- Who: Credit cards for Canadians of the minimum adult age looking to establish or build their credit.
- Why: Can help you obtain a high credit score and other benefits like cash back, airline miles, rewards, and low interest
- Drawbacks: If used irresponsibly, Canadian credit cards can take a toll on your finances due to interest charges and fees.
Canadian Credit Cards
Editor's Pick
No Editor's Pick for this category
Capital One® Miles Platinum MasterCard® with No Hassle RewardsTM
- Choice of Rewards
- One reward mile for every dollar spent
- 5,000 bonus reward miles with first purchase
- Reward miles that never expire
- No blackout dates or seat restrictions
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 19.80% V | Yes | None | Excellent |
Capital One® Low Rate Guaranteed MasterCard®
- May help you strengthen your credit
- $0 fraud liability for unauthorized use
- 24/7 customer service online and by phone
- Card accepted at over 24 million locations worldwide
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.9% V | Yes | N/A | Excellent |
Capital One® Low Rate Guaranteed Secured MasterCard®
- Guaranteed approval
- May help you build or rebuild your credit
- $0 fraud liability for unauthorized use
- 24/7 customer service online and by phone
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| N/A | N/A | 14.9% V | Yes | N/A | Limited |
Cash Back Plus Platinum MasterCard® with No Hassle RewardsTM
- 1% cash back annually on total purchases up to $10,000
- 1.5% cash back annually on total purchases between $10,000.01 and $20,000
- 2% cash back annually on total purchases above $20,000
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| None | N/A | 19.80% | Yes | None | Excellent |
Miles Plus Platinum MasterCard® with No Hassle RewardsTM
- Choose how to redeem your rewards
- 2 reward miles per $1 spent on purchases
- 5,000 bonus reward miles on your first purchase
Note! Do you know your credit score? Click here for free credit score offers.
| Intro APR | Intro APR Period | Regular APR | Balance Transfer | Transfer Fee | Credit Needed |
|---|---|---|---|---|---|
| None | N/A | 19.80% | Yes | None | Excellent |
