Low Interest Credit Cards

  • Who: Consumers who do not plan on paying off their balance in full each month and who have good credit.
  • Why: The lower your interest rate, the more money
    you will save in interest charges. You can also save
    by doing a balance transfer.
  • Drawbacks: The best low interest credit cards typically require a high credit score.

Editor's Pick

Simmons Bank Platinum Visa

Card

5 out of 5

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until March 2011 13.90% V Yes* None* Excellent

Discover® More® Card

  • 0% APR on Balance Transfers for a full 12 months
  • 0% APR on Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - BT 12 months 11.99% - 20.99% V Yes 4% Good

Citi® Platinum Select® MasterCard®

  • 0% APR* on balance transfers and purchases for up to 15 months
  • No annual fee
  • Citi® Identity Theft Solutions


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% Up to 15 months 11.99% - 19.99% Variable Yes 3% ($5 min)* Good

Capital One® No Hassle CashSM Rewards

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% - Purchases Only Until March 2011 14.9% V Yes None* Excellent

Discover® Motiva(SM) Card

  • Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
  • See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on Discover’s website.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
3.99% BT 12 months 11.99% - 19.99% V Yes 3% Excellent

PenFed Promise VISA Card

  • Absolutely No Fees
  • Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
  • No Foreign Transaction Fees
  • Some restrictions apply.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
7.49% 36 months 9.99% V Yes None Excellent

SlateSM from Chase

  • Now with BlueprintSM
  • 0% intro APR
  • Patented Fraud Protection
  • Zero Liability on Unauthorized Purchases


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0%* Up to 12 months* As low as 13.24% Variable Yes 3% ($5 minimum) Excellent

PenFed Premium Travel Rewards American Express® Card

  • 5 Points for Every $1 Spent on Airfare
  • 3 Points on Hotels and Dining (through December 31, 2010)
  • Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
  • 24/7 Premium Concierge Service
  • Redeem on any Airline; no black-out dates or restrictions
  • Spend $650 in the First Three Months and Receive 20,000 bonus points


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
4.99% or 6.99% - BT 24 months 13.24% Variable Yes 2.5% (minimum $10, maximum $100) Excellent

PenFed VISA Platinum Gas / Cash Rewards Card

  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
  • Up to $50,000 Limit
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
4.99% or 6.99% - BT 24 months 13.99% V Yes Waived Until 3/31/10 Excellent

Discover® Biodegradable More® Card

  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months 11.99% - 19.99% V Yes 3% Excellent

Chase FreedomSM Card

  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0%* 12 months on balance transfers; 6 months on Purchases As low as 12.99% Variable Yes 5% ($10 minimum) Excellent

Blue from American Express(R)

  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
0% 6 months As Low As 15.24% Yes See Terms* Good

Iberiabank Visa® Select

  • Introductory Rate of 7.50% for 12 months from date opened on Purchases
  • Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
  • Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
  • No transaction fee for balance transfers


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
7.50% F 12 months 7.50% V Yes None Excellent

Iberiabank Visa® Classic

  • Variable Rate APR ranging from Prime + 4% – Prime + 10% (7.25%/10.25%/13.25%)
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
1.99% BT 6 months 7.25 - 13.25% Yes 2% Excellent

Simmons Bank Platinum Visa

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 7.25% V Yes No Excellent

Simmons First Visa Platinum Travel Rewards

  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • No balance transfer fee for balances transferred in response to this online offer


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APR Intro APR Period Regular APR Balance Transfer Transfer Fee Credit Needed
N/A N/A 9.25% V Yes No Excellent