Other cards you may be interested in:
Capital One® Secured Mastercard®
- This card is best for consumers with limited credit that do not qualify for an unsecured card and that never carry a balance.
- Intro APR
- N/A
- Regular APR
- 22.90% Variable
- Intro APR Period
- None
- Credit Score
Limited
- Card Category
Credit Type
Required Score
Excellent Credit
750 — 850
Good Credit
690 — 749
Fair Credit
640 — 689
Poor Credit
Poor
It is ok to estimate your credit. If you do not know your credit score you can get your free credit score instantly here
Credit Card Review
by Card Expert Curtis ArnoldThis is a great card for those with limited credit histories that would like to further build their credit. It offers a low annual fee compared to other secured credit cards and there are no set up or processing fees. It reports to all three major credit reporting agencies and offers tools to help track your credit. As with most cards for people with limited credit histories, the APR is on the high side.
Capital One® Secured Mastercard® Details
Card Issued By:
Capital One
General Correspondence Address:
PO Box 26625 Richmond VA 23261
Card Type:
MasterCard
Card Class:
Platinum
Card Category:
States Available In:
ALL
Minimum Credit Limit:
$200 min.
Maximum Credit Limit:
$3000 max.
Credit Limit Notes:
Credit Card Rate Information
Purchase
Balance Transfer
Cash Advance
Index:
Prime
Prime
Prime
Margin:
19.65
19.65
21.65
Standard APR:
22.90% Variable
22.90% Variable
24.90% Variable
Standard APR Floor:
None
None
None
Introductory Rate:
N/A
N/A
None
Introductory Period:
None
None
N/A
Finance Calculation Method:
Average Daily Balance
Purchase Grace Period:
25 days
Default/Penalty APR:
N/A
Default/Penalty Margin:
0
Default/Penalty APR Floor:
None
Maximum Default APR:
Penalty/Default Trigger:
Credit Card Fee Information
Annual Fee:
$29 max.
Foreign Transaction Fee:
None
Late Fee:
Up to $19 max.
Over-the-limit Fee:
None
Balance Transfer Fee:
N/A
Cash Advance Fee:
3% ($10 min. ). whichever is greater
Rebates/Notes
Rebate Description:
N/A
Special Notes:
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