 1.25 Avios for every $1 spent on all other purchases
  • Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Learn more about British Airways Visa Signature Card®
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
None N/A 15.24% Variable N/A 3% ($5 min. ) Excellent

Citi® Platinum Select® Visa Card®

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi(R)Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*


Note!  Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Learn more about Citi® Platinum Select® Visa Card®
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 18 months 11.99% - 21.99% Variable 0% 3% ($5 min. ) Excellent

United MileagePlus® Club Card

  • Annual Club Membership up to a $475 value
  • Premier Access(sm) Priority Airport Services
  • Earn a 50% Mileage Bonus
  • Check your first and second bag for free
  • No Foreign Transaction Fees*
  • Receive Access to exclusive events with Inside Access from Chase


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Editor's Rating

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Learn more about United MileagePlus® Club Card
Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
None N/A 15.24% Variable N/A 3% ( $5 max.) Excellent
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