Capital One® Standard Platinum Credit Card

Apply online for Capital One® Standard Platinum Credit Card Apply on line for Capital One® Standard Platinum Credit Card
  • Who Uses This Card: This card is best for consumers with average credit looking for a Plain Jane card to use to further build credit that never carry a balance..
  • Editor Comments: Here is a card with no annual fee and a lengthy introductory 0% purchase APR. There are no balance transfer fees. This card is for folks with average credit. Card applicant's annual income must be greater than your annual rent/mortgage payment in order to be eligible for this offer. Use Image Card to upload one of your favorite pictures or choose from one of Capitol One for your own unique card. There is a 24-hour travel and emergency assistance as well as 24 hour roadside assistance. There is also auto rental insurance. Downside: After the introductory 0% APR for purchases, normal APR is high. Balance transfer APR is the same with no introductory rate.
  • Card issued by : Capital One
  • Card Type : MasterCard
  • Card Class : Platinum
  • Card Category :
  • Margin Index : Prime + 21.65
  • Purchase APR : 24.9% Variable
  • Finance Calculation Method : Average Daily Balance
  • Minimum Credit Limit :
  • Maximum Credit Limit :
  • Annual Fee : None
  • Over-the-Limit Fee : Will only charge you an over-the-credit-limit fee if you choose to accept this account option. $0 if your credit limit at the time the over-the-credit-limit fee is assessed is less than $500. If your credit limit at that time is greater than or equal to $500, then your over-the-credit-limit fee will be $29. depending on balance
  • Late Payment Fee : $15 - $39 depending on balance
  • Penalty/Default APR : 29.4% Variable
  • Penalty/Default Trigger : If your payment is not received within 60 days after the payment due date, we may increase your Interest Charges and Fees for existing balances and new transactions at any time.
  • Maximum Default APR :
  • Universal Default Clause : No
  • Foreign Currency Fee : None
  • States Available in : ALL
  •  
    Purchase
    Balance Transfer
    Cash Advance
    Introductory Rate
    Introductory Period
    Grace Period
    Balance Transfer Fee
    Cash Advance Fee
    Minimum Fee
    Maximum Fee
    		25 days
    Until April 2011
    0%
    N/A
    N/A
    N/A
    N/A     		N/A
    None
    None
    None
    N/A
    N/A
    N/A    		 24.9% Variable
    N/A

    N/A
    3%
    $10
    None
  • Rebate Description:
  • Special Notes:
Credit Card Database