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We would love to hear from you! We welcome both comments and criticisms. If you are a member of the press or media, please click here.

Please Note! Please use our message board for message board credit related questions. We have an active message board community - there are over 40,000 posts since May of 2000. Typically, message board inquiries are responded to in a much more timely fashion than inquiries using our contact form due to the large volume of e-mail that we receive. Most posts are usually responded to within one to two business days. Anonymous posts are welcome. Responses to contact form inquiries can take up five business days. Please tell us how you found us when you write (name of link, search engine, etc.).

Please Note! We do not issue credit cards or have any type of personal credit card account information. If you have questions pertaining to an existing credit card account please contact the company that issued the credit card. For a listing of customer service telephone numbers of common credit card issuers click here.

Click on one of the links below to contact us or send an email to Please tell us how you heard about us when you contact us!

We also welcome "standard mail". You may write to us at the following mailing address.

Mailing Address:

U.S. Citizens for Fair Credit Card Terms, Inc.
201 W. Broadway, Suite #G12
North Little Rock, AR 72114

Please Note! Our physical address (office address) differs from our mailing address.


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About the Editor
Curtis Arnold

CardRatings Founder: Curtis Arnold

Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is a... Read Curtis Arnold Bio.

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