CardRatings.com's Final Four: Low Interest Credit Cards

Written by Beverly Blair Harzog
Posted On: April 1, 2010

In basketball, sometimes you don't know who will win until the final second. Often, it's the team with the last shot that ends up with the highest score and the win.

When it comes to low interest credit cards, those of you with high credit scores are winners, too. These cards are just right for people who don't plan on paying off their bill every month, but who happen to have a high credit score. And if you're carrying a balance, you want the lowest interest rate possible.


[Let CardRatings.com help you find the right rewards credit card for you.]

So here's CardRatings.com's Final Four of the low interest credit cards. The competition was tough, but each of these cards has our Editor's 5-star rating.

1. Citi Platinum Select MasterCard: Has a 0 percent intro APR rate for up to 18 months. After the intro rate ends, it boasts a regular APR rate as low as 11.99 percent, depending on your credit score. Credit needed: Good.

2. Chase Freedom Card: Has a 0 percent intro APR rate for up to 6 months on purchases and 12 months on balance transfers. After the intro rate ends, it offers a regular APR rate as low as 12.99 percent, depending on your credit score. Also gives a 5 percent bonus cash back on rotating categories, like groceries, home improvement, and more. Credit needed: Excellent.

3. Discover More Card: Has a 0 percent intro APR rate for up to 12 months. After the intro rate ends, it has a regular APR rate as low as 11.99 percent, depending on your credit score. Also has a 5 percent Cashback Bonus in rotating categories like gas, travel, and more. Credit needed: Excellent.

4. PenFed Promise VISA Card: Has a 7.49 percent intro APR rate for up to 36 months. After the intro rate ends, it boasts a regular APR rate as low as 9.99 percent, depending on your credit score. There are no fees of any kind, including no foreign transaction fees. Credit needed: Excellent.

Posted in Low Rate Credit Cards


5 Comments »

  1. April 8, 2010 at 3:37 pm Amber Stubbs Amber Stubbs says: 
    Yes, there is a forum:  http://www.cardratings.com/forum/index.php
  2. April 7, 2010 at 9:10 am KAREN Colyotte KAREN Colyotte says: 
    Debt advice can be hard to get trustworthy info. Sites like these and government website are the only places to take info. Forums can be  ok as well, is there one on this site?
  3. April 7, 2010 at 3:33 am COLLEEN Pankonien COLLEEN Pankonien says: 
    Get out of debt, get rich, my 2 wishes
       lol Well I'd settle just for the first one at the moment, unless anyone has a few million they would like to give me?.
  4. April 2, 2010 at 11:39 am how to sing how to sing says: 
    I can't say I agree 100% on some issues, but you certainly have an interesting way of writing thigs. Anyway, I appreciate the quality you add to the blogosphere and that this isn't just another abandoned, made-for-adsense site! Take care...
  5. April 2, 2010 at 9:28 am Hugh Kuenzi Hugh Kuenzi says: 
    Hello,I love reading through your blog, I wanted to leave a little comment to support you and wish you a good continuation. Wishing you the best of luck for all your blogging efforts.

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