Pentagon Federal Credit Union

By updated on September 1, 2014

The card offers below are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

Pentagon Federal Credit Union members have access to several credit cards with features that match customer needs.  Pentagon Federal Credit Union serves members of the Air Force, Army, Coast Guard, Department of Homeland Security, Department of Defense, defense-related companies, Veterans of Foreign Wars, and more. Members of the National Military Family Association, a non-profit advocacy organization for military families open to civilians, are also eligible to join. 

Who is eligible to receive a Pentagon Federal Credit Union card?

Members and employees of the Air Force, Army, Coast Guard, Department of Defense, Department of Homeland Security and defense-related companies are eligible to become members of the Pentagon Federal Credit Union, along with Veterans of Foreign Wars. Also eligible to join are members of the National Military Family Association--a non-profit advocacy organization for military families that's open to civilians.

What types of credit cards are offered by the Pentagon Federal Credit Union?

PenFed credit cards can certainly hold their own with other mainstream credit cards. Not only do they have competitive benefits and rewards, but they also have wide acceptance and exceptional service, thanks to the Visa and American Express networks that support them. PenFed offers a variety of credit cards, many with lower interest rates than the standard offered by other financial institutions. Categories of cards include travel points, reward point programs, cash back rewards, low ongoing APR and balance transfer offers. Many of PenFed’s cards are ideal for frequent fliers and road warriors, as some cards offer no foreign transaction fees or provide competitive gas rebates.

How do I choose the best Pentagon Federal Credit Union credit card?

Every consumer should decide how they want to use a new credit card. If you tend to carry a balance, the interest rate and perhaps the balance transfer terms should be your priority. If your preference is to use a credit card to earn rewards, think about the rewards that would be most meaningful to you, such as points for airline miles or hotel rooms or for gas and groceries.

Pentagon Federal Credit Union features cash back and rewards cards, how do I compare the benefits?

When evaluating cash back credit cards, decide whether you would rather have cash back to pay down your balance or to put in a savings account or whether you prefer to earn points towards other purchases. If you are on a tight budget and need to pinch pennies, a cash back credit card might be the best fit. If you want to travel, a rewards card can build up your store of airline miles or toward hotel stays, so looking for Pentagon Federal Credit Union's reward card might give you the extra spending power for using a credit card that you want. Don't forget to check the annual fee and interest rates charged on various cards when you are reviewing their rewards programs.

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PenFed Promise Visa® Card

Editor's Rating

  • No annual fee
  • No foreign transaction fee
  • No balance transfer fee
Apply Now Credit Needed Excellent
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Purchase Intro

APR: 7.49%

Period: Intro purchase APR for 36 months. After that, the APR will vary with the market based on the Prime Rate, and is currently 9.99%.

Purchase APR

9.99% Variable

Balance Transfer Intro APR

4.99% Intro APR

Balance Transfer Intro Period

Promotional balance transfer rate for 48 Months on transfers made from July 01, 2014 through September 30, 2014. After that, the APR for new balance transfers will vary with the market based on the Prime Rate, and is currently, 9.99%. This transaction is subject to credit approval.

Annual Fee

$0 

PenFed Premium Travel Rewards American Express® Card

Editor's Rating

  • 20,000 bonus points when you spend $2,500 within the first 3 months of opening the Card account
  • Earn 5 points per dollar spent on airfare purchases
  • Earn 1 point per dollar spent on all other purchases
Apply Now Credit Needed Excellent
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Purchase Intro

APR: N/A

Purchase APR

9.99%* Variable

Balance Transfer Intro APR

4.99% Intro APR

Balance Transfer Intro Period

Promotional balance transfer rate for 48 Months on Balance Transfers made between July 01, 2014 through September 30, 2014. After that, the APR for new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.

Annual Fee

$0